Has your debt been increasing lately? Are you exhausted from trying other financial advice and strategies but you’re still struggling with unsolved problems?
Maybe you’re here because tried every thing.
In the majority of cases, your most effective approach is to talk to experts who can help to resolve this issue.
CuraDebt is among the companies that get the most inquiries. Many customers have asked if they are able to help or put you into more debt.
According to their customers, they can help you manage the majority of your debt , so you can finally take a couple of things off your plate.
But for some people they believe these claims are too good to be true.
You might be looking for something that will assist you in paying off your debt. In that situation, CuraDebt will mostly be suggested by people. We’ll be taking an in-depth study of how CuraDebt operates and what issues it could help solve.
In addition, prior to our conclusion we’ll look at its advantages and drawbacks.
Before beginning the review, watch this video instead for a more relaxing way watching it.
Otherwise, let’s begin.
Before you continue, you may want to check out this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick review. After, you’ll want to read the rest of our article for a more comprehensive review.
About the Company Senior Property Tax Relief Portland Me
CuraDebt is a company that provides debt relief from Hollywood, Florida. It was established in 2000 and has since become a member of the American Fair Credit Council, the US Chamber of Commerce, and is accredited by the International Association of Professional Debt Arbitrators.
Although the service is accredited, certain states have imposed restrictions on their services.
What can CuraDebt do?
Helping you settle your debt is the most popular feature. However, they also offer other services that will help you be more financially stable.
The process begins by requesting a free savings estimate on the internet. The service is completely confidential, and they won’t be doing a credit check. With this estimate of savings, you will discover more about other options in your journey to debt-free.
This estimate of savings, as mentioned previously, offers you an insight into your options, regardless of whether you’re going to keep using CuraDebt.
CuraDebt will provide you with a financial counselor and a team of support to assist you with credit arbitration in the event that you decide to sign up. Certain financial advisors can assist you on your path to debt-free living.
Following your debt settlement program is completed, CuraDebt can be the company to take care of all your creditors’ calls. They’ll be the ones who determine the terms of your payment in accordance with the state of your financial situation. Depending on which works best your situation, the payment can either be a lump sum settlement or a payment plan.
Furthermore they will also be working with creditors so that you can get better rates when you make deposits to your savings account, which in turn, will be processed to pay creditors. Their plans can help you get rid of debt in just two years.
After you’ve signed up with them, they will give you access to your information 24/7. All you need to do is login to CuraDebts Client Portal so that you can monitor your performance.
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CuraDebt’s Requirements
Before you can avail of their program, you’ll need to pass their requirements first. For eligibility, you’ll need to meet the following requirements:
- Minimum 21 years old
- Verifiable income
- Have a minimum debt of $5,000
What are they able to assist you?
Here are the various ways CuraDebt can assist you.
Debt Relief
Like their name implies, CuraDebt can assist you in dealing your debt. They can negotiate settlements on your behalf to settle most types of debt. This includes personal loans, medical bills credit cards, and also line of credit. They can also be approached to help settle any remaining balance on business debt and collections or repossessions.
They can even help negotiate on tax owed as well as IRS debt. But, you won’t receive support for most of your lawsuits, loans from the government or collateral, as well as utility bills. Also, they don’t cover the majority of student loans.
On the other hand, they will assist you in navigating laws such as the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They will also help you identify debtors who are in violation so that you can have cash settlements, should it be possible. Certain violations could cause your debt to be also dismissed.
CuraDebt can also help you settle debt with less than the amount you own. Additionally, you can have questions answered during a free meeting with their debt advisor.
The most appealing aspect of their program is that you will only be charged when your debt is paid off. All you need to sign up for any of the plans and you’ll have the ability to settle each of your debts.
Tax Management and Relief
CuraDebt will also handle the tax liabilities you have. Once they collect all of your financial documentation and tax documents, they’ll also collect all the documents you’ll require to file tax returns.
With this program, you should be able to deal with the various types of tax problems such as wage garnishments and tax penalties, personal and corporate taxes as well as back taxes, trust fund penalties, and tax lien.
There aren’t hidden fees neither are there hidden fees. They only use flat-fee pricing and is dependent on the amount that you’ll need to settle.
There are a variety of options when it comes to the settlement of the tax debt. Here are 6 of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatements
- Currently non-collectible
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What kind of debt are they able to help with?
Although debt settlement is their specialization but they aren’t able to cater to all types of settlement. CuraDebt is only focused on loans that are not secured. They aren’t able to help you if the credit or loan is tied to an actual item.
If, however, you are in the following kinds of debt, they’ll make arrangements for settlements.
Tax Debt
With CuraDebt it is expected that you will be able to settle tax debts that were due to be paid without any problems. Furthermore, this service is accessible across all 50 states, if you have a debt to the IRS. They have federal tax experts who can assist you in resolving the issues.
Medical Debt
CuraDebt can also help resolve your medical debt. In some cases you might even be able to pay them less than the amount you have to pay.
Private Student Loan
CuraDebt does not offer Federal student loan. However, they can assist private students negotiate the student loans they have to pay.
Personal Loan
Payday loans and personal loans also qualify as debt-settling programs. You can also avail of the program if you also have other unsecured credit lines that you got from another bank or financial institution.
Credit Card Debt
If you are in debt through store credit cards as well as traditional credit cards as well as private label credit card CuraDebt will assist you in paying it off.
What will it cost you?
The best part about CuraDebt is how they’ve priced their services. They do not charge an upfront cost. You’ll only pay once you have paid off all of your outstanding debts.
Additionally, they don’t have high-cost charges either. On average, you’ll have to pay between 20 and 20 percent of the debt you settled with them.
In general, this type of industry charges from 15% to 25 percentage.
Moreover, clients can expect to settle their debt from between 2 and 4 years. However, this also varies according to the amount you are able to save each month.
Also, they claim that you can save as much as 30% if you include their charges into your calculation.
But this claim will also differ based on the situation. Some customers have even talked about saving between 50% and 80percent.
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Advantages to using CuraDebt
Once you’ve got an idea of what CuraDebt can provide, Let’s take a look at the benefits of using CuraDebt.
In the beginning, CuraDebt is only charged when you’ve paid off your debt. Furthermore they charge only an amount of 20%, while the majority of companies charge 25%.
If you’re finished by the program for debt relief, you may also sign up for their credit repair program.
It’s a fantastic method to improve your credit score without having to go back into debt. However, the program runs in a different way for each individual dependent on the circumstances of your case.
Finally, CureDebt looks into your financial obligations to assist with settlements and negotiations. It means that the amount you owe won’t rise as time passes. They’ll also investigate any violations by creditors with the assistance of their in-house experts.
Some disadvantages to the use of CuraDebt
Let’s also consider some of the drawbacks of CuraDebt.
Debt settlement and debt relief typically require you to cease making payments with your credit card. So if you’re trying to improve your rating on your credit, this could delay you from working on your debt.
CureDebt does not have a mobile app. While they do have a website for clients, it looks aged and simple. It’s not particularly user-friendly, and can be difficult to navigate.
Furthermore, they are not recognized by their Better Business Bureau although they did receive an A+ rating.
The Final Verdict
CuraDebt is a good program that will allow you to resolve your debt without having to spend more on these kinds of services. Additionally their 20% service charge is lower than many businesses that charge the 25% cost. There is no upfront payment, and you will only have to pay the fee when the debt is paid off.
Although they’ll give you an account that allows you to track your progress however, their website isn’t simple to navigate. CuraDebt does not have an app that will make it easier to monitor your performance.
But, they do have a competent support staff, and you can reach them, not only via emails but also via phone or making an e-ticket. Senior Property Tax Relief Portland Me
If the problem of debt is an problem right now, we highly recommend CuraDebt’s program. Be sure to be eligible and that the services they offer are available in your area.
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FAQ Senior Property Tax Relief Portland Me
How long does it take to complete the program?
The program typically takes between 24 and 48 months dependent on the size of your debt as well as the stipulated settlement.
Can CuraDebt assist with state tax problems?
It is true that CuraDebt provides tax relief programs that will help you with problems like delinquent taxes and garnishments on wages.
What do I need to do when I’m enrolled in the program?
You’ll need to constantly communicate with the team and pay the required payments to pay down your debt over time.