Have your debts increased lately? Are you tired of trying different financial advice and tips but haven’t solved your problems?
Perhaps you’re here because you’ve already tried every thing.
In the majority of cases, the most effective approach is to talk to professionals that can help you resolve the issue.
CuraDebt is among the companies that get the most inquiries. Many customers have asked if they can help you or put you into more debt.
According to their clients, they can help you manage 80percent of your debt so that you can finally take a couple of things off your mind.
For some they believe these claims are too good to be true.
If you’re looking for something that will assist you in paying off your debt. If that’s the scenario, CuraDebt will mostly be recommended by people. We’ll take a deeper review of how CuraDebt is used and the problems it can solve for you.
Moreover, before we end we’ll look at its advantages and drawbacks.
Before you begin the review, you can go to this video if you prefer for it to be watched.
Otherwise, let’s begin.
Before you continue, you may want to watch this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick review. After, you’ll want to read the rest of our article for a more comprehensive review.
About the Company Senior Property Tax Relief Oregon
CuraDebt is an organization that deals with debt relief in Hollywood, Florida. It was established in 2000 and has since become an active participant in the American Fair Credit Council, the US Chamber of Commerce, and has been accredited through the International Association of Professional Debt Arbitrators.
Although it is accredited, some states have limited their access to their services.
What can CuraDebt do?
Helping you settle your debt is the most well-known feature. They also provide other services that can help you be more financially stable.
It all begins by requesting a free savings estimate on the internet. The service is completely confidential and they will not conduct a credit inquiry. With this estimate of savings you’ll be able to discover more about alternatives towards debt-free.
This estimate of savings, as mentioned earlier, provides you with the opportunity to consider your choices regardless of whether or not you’re planning to continue using CuraDebt.
CuraDebt will provide you with a financial counselor as well as a support team to assist you in navigating credit arbitration in the event that you decide to sign up. Financial advisors may be able to assist you with your debt-free journey.
After your debt settlement plan, CuraDebt will be the agency to take care of all your creditor’s calls. They will be the ones who will determine the terms of your settlement in accordance with the state of your finances. In determining which option is the best your situation, the payment can be a lump-sum settlement or the option of a payment plan.
Additionally they will also be working with lenders to help you get better rates when you deposit money to your savings account. This is then processed to pay off the creditors. Their plans can help you get rid of debt in just 48 months.
After you’ve registered with them, they will give you access to your data 24/7. All you have to do is login to CuraDebts’ client portal to track your performance.
Before you can avail of the program, you’ll have to satisfy their criteria first. In order to be considered eligible for the program, you’ll have to meet the following criteria:
- Minimum 21 years old
- Verifiable income
- You must have a minimum balance of $5,000
What can they assist you with?
Here are some of the ways CuraDebt can help you.
Like their name implies, CuraDebt can help you deal with your debt. They can negotiate settlements on behalf of you for the majority of types of debt. They can help with personal loans, medical bills, credit cards and line of credit. They can also be approached to settle any outstanding balance of business debt collection, repossessions, or collections.
They can even help negotiate with back taxes and IRS debt. But, you won’t receive assistance with the majority claims, government loans, collateral, and utility bills. Also, they don’t cover the majority of student loans.
On the contrary, they’ll help you use laws like those of the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They also help you find the violations of creditors so that you can have cash settlements, should it be possible. Some violations can also cause your debt to be also dismissed.
CuraDebt can also help you repay debt for less than the amount you own. They also allow you to inquire about your debt during their no-cost meeting with their debt counsellor.
The best part about their program is that you will only pay the fees once your debt is settled. All you have to sign up to any of the plans, and you’ll be able resolve all of your debts.
Tax Management and Relief
CuraDebt will also handle taxes. Once they collect all of your financial documentation and tax documents, they’ll also collect all the necessary paperwork to file tax returns.
By using this program, you’ll be able to resolve the various types of tax problems such as wage garnishments as well as tax penalties for personal and corporate taxes and back taxes as well as trust fund penalties and tax lien.
There aren’t any hidden costs neither are there hidden fees. They only use flat-fee pricing, which depends on the amount you’ll have to pay.
There are a variety of options in paying off taxes. Here are 6 options:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatement
- Currently non-collectible
What types of debt can they help you with?
While debt settlement is their specialization, they don’t provide all kinds of debt settlement. CuraDebt only focuses on unsecured debt. They won’t be able to assist you if your loan or debt is linked to an actual item.
If, however, you are in one of the following kinds of debt, they’ll make arrangements for settlements.
With CuraDebt it is expected that you will be able to pay taxes that are due without any problems. Additionally, this service is accessible to all 50 states in the event that you have a debt to the IRS. There are federal tax experts who can assist you in resolving these types of issues.
CuraDebt can also assist in settling the medical bills. In some cases, you may even pay the debt for less than you are owed.
Private Student Loan
CuraDebt does not offer the federal government’s student loan. Still, they can help private students with negotiating any student loans that they are owed.
Personal and payday loans are also eligible to be eligible for debt relief programs. It is also possible to avail the program if you have other unsecured credit lines that you got from a different bank or financial institution.
Credit Card Debt
If you’re in debt using store credit cards as well as traditional credit cards as well as private label credit card CuraDebt will help you pay it off.
How much will it cost?
The best part about CuraDebt is the way they’ve priced their services. They don’t charge an upfront fee. You’ll only pay once you settle each of your outstanding debts.
Additionally, they do not charge high charges either. On average, you’ll have to pay between 20 and 20 percent of the debt that you settled through them.
In general, this type of business can cost anywhere from 15% to 25 percent.
Additionally, customers can anticipate to settle their debt from two to four years. However, this also varies in relation to the amount you are able to save each month.
Also, they claim that you could save as much as 30% if you include their fees in your equation.
However, this statement will differ based on your situation. Some clients even mentioned saving 50% to up to 80%.
Benefits of using CuraDebt
Now that you have an idea of the benefits CuraDebt can provide, Let’s take a look at the benefits that come with using CuraDebt.
In the beginning, CuraDebt only charges you when you’ve paid off your debt. Additionally they only charge an amount of 20%, while the majority of companies charge 25 percent.
Then, if you’re done by the program for debt relief you can also sign up for their credit restoration program.
It’s a fantastic option to rebuild your credit score without going into debt again. However, the program runs in a different way for each individual, depending on your situation.
Lastly, CureDebt looks into your credit to assist in settlements and negotiations. This means the amount you owe won’t rise over time. They’ll also investigate any violations by creditors with the assistance of their own experts.
Drawbacks of using CuraDebt
Let’s also look into some of the disadvantages of CuraDebt.
Debt relief and debt settlements often require you to stop paying with the credit card you use. Therefore, if you’re trying build a better credit score, it might cause you to delay working on your obligations.
CureDebt does not offer a mobile application. While they have a website that clients can access but it’s aged and simple. It’s not particularly intuitive, and it can be difficult to navigate.
In addition, they’re not accredited with an accreditation from the Better Business Bureau although they were awarded an A+ grade.
The Final Verdict
CuraDebt is a good program that will allow you to pay off your debts without spending more for these types of services. In addition their 20% service cost is less expensive than the majority of firms that charge an additional 25% charge. There aren’t any upfront fees and you’ll only have to pay when your debt is finally settled.
Although they’ll allow you to access an account that allows you to track your progress but their website isn’t user-friendly. CuraDebt also doesn’t have an app, which could make it easier for you to track your performance.
They do have a competent support staff, and you can reach them not just via email but also by phone or submitting an e-ticket. Senior Property Tax Relief Oregon
If your debt is a big problem right now, we recommend CuraDebt’s service. Just make sure that you’re eligible and that the services they provide are in your state.
FAQ Senior Property Tax Relief Oregon
How long does it take to finish the program?
The program typically takes 24 to 48 months, dependent on the size of your debt and the agreement on the settlement.
Can CuraDebt assist with state tax problems?
It is true that CuraDebt offers a program for tax relief to assist you with issues such as late payroll tax issues and garnishments on wages.
What do I need to do when I’m enrolled in the program?
You’ll have to keep in constant contact with the team and make the necessary payments to lower your debt over time.