Have your debts been piling up lately? Are you exhausted from trying different financial advice and strategies but haven’t solved your problems?
Perhaps you’re here because you’ve already tried everything.
In the majority of cases, the most effective approach is to talk to experts who can help to resolve this issue.
CuraDebt is among the most frequently contacted companies. Many people have been inquiring whether they are able to help or help you get into more debt.
According to their clients, they can help you manage 80% of your debts so that you are able to take few things off of your mind.
For some they believe these claims are too good to be true.
Suppose you’re on the lookout for anything that can aid you in settling your debt. If that’s the scenario, CuraDebt will mostly be suggested by people. We’ll be taking a deep look at how CuraDebt is used and the problems it could help solve.
Furthermore, before we conclude we’ll look at its advantages and drawbacks.
Before you begin the review, you can go to this video for a more relaxing way to watch it.
Otherwise, let’s begin.
Before you continue, you may want to watch this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick review. Afterward, you will want to read the rest of the article for a more comprehensive review.
About the Company Senior Property Tax Relief Ct
CuraDebt is a debt relief company from Hollywood, Florida. It was founded in 2000, and is an active part of the American Fair Credit Council, the US Chamber of Commerce, and accredited by the International Association of Professional Debt Arbitrators.
Although the service is accredited, certain states have imposed restrictions on their services.
What CuraDebt do?
Helping you pay off your debt is CuraDebt’s most popular feature. However, they also offer other services that will assist you in becoming financially stable.
First of all, it begins by requesting a free online savings estimate. It is a completely private service and they will not be doing a credit check. With this savings estimate you’ll be able to be able to learn more about the alternatives towards debt-free.
This estimate of savings, as mentioned earlier, provides you with the opportunity to consider your choices regardless of whether you’re planning to continue using CuraDebt.
CuraDebt will provide you with a financial counselor and a team of support to help you with credit arbitration if you decide to join. Some financial advisors can help you in your debt-free journey.
Following your debt settlement program, CuraDebt will be the company to answer all of your creditors’ calls. They will also be the ones that will negotiate the terms of your settlement based on the status of your finances. Based on what works most effectively your situation, the payment can be either a lump sum settlement or the option of a payment plan.
Additionally they will also work with lenders to help you enjoy better rates when you deposit money to your savings account. This, in turn, will process to pay off creditors. Their plans can help you pay off the debt in the period of 48 months.
After you’ve signed up with them, they’ll provide you with access to your information 24/7. All you have to do is login to CuraDebts’ client portal so that you can monitor your progress.
Before you are able to avail the program, you’ll have to satisfy their criteria first. In order to be considered eligible for the program, you’ll need to meet the following requirements:
- Minimum 21 years old
- Earn a reliable income
- You must have a minimum balance of $5,000
What are they able to assist you with?
Here are the different ways CuraDebt can assist you.
The name of the company suggests that CuraDebt will assist you in dealing with debt. They are able to negotiate settlements on your behalf to settle the majority of types of debt. They can help with personal loans, medical bills credit cards and lines of credit. You can also approach them to pay off any remaining balance on business debt and collections or repossessions.
They can even help negotiate with back taxes and IRS debt. However, you will not receive assistance for the majority cases, government loans, collateral, and utility bills. They also don’t cover most student loans.
On the contrary, they’ll assist you with laws like those of the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They also help you find creditor violations in order to get cash settlements, if possible. Certain violations could cause your debt to be removed as well.
CuraDebt can also help you settle debt with less than the sum you have. Additionally, you can inquire about your debt during their no-cost consultation with their debt counsellor.
The best part about their plan is that you will only be charged when your debt is paid off. All you have to sign up for some of their programs and you’ll have the ability to settle each of your debts.
Tax Management and Relief
CuraDebt can also deal with your tax debt. Once they’ve gathered all your financial documentation, they will also collect all the necessary paperwork to file tax returns.
Through this program, you’ll be able to solve various tax issues like wage garnishments, tax penalties, personal and business taxes and back taxes, trust fund penalties, and tax lien.
There aren’t any hidden costs also. They use only flat-fee pricing, which depends on the amount you’ll must settle.
They offer different options when it comes to the settlement of your tax debt. Here are 6 of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatement
- Currently non-collectible
What kinds of debts can they assist you with?
Although they specialize in debt settlement, it is not their specialization, they don’t offer all kinds in debt resolution. CuraDebt only focuses on unsecured debt. They can’t help you if your credit or loan is tied to an item that is physical.
If, however, you are in the following types of debt, they will negotiate settlements on your behalf.
With CuraDebt, you should be able pay off tax debts that were due to be paid without any problems. Additionally, this service is available to all 50 states in the event that you have a debt to the IRS. They have federal tax experts to assist you with these types of issues.
CuraDebt will also help you resolve the medical bills. In some instances you might even be able to pay the debt for less than you are owed.
Private Student Loan
CuraDebt doesn’t cater to federal student loans. They can however assist private students negotiate any student loans that they are owed.
Payday loans and personal loans are also eligible for the debt settlement program. It is also possible to avail the program of the program if you also have other unsecured credit lines that you got from an alternative bank or financial institution.
Credit Card Debt
If you are in debt through store credit cards as well as traditional credit cards and private-label credit cards CuraDebt will help you pay it off.
How much will it cost?
The greatest thing about CuraDebt is the way they’ve priced their services. They don’t charge an upfront fee. Only pay when you settle each of your outstanding debts.
They also do not charge high costs either. On average, you’ll have to pay as much as 20% of the debt you settled with them.
In the average, this kind of industry charges between 15 and 25%.
Additionally, customers can anticipate to pay off their debts in two to four years. This varies in relation to the amount you save per month.
They also claim you can save up to 30% when you factor in their charges into your calculation.
But this claim will also differ based on your specific situation. Some clients even mentioned saving between 50% and up to 80%.
The benefits of using CuraDebt
Now that you have an understanding of the benefits CuraDebt can provide, Let’s take a look at the benefits of using CuraDebt.
The first is that CuraDebt will only charge you after you’ve settled your debt. Additionally they charge only 20% of the cost, whereas the majority of companies charge 25%.
Next, if you’re done with the debt settlement program, you could join their credit restoration program.
It’s a great way to restore your credit without going back into debt. However, the program lasts different for every person dependent on the circumstances of your case.
Lastly, CureDebt looks into your credit to assist in settlements and negotiations. So, your debt won’t increase as time passes. They’ll also investigate any violations of creditor with the assistance of their experts in-house.
The drawbacks of the use of CuraDebt
Let’s also consider some of the drawbacks of CuraDebt.
Debt relief and debt settlements often require you to stop paying with . If you’re trying to improve your rating on your credit, this could delay you from working on your debt.
CureDebt doesn’t even have a mobile app available. While they do have a client website, it looks outdated and basic. It’s not particularly intuitive, and it can be difficult to navigate.
Furthermore, they are not accredited with an accreditation from the Better Business Bureau although they received an A+ grade.
The Final Verdict
CuraDebt is a great program that lets you resolve your debt without having to spend more on those types of services. In addition the 20% service charge is lower than many companies that offer the 25% cost. There aren’t any upfront fees, and you will only have to pay when the debt is paid off.
While they’ll provide you with an account to see your progress, their website is not easy to navigate. CuraDebt isn’t even an app, which would make it easier to look at your progression.
They do have a competent support staff, and you can reach them, not only via emails but by phone or by submitting an electronic ticket. Senior Property Tax Relief Ct
If debt is a big issue right now, we highly recommend CuraDebt’s program. Make sure you’re eligible and that the services they provide are in your area.
FAQ Senior Property Tax Relief Ct
What is the time frame to complete the course?
The program typically takes 24 to 48 months, depending on the amount of your debt as well as your agreement on the settlement.
Can CuraDebt aid with tax problems in the state?
It is true that CuraDebt offers a program for tax relief that will aid you in dealing with problems such as late payroll taxes and wage garnishments.
What should I do after joining the program?
You’ll be required to communicate with the team and pay the required payments to pay down your debt over time.