Have your debts increased lately? Are you tired of trying different financial advice and tips but still have unsolved issues?
Maybe you’re here because already tried everything.
In the majority of cases, your best way is to approach experts who can help you resolve the issue.
CuraDebt is among the most frequently contacted companies. A lot of people have been inquiring whether they are able to help or put you into more debt.
According to their customers, they can assist you in managing 80percent of your debts so that you can take couple of w
orries off your shoulders.
But for some people they believe these claims are too good to be true.
If you’re looking for something that will help you resolve your debt. In this case, CuraDebt will mostly be recommended by people. We’ll take a deeper look at the way CuraDebt is used and the problems it can help you solve.
Furthermore, before we conclude, we’ll also look into its benefits and drawbacks.
Before beginning the review, check out this video instead if you prefer for it to be watched.
Otherwise, let’s begin.
Before you go on, you may want to check out this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick review. After, you will want to read the rest of our article for a more comprehensive review.
About the Company Senior Rela Estate Tax Relief West Long Branch New Jersey
CuraDebt is a company that provides debt relief from Hollywood, Florida. It was established in 2000 and has since become an active part of the American Fair Credit Council, the US Chamber of Commerce, and is accredited by the International Association of Professional Debt Arbitrators.
While it is accredited, some states have imposed restrictions on their services.
What CuraDebt do?
Assistance in settling your debt is one of CuraDebt’s best well-known feature. But they offer other services that will assist you in becoming financially stable.
The process starts by requesting a no-cost savings estimate on the internet. The service is completely confidential and they will not be doing a credit check. By using this estimate of savings you’ll be able to discover more about options to debt-free.
Savings estimates, which was mentioned previously, offers you an insight into your choices regardless of whether or not you’re going to keep using CuraDebt.
CuraDebt will assign you a financial advisor and a support team to help you with the process of credit arbitration should you choose to join. Financial advisors may be able to assist you on your path to debt-free living.
After your debt settlement plan, CuraDebt is the one to handle all of your creditors’ calls. They’ll be the ones who negotiate the terms of your repayment based on the status of your finances. Based on what works best to you, this could be a lump-sum settlement or an installment plan.
Furthermore they will work with lenders to help you have better rates as you transfer money into your savings account. This is then processed to pay back the creditors. The plans they offer can help you pay off the debt in the period of 48 months.
After you’ve registered with them, they’ll allow you access to your information 24/7. All you need to do is login to CuraDebts the client portal so that you can monitor your development.
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CuraDebt’s Requirements
Before you can avail of the program, you’ll have to meet their eligibility requirements first. In order to be considered eligible for the program, you’ll need to meet the following requirements:
- At least 21 years old
- Earn a reliable income
- Have a minimum debt of $5,000
What can they help you?
Here are the different ways CuraDebt can aid you.
Debt Relief
Like their name implies, CuraDebt can help you deal your debt. They are able to negotiate settlements on your behalf to settle all kinds of debt. They can help with medical bills, personal loans, credit cards and lines of credit. They can also be approached to settle any outstanding amount on business debts, collections, or repossessions.
They can even help negotiate for back taxes and IRS debt. However, you won’t get support for most claims, loans from the government as well as collateral and utility bills. The same goes for student loans.
On the other hand, they can assist you with laws like that of Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They will also help you identify the violations of creditors so that you can have cash settlements, if they are possible. Certain violations may cause your debt to be dismissed as well.
CuraDebt can also help you pay off debts with less than the amount you own. You can also have questions answered during a free meeting with their debt counsellor.
The greatest benefit of the program is that you only be charged after your debt has been settled. All you have to do is sign up with one of their plans and you’ll be able pay off all your debts.
Tax Management and Relief
CuraDebt can also deal with taxes. Once they’ve gathered all your financial records and tax documents, they’ll also collect all the paperwork you’ll need to file tax returns.
With this program, you will be able to deal with different types of taxes such as garnishments on wages, tax penalties, personal and taxation for business and back taxes as well as trust fund penalties and tax lien.
There aren’t hidden fees neither are there hidden fees. They use only flat-fee pricing that is based on the amount you’ll must settle.
There are a variety of options when it comes to settling your tax debt. Here are 6 of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatement
- Currently non-collectible
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What kinds of debts can they assist you with?
Although debt settlement is their specialization but they aren’t able to offer all kinds of debt settlement. CuraDebt is only focused on loans that are not secured. They can’t assist you if your credit or loan is tied to an item that is physical.
If, however, you are in the following kinds of debt, they will make arrangements for settlements.
Tax Debt
With CuraDebt the service, you’ll be able to settle taxes that are due without difficulty. Additionally, this service is offered across all 50 states, if you have a debt in arrears to IRS. They have federal tax experts who can assist you in resolving the issues.
Medical Debt
CuraDebt can also help resolve your medical debt. In some instances, you may even pay the debt for less than you have to pay.
Private Student Loan
CuraDebt does not offer Federal student loan. However, they can assist private students negotiate any student loans that they have to pay.
Personal Loan
Payday loans and personal loans also qualify to be eligible for debt relief programs. It is also possible to avail the program of the program if you also have other unsecured credit lines that you have obtained from a different financial institution or bank.
Credit Card Debt
Whether you have debt with store credit cards as well as traditional credit cards or private label credit cards CuraDebt can assist you in paying it off.
How much will it cost?
The best part about CuraDebt is the way the company has priced its services. They don’t charge an upfront fee. The only time you pay is when you’ve paid each of your debts.
Additionally, they don’t have high-cost charges either. In the average, you’ll need to pay between 20 and 20 percent of the debt you settled through them.
In the average, this kind of industry charges between 15 and 25%.
Moreover, clients can expect to settle their debts within 2 to 4 years. However, this also varies in relation to the amount you can save up per month.
Also, they claim that you can save as much as 30% by incorporating their fees in your equation.
But this claim will also depend on the situation. Some customers even claimed to save 50 to 80%.
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The benefits of using CuraDebt
Now that you have an understanding of the benefits CuraDebt can offer you let’s look into the advantages that come with using CuraDebt.
In the beginning, CuraDebt will only charge you after you’ve settled your debt. Furthermore they only charge an amount of 20%, while the majority of companies charge 25%.
If you’re finished in the process of debt resolution, you can also sign up for their credit restoration program.
It’s a great method to improve your credit score without having to go back into debt. The program is however designed differently for each person, depending on your situation.
In the end, CureDebt looks into your financial obligations to help with settlements and negotiations. It means that the amount you owe won’t rise over time. They’ll also investigate any creditor violations with the help of their in-house experts.
Some disadvantages to the use of CuraDebt
Let’s also consider some of the drawbacks of CuraDebt.
Debt relief and debt settlements often require you to stop paying with the credit card you use. If you’re trying to improve your credit score, it may delay you from finishing your debt.
CureDebt also doesn’t have a mobile app. While they do have a website for clients however, it appears outdated and basic. It’s not particularly intuitive, and it can be difficult to navigate.
In addition, they’re not credited with the Better Business Bureau although they received an A+ grade.
The Final Verdict
CuraDebt is a useful program that lets you resolve your debt without having to spend more on these kinds of services. Additionally the 20% service fee is lower than many businesses that charge an additional 25% charge. There aren’t any upfront fees, and you will only have to pay the fee when your debt is finally settled.
Although they’ll allow you to access an account so that you can track your progress but their website isn’t simple to navigate. CuraDebt isn’t even an app that would make it easier to track your performance.
However, they have a good support team that you can contact them not only through emails but also by phone or sending an e-ticket. Senior Rela Estate Tax Relief West Long Branch New Jersey
If the debt is a big problem, then we strongly recommend CuraDebt’s debt management program. Be sure to be eligible and that the programs that they provide are offered in your area.
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FAQ Senior Rela Estate Tax Relief West Long Branch New Jersey
How long will it take to complete the program?
The program typically takes 24 to 48 months, dependent on the size of your debt as well as your agreement on the settlement.
Can CuraDebt aid in the fight against state tax issues?
Sure, CuraDebt provides tax relief programs to help you with problems such as delinquent payroll taxes and wage garnishments.
What’s the first thing I have to do when I’m enrolled in the program?
You’ll need to constantly communicate with your team members and make the necessary payments to lower the amount of debt you have over time.