Are you experiencing debt that has been increasing lately? Are you burnt out from trying various financial advice and strategies but haven’t solved your problems?
Maybe you’re here because you’ve already tried everything.
In the majority of cases, your best option is to speak with experts who can assist you resolve the issue.
CuraDebt is among the companies that get the most inquiries. A lot of people have been inquiring whether they can assist you or put you into more debt.
According to their customers, they can help you control the majority of your debts so that you can take few things off of your plate.
However, for certain people the claims seem too good to be true.
You might be looking for any solution that could help you resolve your debt. If that’s the case, CuraDebt will mostly be highly recommended by those. We’ll take a deeper study of the way CuraDebt is used and the problems it can solve for you.
Moreover, before we end, we’ll also look into the advantages and disadvantages of this method.
Before starting the review, you can check out this video instead in case you would prefer to watch it.
Otherwise, let’s begin.
Before you go on, you may want to watch this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick review. After, you’ll want to read the rest of our article for a more comprehensive review of CuraDebt.
About the Company Senior Tax Relief Franklin County Va
CuraDebt is an organization that deals with debt relief in Hollywood, Florida. It was established in 2000 and has since become an active member of the American Fair Credit Council, the US Chamber of Commerce, and has been accredited with the International Association of Professional Debt Arbitrators.
While it is accredited, certain states have imposed restrictions on their services.
What CuraDebt do?
Helping you settle your debt is one of CuraDebt’s best popular feature. They also provide other services that can assist you in becoming financially secure.
The process begins with requesting a free savings estimate on the internet. It is a completely private service and won’t conduct a credit inquiry. With this savings estimate you’ll be able to learn more about the options to be debt-free.
The savings estimate, as we’ve mentioned before, gives you an idea of your choices regardless of whether you’re going to keep using CuraDebt.
CuraDebt will provide you with a financial counselor as well as a support team to help you with credit arbitration in the event that you decide to enroll. Some financial advisors can help you on your path to debt-free living.
After your debt settlement plan, CuraDebt will be the agency to handle all of your creditor’s calls. They will also be the ones that determine conditions of the repayment based on the status of your financial situation. In determining which option is the best your situation, the payment could either be a lump sum settlement or the option of a payment plan.
Additionally they will be working with creditors to ensure that you get better rates when you transfer money into your savings account, which in turn, will be processed to pay back the creditors. Their programs can assist you to pay off the debt in 48 months.
Once you’ve signed up with them, they’ll allow you access to your data 24/7. All you need to do is log in to CuraDebts the client portal to track your progress.
Before you can avail of the program, you’ll have to meet their eligibility requirements first. To be eligible, you’ll have to meet the following criteria:
- At least 21 years old
- Have a verifiable income
- Minimum debt must be $5,000
What can they assist you?
Here are some of the ways CuraDebt can help you.
Like their name implies, CuraDebt can help you deal your debt. They can negotiate settlements on your behalf to settle most types of debt. They can help with personal loans, medical bills credit cards, as well as loans. They are also able to settle any outstanding amount on business debts collection, repossessions, or collections.
They may even assist you in negotiating for back taxes as well as IRS debt. However, you will not receive assistance for the majority claims, loans from the government as well as collateral and utility bills. They also don’t cover most student loans.
On the other hand, they will help you use laws like that of Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They can also assist you in identifying the violations of creditors to ensure that you receive cash settlements, should it be possible. Some violations can also cause your debt to be also dismissed.
CuraDebt lets you settle debt with less than the amount you own. You can also have questions answered during a free meeting with their debt counselor.
The greatest benefit of their program is that you’ll only have to pay for the charges once your debt is settled. All you have to do is sign up with any of the plans and you’ll be able resolve all of your debts.
Tax Management and Relief
CuraDebt will also handle taxes. Once they collect all of your financial documents, they will also collect all the paperwork you’ll need for tax returns.
By using this program, you’ll be able to resolve different types of taxes such as wage garnishments, tax penalties, personal and corporate taxes as well as back taxes, trust fund penalties, and tax liens.
There aren’t any hidden costs neither are there hidden fees. They only use flat-fee pricing, which depends on the amount you’ll must settle.
They offer different options for settling your tax debt. Here are 6 options:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatements
- Currently non-collectible
What types of debt can they assist you with?
Although they specialize in debt settlement, it is not their specialty, they don’t cater to all types of settlement. CuraDebt concentrates on unsecured debt. They aren’t able to help you if the debt or loan is tied to an item that is physical.
If you do have the following kinds of debt, they will make arrangements for settlements.
With CuraDebt, you should be able to pay tax debts that were due to be paid without any issues. Moreover, this type of service is available to all 50 states in the event that you have a debt towards the IRS. They have federal tax experts who can assist you in resolving the issues.
CuraDebt will also help you resolve any medical-related debt. In certain cases you might even be able to pay them for less than what you are owed.
Private Student Loan
CuraDebt does not offer Federal student loan. However, they can assist private students with negotiating any loans they are owed.
Personal loans and payday loans also qualify for the debt settlement program. It is also possible to avail the program the program if you have other unsecure credit lines you obtained from another financial institution or bank.
Credit Card Debt
If you are in debt through store credit cards, traditional credit cards, and private-label credit cards, CuraDebt will assist you in paying it off.
What will it cost you?
The greatest thing about CuraDebt is the way they’ve priced their services. They don’t charge upfront fees. You’ll only pay once you settle each of your outstanding debts.
They also don’t charge high costs either. On average, you’ll have to pay between 20 and 20 percent of the debt that you settled through them.
On average, this type of industry charges between 15 and 25%.
Additionally, customers can anticipate to settle their debt from 2 to 4 years. But, it also differs according to the amount you are able to save each month.
They also claim that you can save up to 30% if you include their costs into your calculations.
However, the claim may vary, depending on the situation. Some clients even mentioned saving between 50% and 80percent.
The benefits of using CuraDebt
Now that you have a clearer picture of what CuraDebt offers, Let’s take a look at the benefits of using CuraDebt.
In the beginning, CuraDebt only charges you once you’ve paid off your debt. Additionally, they only charge 20% of the cost, whereas many companies charge 25%.
Then, if you’re done by the program for debt relief, you can also sign up for their credit restoration program.
It’s a fantastic method to improve your credit without having to go in debt again. The program is however designed different for every person, depending on your situation.
Lastly, CureDebt looks into your debt so that they can assist with settlements and negotiations. So, the amount you owe won’t rise as time passes. They’ll also investigate any creditor violations with the help of their in-house experts.
Some disadvantages to the use of CuraDebt
Let’s also look into some of the negatives of CuraDebt.
Debt relief and debt settlements typically require you to stop making payments using your credit card. Therefore, if you’re trying increase your standing on credit scores, you could set you back while you’re working on your obligations.
CureDebt does not have a mobile app available. While they have a website for clients, it looks old and mundane. It’s not particularly intuitive and could be challenging to navigate.
Moreover, they are still not accredited with their Better Business Bureau although they received an A+ grade.
The Final Verdict
CuraDebt is a useful program that allows you to resolve your debt without having to spend more on these kinds of services. Additionally, their 20% service fee is less expensive than the majority of companies that offer an additional 25% charge. There are no upfront payments, and you will only be required to pay once the debt is settled.
Although they’ll allow you to access an account to see your progress however, their website isn’t user-friendly. CuraDebt also doesn’t have an app, which would make it easier to look at your progression.
They do have a competent support staff and can be reached them not only through emails but by phone or by making an e-ticket. Senior Tax Relief Franklin County Va
If the debt is a big problem right now, we strongly recommend CuraDebt’s debt management program. Just make sure that you’re eligible and that the programs that they provide are offered in your state.
FAQ Senior Tax Relief Franklin County Va
What is the time frame to complete the course?
The average program is between 24 and 48 months dependent on the size of your debt as well as your stipulated settlement.
Can CuraDebt aid with tax problems in the state?
Sure, CuraDebt offers a program for tax relief that will help you with problems like delinquent tax and garnishments of wages.
What do I need to do after joining the program?
You’ll need to constantly communicate with the team and pay the required payments to reduce your debt over time.