Has your debt increased lately? Are you burnt out from trying different financial advice and tips but still have unsolved issues?
Maybe you’re here because been through everything.
In the majority of cases, the best option is to speak with experts who can assist to resolve this issue.
CuraDebt is among the most asked companies. Many people are asking if they can assist you or help you get into more debt.
According to their customers, they can help you control 80percent of your debt , so you are able to take couple of w
orries off your plate.
But for some people, these claims are just too good to be true.
If you’re looking for anything that can assist you in paying off your debt. In this situation, CuraDebt will mostly be recommended by people. We’ll be taking a deep review of how CuraDebt works and what problems it can help you solve.
In addition, prior to our conclusion our discussion, we’ll take a look at its benefits and drawbacks.
Before beginning the review, go to this video if you prefer for it to be watched.
Otherwise, let’s begin.
Before you continue, you may want to check out this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick review. Afterward, you will want to read the rest of our article for a more comprehensive review of CuraDebt.
About the Company Senior Citizen Tax Relief Act 77 Munhall Borough
CuraDebt is an organization that deals with debt relief in Hollywood, Florida. It was established in 2000 and has since become a member of the American Fair Credit Council, the US Chamber of Commerce, and is accredited by the International Association of Professional Debt Arbitrators.
While it is accredited, certain states have limited their access to their services.
What can CuraDebt do?
Helping you settle your debt is the most popular feature. They also provide other services that will help you be more financially stable.
It all begins with requesting a free savings estimate online. This service is very confidential and won’t conduct a credit inquiry. With this savings estimate you’ll be able to learn more about the options to be debt-free.
The savings estimate, as we’ve mentioned previously, offers you the opportunity to consider your choices regardless of whether you’re going to keep using CuraDebt.
CuraDebt will assign you a financial advisor and a support team to assist you with the process of credit arbitration should you choose to join. Financial advisors may be able to assist you with your debt-free journey.
Following your debt settlement plan, CuraDebt can be the agency to answer all of the calls from your creditors. They’ll be the ones who will determine what you will pay for your payment depending on the condition of your finances. Based on what works most effectively to you, this could be a lump-sum settlement or the option of a payment plan.
Moreover they will be working with the creditors so that you can enjoy better rates when you transfer money into your savings account. This, in turn, will be processed to pay creditors. Their programs can assist you to pay off the debt in 48 months.
After you’ve registered with them, they will give you access to your data 24/7. All you need to do is log in to CuraDebts Client Portal to monitor your development.
Before you are able to avail their program, you’ll need to satisfy their criteria first. For eligibility, you’ll have to meet the following criteria:
- Minimum 21 years old
- Have a verifiable income
- You must have a minimum balance of $5,000
What are they able to assist you?
Here are the various ways CuraDebt can aid you.
As their name suggests, CuraDebt can assist you in dealing with your debt. They can negotiate settlements on your behalf to settle most types of debt. This includes medical bills, personal loans credit cards, and lines of credit. They are also able to pay off any remaining balance of business debt, collections, or repossessions.
They may also assist in negotiating with back taxes as well as IRS debt. However, you will not receive assistance with the majority claims, loans from the government as well as collateral and utility bills. The same goes for student loans.
On the contrary, they’ll help you use laws like those of the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They can also assist you in identifying debtors who are in violation so that you can have cash settlements, should it be possible. Some violations can also lead to having your debts removed as well.
CuraDebt can also help you repay debt for less than the amount you have. They also allow you to ask questions during their free consultation with their debt advisor.
The greatest benefit of their plan is that you’ll only pay the fees when your debt is paid off. All you have to sign up for any of the plans, and you’ll have the ability to resolve all of your debts.
Tax Management and Relief
CuraDebt will also handle the tax liabilities you have. After they have gathered all your financial records, they will also collect all the necessary paperwork for tax returns.
With this program, you should be able to solve various tax issues like garnishments on wages and tax penalties, personal and corporate taxes as well as back taxes as well as trust fund penalties and tax lien.
There aren’t any hidden costs also. They use only flat-fee pricing and is dependent on the amount you’ll must settle.
They have different solutions when it comes to paying off your tax debt. Here are six of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatements
- Currently non-collectible
What types of debt are they able to help with?
While debt settlement is their specialty, they don’t cater to all types in debt resolution. CuraDebt is only focused on unsecured debt. They won’t be able to assist you if your debt or loan is tied to an actual item.
If, however, you are in the following types of debt, they’ll make arrangements for settlements.
With CuraDebt it is expected that you will be able pay off tax debts that were due to be paid without any problems. Moreover, this type of service is available to all 50 states in the event that you have a debt in arrears to IRS. There are federal tax experts that can help you resolve the issues.
CuraDebt can also help resolve any medical-related debt. In some cases, you may even pay them less than the amount you are owed.
Private Student Loan
CuraDebt doesn’t cater to federal student loans. However, they can assist private students negotiate any student loans that they owe.
Personal and payday loans are also eligible for the debt settlement program. It is also possible to avail the program if you have other unsecured credit lines that you got from an alternative bank or financial institution.
Credit Card Debt
If you’re in debt using store credit cards or traditional credit cards as well as private label credit card CuraDebt will assist you in paying it off.
What will it cost you?
The best part about CuraDebt’s pricing is how they’ve priced their services. They do not charge an upfront cost. You’ll only pay once you settle each of your debts.
They also don’t charge high costs either. On average, you’ll be required to pay between 20 and 20% of the debt you settled through them.
In the average, this kind of industry can charge anywhere between 15% and 25 percentage.
In addition, customers can expect to settle their debt from between 2 and 4 years. This varies depending on the amount that you save per month.
Additionally, they claim you can save up to 30% if you include their fees in your equation.
However, this statement will vary, depending on your situation. Some customers even claimed to save between 50% and up to 80%.
The benefits of using CuraDebt
Now that you have an understanding of what CuraDebt offers, let’s look into the advantages of using CuraDebt.
First, CuraDebt will only charge you after you’ve settled your debt. In addition they only charge an amount of 20%, while the majority of companies charge 25 percent.
Next, if you’re done by the program for debt relief you may join their credit repair program.
It’s a fantastic method to improve the credit rating without going back into debt. However, the program runs different for every person dependent on the circumstances of your case.
Lastly, CureDebt looks into your credit to assist in settlements and negotiations. This means your debt won’t inflate as time passes. They’ll also look into any violations by creditors with the assistance of their own experts.
The drawbacks of using CuraDebt
Let’s also look into some of the drawbacks of CuraDebt.
Debt settlement and debt relief typically require you to stop making payments using your credit card. Therefore, if you’re trying increase your credit score, it might delay you from getting rid of your obligations.
CureDebt also doesn’t offer a mobile application. While they do have a client website, it looks outdated and basic. It’s not particularly user-friendly, and can be difficult to navigate.
Moreover, they are still not recognized by their Better Business Bureau although they received an A+ grade.
The Final Verdict
CuraDebt is a great program that lets you pay off your debts without spending more on these kinds of services. In addition their 20% service fee is cheaper than most companies that offer an additional 25% charge. There aren’t any upfront fees and you’ll only have to pay the fee when the debt is paid off.
Although they’ll allow you to access an account so that you can track your progress but their website isn’t easy to navigate. CuraDebt isn’t even an app, which will make it easier to look at your progression.
However, they have a good support team that you can contact them not just via email but by phone or by sending an e-ticket. Senior Citizen Tax Relief Act 77 Munhall Borough
If your debt is a big issue right now, we recommend CuraDebt’s service. Make sure you’re eligible and that the services they provide are in your state.
FAQ Senior Citizen Tax Relief Act 77 Munhall Borough
How long does it take to complete the course?
The average program is 24 to 48 months, depending on the amount of your debt as well as the stipulated settlement.
Can CuraDebt aid with tax problems in the state?
Sure, CuraDebt provides tax relief programs that can assist you with issues like delinquent taxes and garnishments of wages.
What do I need to do once I’m in the program?
You’ll need to constantly communicate with the team and pay the required payments to reduce your debt over time.