Are you experiencing debt that has been piling up lately? Are you exhausted from trying different financial advice and strategies but you’re still struggling with unsolved problems?
Maybe you’re here because you’ve tried everything.
In most cases, the most effective approach is to talk to professionals that can help you resolve the issue.
CuraDebt is one of the most frequently contacted companies. Many people are asking if they can assist you or help you get into more debt.
According to their customers, they can help you manage 80% of your debt , so you are able to take few things off of your mind.
For some they believe these claims are too good to be true.
If you’re looking for anything that can aid you in settling your debt. In that situation, CuraDebt will mostly be suggested by people. We’ll take a deeper look at how CuraDebt is used and the problems it could help solve.
In addition, prior to our conclusion, we’ll also look into its advantages and drawbacks.
Before beginning the review, you can watch this video instead if you prefer to watch it.
Otherwise, let’s begin.
Before you go on, you may want to watch this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick overview. After, you’ll want to read the rest of the article for a more comprehensive review.
About the Company Senior Citizen Property Tax Relief
CuraDebt is a debt relief company from Hollywood, Florida. It was established in 2000, and is an active member of the American Fair Credit Council, the US Chamber of Commerce, and is accredited with the International Association of Professional Debt Arbitrators.
Although it is accredited, some states have restricted their services.
What can CuraDebt do?
Assistance in settling your debt is the most popular feature. However, they also offer additional services to help you be more financially secure.
The process begins with requesting a free online savings estimate. It is a completely private service, and they won’t be conducting a credit screening. With this savings estimate, you will discover more about options to debt-free.
This estimate of savings, as mentioned before, gives you an idea of your choices, regardless of whether you’re planning to continue using CuraDebt.
CuraDebt will assign you a financial counselor and a support team to assist you with the process of credit arbitration should you choose to sign up. Financial advisors may be able to assist you in your debt-free journey.
After your debt settlement program, CuraDebt will be the company to take care of all the calls from your creditors. They will also be the ones who will negotiate the terms of your payment depending on the condition of your financial situation. Based on what works most effectively for you, it could either be a lump sum settlement or a payment plan.
Furthermore they will also be working with creditors to ensure that you get better rates when you make deposits to your savings account. This in turn, will process to pay back creditors. Their plans can help you pay off the debt in 48 months.
Once you’ve signed up with them, they’ll allow you access to your account information 24 hours a day. All you have to do is log in to CuraDebts’ client portal so that you can monitor your progress.
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CuraDebt’s Requirements
Before you can benefit from their program, you’ll need to pass their requirements first. To be eligible, you’ll need to meet the following criteria:
- Minimum 21 years old
- Earn a reliable income
- Have a minimum debt of $5,000
What can they assist you with?
Here are the different ways CuraDebt can assist you.
Debt Relief
The name of the company suggests that CuraDebt can assist you in dealing your debt. They are able to negotiate settlements on your behalf for all kinds of debt. They can help with medical bills, personal loans credit cards, and also loans. You can also approach them to help settle any remaining balance of business debt, collections, or repossessions.
They may even assist you in negotiating for back taxes as well as IRS debt. However, you will not receive support for most claims, loans from the government or collateral, as well as utility bills. Also, they don’t cover the majority of student loans.
On the other hand, they can assist you with laws like the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They can also assist you in identifying debtors who are in violation to ensure that you receive cash settlements, if possible. Certain violations could lead to having your debts removed as well.
CuraDebt lets you pay off debts with less than the amount you have. You can also inquire about your debt during their no-cost meeting with their debt advisor.
The best part about their program is that you’ll only be charged after your debt has been settled. All you need to do is sign up with any of the plans, and you’ll have the ability to settle each of your debts.
Tax Management and Relief
CuraDebt can also help you with taxes. Once they’ve gathered all your financial records and tax documents, they’ll also collect all the documents you’ll require to file tax returns.
With this program, you will be able to solve the various types of tax problems like wage garnishments and tax penalties, personal and taxation for business as well as back taxes and trust fund penalties and tax lien.
There aren’t hidden fees also. They use only flat-fee pricing that is based on the amount you need to settle.
They offer different options when it comes to the settlement of taxes. Here are 6 of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatement
- Currently non-collectible
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What types of debt can they help you with?
Although they specialize in debt settlement, it is not their forte, they don’t provide all kinds of settlement. CuraDebt only focuses on unsecured debt. They can’t assist you if your loan or debt is linked to an actual item.
If you do have the following types of debt, they will arrange settlements for you.
Tax Debt
With CuraDebt it is expected that you will be able pay off taxes that are due without difficulty. Moreover, this type of service is available across all 50 states, if you have a debt towards the IRS. They have federal tax experts that can help you resolve these types of issues.
Medical Debt
CuraDebt can also assist in settling any medical-related debt. In some cases you could even settle them less than the amount you have to pay.
Private Student Loan
CuraDebt does not offer the federal government’s student loan. However, they can assist private students with negotiating any student loans that they owe.
Personal Loan
Payday loans and personal loans also qualify as debt-settling programs. You may also be eligible the program if you have other unsecure credit lines you obtained from another financial institution or bank.
Credit Card Debt
If you are in debt through store credit cards, traditional credit cards, and private-label credit cards, CuraDebt can help you pay it off.
What will it cost you?
The greatest thing about CuraDebt is how they’ve priced their service. They do not charge an upfront cost. Only pay when you have paid off all of your debts.
Additionally, they don’t charge high fees as well. On average, you’ll have to pay between 20 and 20 percent of the debt you settled with them.
In the average, this kind of industry charges between 15 and 25 percent.
Moreover, clients can expect to settle their debt from between 2 and 4 years. But, it also differs in relation to the amount you save per month.
Additionally, they claim that you can save up to 30% by incorporating their costs into your calculations.
However, this statement will depend on your situation. Some customers even claimed to save 50 to 80percent.
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Advantages to using CuraDebt
Now that you have an understanding of the benefits CuraDebt offers, let’s look into the advantages of using CuraDebt.
First, CuraDebt only charges you when you’ve paid off your debt. Additionally they only charge a 20% fee while the majority of companies charge 25%.
Then, if you’re done in the process of debt resolution you could also sign up for their credit repair program.
It’s a fantastic method to improve your credit score without going into debt again. The program is however designed different for every person according to your personal situation.
In the end, CureDebt looks into your financial obligations to assist in settlements and negotiations. This means the amount you owe won’t rise over time. They’ll also investigate any violations of creditor using their experts in-house.
The drawbacks of the use of CuraDebt
Let’s also consider some of the drawbacks of CuraDebt.
Settlement of debt and debt relief usually require that you stop making payments using . So if you’re trying to improve your rating on your credit, this could cause you to delay finishing your debt.
CureDebt does not have a mobile app. While they do have a client website, it looks outdated and basic. It’s not very user-friendly, and can be difficult to navigate.
Moreover, they are still not credited with the Better Business Bureau although they did receive an A+ rating.
The Final Verdict
CuraDebt is a good program that lets you resolve your debt without having to spend more on these kinds of services. Additionally their 20% service cost is cheaper than most firms that charge the 25% cost. There aren’t any upfront fees, and you will only have to pay the fee when the debt is paid off.
While they’ll provide you with an account to see your progress however, their website isn’t simple to navigate. CuraDebt also doesn’t have an app that could make it easier for you to look at your progression.
But, they do have a great support team that you can contact them, not only via emails but by phone or by sending an electronic ticket. Senior Citizen Property Tax Relief
If problem of debt is an problem, then we strongly recommend CuraDebt’s debt management program. Make sure you’re eligible and that the programs that they provide are offered in your area.
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FAQ Senior Citizen Property Tax Relief
How long does it take to complete the program?
The program typically takes between 24 and 48 months depending on the amount of your debt as well as your stipulated settlement.
Can CuraDebt aid in the fight against state tax issues?
Sure, CuraDebt has a tax relief program that will assist you with issues like delinquent tax and garnishments of wages.
What’s the first thing I have to do once I’m in the program?
You’ll need to constantly communicate with your team members and pay the required payments to lower your debt over time.
