Have your debts been increasing lately? Are you exhausted from trying various financial advice and strategies but you’re still struggling with unsolved problems?
Perhaps you’re here because you’ve already tried everything.
In most cases, the most effective approach is to talk to experts who can help you settle this issue.
CuraDebt is among the most asked companies. Many customers have asked if they are able to help or help you get into more debt.
According to their clients they can help you control the majority of your debt , so you are able to take few things off of your mind.
But for some people, these claims are just too good to be true.
Suppose you’re on the lookout for anything that can help you resolve your debt. In that scenario, CuraDebt will mostly be highly recommended by those. We’ll take a deeper study of how CuraDebt works and what problems it can solve for you.
Moreover, before we end our discussion, we’ll take a look at the advantages and disadvantages of this method.
Before starting the review, you can go to this video if you prefer watching it.
Otherwise, let’s begin.
Before you go on, you may want to check out this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick overview. Afterward, you’ll want to read the rest of our article for a more comprehensive review.
About the Company Senate Gop Tax Education Relief Tuition Waiver
CuraDebt is an organization that deals with debt relief in Hollywood, Florida. It was founded in 2000, and is an active member of the American Fair Credit Council, the US Chamber of Commerce, and has been accredited with the International Association of Professional Debt Arbitrators.
Although the service is accredited, some states have imposed restrictions on their services.
What CuraDebt do?
Helping you settle your debt is one of CuraDebt’s best known feature. They also provide other services that will aid you in becoming more financially secure.
First of all, it begins by requesting a free savings estimate on the internet. The service is completely confidential and won’t conduct a credit inquiry. With this savings estimate, you will learn more about your other options in your journey to debt-free.
Savings estimates, which was mentioned before, gives you an idea of your options regardless of whether or not you’re planning on using CuraDebt.
CuraDebt will assign you a financial counselor and a support team to help you with credit arbitration if you decide to join. Some financial advisors can help you on your path to debt-free living.
After your debt settlement program is completed, CuraDebt will be the one to take care of all the calls from your creditors. They will also be the ones who determine what you will pay for your repayment based on the status of your finances. Depending on which works most effectively for you, it can be a lump-sum settlement or an installment plan.
Additionally they will be working with creditors so that you can have better rates as you make deposits to your savings account. This, in turn, will be processed to pay creditors. Their programs can assist you to settle the debt within two years.
After you’ve registered with them, they will allow you access to your account information 24 hours a day. All you have to do is sign in to CuraDebts’ client portal to track your development.
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CuraDebt’s Requirements
Before you can avail of the program, you’ll have to satisfy their criteria first. In order to be considered eligible for the program, you’ll have to meet the following criteria:
- At least 21 years old
- Verifiable income
- Minimum debt must be $5,000
What are they able to assist you with?
Here are the various ways CuraDebt can assist you.
Debt Relief
Like their name implies, CuraDebt will assist you in dealing your debt. They are able to negotiate settlements on your behalf for the majority of types of debt. This includes medical bills, personal loans, credit cards as well as line of credit. They can also be approached to settle any outstanding amount on business debts collection, repossessions, or collections.
They may even assist you in negotiating for back taxes and IRS debt. However, you will not receive assistance with the majority of your lawsuits, loans from the government as well as collateral and utility bills. The same goes for student loans.
On the other hand, they will help you use laws like the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They can also assist you in identifying debtors who are in violation to ensure that you receive cash settlements, should it be possible. Certain violations may lead to having your debts also dismissed.
CuraDebt can also help you settle debt with less than the amount you have. They also allow you to inquire about your debt during their no-cost meeting with their debt counsellor.
The most appealing aspect of their program is that you’ll only pay the fees once your debt is settled. All you have to sign up to any of the plans, and you’ll have the ability to pay off all your debts.
Tax Management and Relief
CuraDebt can also help you with your tax debt. After they have gathered all your financial records and tax documents, they’ll also collect all the necessary paperwork for tax returns.
With this program, you should be able to deal with different types of taxes such as wage garnishments as well as tax penalties for personal and business taxes as well as back taxes and trust fund penalties and tax liens.
There aren’t any hidden charges also. They only offer flat-fee prices and is dependent on the amount you’ll must settle.
They offer different options for paying off your tax debt. Here are six of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatements
- Currently non-collectible
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What kind of debt can they assist you with?
Although debt settlement is their specialty, they don’t provide all kinds of debt settlement. CuraDebt is only focused on loans that are not secured. They can’t help you if your debt or loan is tied to a physical item.
However, if you have the following types of debt, they will make arrangements for settlements.
Tax Debt
With CuraDebt it is expected that you will be able to settle tax debts that were due to be paid without any issues. Furthermore, this service is offered to all 50 states if you owe money to the IRS. They have federal tax experts that can help you resolve these types of issues.
Medical Debt
CuraDebt can also assist in settling any medical-related debt. In some instances you might even be able to pay them for less than what you owe.
Private Student Loan
CuraDebt does not offer federal student loans. However, they can assist private students in negotiating the student loans they owe.
Personal Loan
Personal and payday loans are also eligible as debt-settling programs. It is also possible to avail the program the program if you have other unsecure credit lines you obtained from an alternative financial institution or bank.
Credit Card Debt
If you’re in debt using store credit cards as well as traditional credit cards as well as private label credit card, CuraDebt will assist you in paying it off.
What will it cost you?
The most appealing aspect of CuraDebt’s pricing is how the company has priced its services. They don’t charge an upfront fee. You’ll only pay once you have paid off all of your outstanding debts.
Additionally, they do not charge high charges either. On average, you’ll have to pay between 20 and 20% of the debt you settled through them.
On average, this type of industry charges between 15 and 25 percent.
Moreover, clients can expect to settle their debts within 2 to 4 years. However, this also varies depending on the amount that you are able to save each month.
Additionally, they claim that you could save up to 30% when you factor in their fees in your equation.
But this claim will also depend on your specific situation. Some customers even claimed to save between 50% and 80percent.
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Advantages to using CuraDebt
Now that you have an idea of the benefits CuraDebt can provide, Let’s take a look at the benefits of using CuraDebt.
First, CuraDebt will only charge you once you’ve paid off your debt. Additionally, they only charge an amount of 20%, while most companies charge you 25 percent.
Then, if you’re done in the process of debt resolution you could join their credit restoration program.
It’s an excellent method to improve the credit rating without going into debt again. The program is however designed in a different way for each individual dependent on the circumstances of your case.
Finally, CureDebt looks into your credit to assist in settlements and negotiations. This means the amount you owe won’t rise over time. They’ll also be looking into any violations of creditor with the help of their experts in-house.
Drawbacks of using CuraDebt
Let’s also consider some of the disadvantages of CuraDebt.
Settlement of debt and debt relief usually require that you cease making payments with . So if you’re trying to build a better credit score, it may delay you from getting rid of your debt.
CureDebt also doesn’t have a mobile app available. While they do have a website that clients can access but it’s aged and simple. It’s not particularly intuitive, and it can be difficult to navigate.
Furthermore, they are not accredited with their Better Business Bureau although they did receive an A+ rating.
The Final Verdict
CuraDebt is a useful program that allows you to resolve your debt without having to spend more on these kinds of services. Moreover their 20% service fee is cheaper than most firms that charge a 25% fee. There are no upfront payments, and you will only be required to pay once the debt is settled.
Although they’ll allow you to access an account to see your progress, their website is not easy to navigate. CuraDebt also doesn’t have an app that could make it easier for you to look at your progression.
However, they have a great support team and can be reached them, not only via emails but also by phone or making an electronic ticket. Senate Gop Tax Education Relief Tuition Waiver
If debt is a big issue right now, we highly recommend CuraDebt’s program. Make sure you’re eligible and that the services they offer are available in your state.
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FAQ Senate Gop Tax Education Relief Tuition Waiver
What is the time frame to complete the course?
The program typically takes 24 to 48 months, depending on the amount of your debt and the agreed settlement.
Can CuraDebt aid with state tax problems?
Sure, CuraDebt has a tax relief program that will help you with problems such as late payroll taxes and wage garnishments.
What do I need to do once I’m in the program?
You’ll have to keep in constant contact with your team members and make the necessary payments to pay down the amount of debt you have over time.