Have your debts been piling up lately? Are you burnt out from trying various financial advice and tips but still have unsolved issues?
Maybe you’re here because tried everything.
In the majority of cases, your best way is to approach professionals that can help to resolve this issue.
CuraDebt is among the companies that get the most inquiries. Many people are asking if they can assist you or put you into more debt.
According to their customers, they can assist you in managing the majority of your debts so that you can finally take a couple of w
orries off your mind.
But for some people the claims seem too good to be true.
You might be looking for anything that can help you resolve your debt. In this case, CuraDebt will mostly be suggested by people. We’ll be taking a deep study of the way CuraDebt operates and what issues it can solve for you.
Furthermore, before we conclude, we’ll also look into its benefits and drawbacks.
Before you begin the review, you can go to this video if you prefer watching it.
Otherwise, let’s begin.
Before you go on, you may want to check out this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick overview. Afterward, you’ll want to read the rest of our article for a more comprehensive review of CuraDebt.
About the Company Seis Income Tax Relief
CuraDebt is a debt relief company from Hollywood, Florida. It was founded in 2000 and has been an active member of the American Fair Credit Council, the US Chamber of Commerce, and accredited by the International Association of Professional Debt Arbitrators.
Although the service is accredited, certain states have limited their access to their services.
What CuraDebt do?
Helping you pay off your debt is CuraDebt’s most popular feature. However, they also offer additional services to assist you in becoming financially stable.
First of all, it starts by requesting a no-cost savings estimate online. The service is completely confidential and won’t be conducting a credit screening. With this savings estimate you’ll be able to be able to learn more about the options to debt-free.
Savings estimates, as mentioned before, gives you an idea of your options, regardless of whether you’re going to keep using CuraDebt.
CuraDebt will provide you with a financial counselor as well as a support team to help you with credit arbitration in the event that you decide to join. Some financial advisors can help you on your path to debt-free living.
Following your debt settlement program is completed, CuraDebt is the company to answer all of your creditor’s calls. They’ll also be the ones that will determine conditions of the settlement in accordance with the state of your finances. Based on what works best to you, this can either be a lump sum settlement or the option of a payment plan.
Furthermore they will also be working with creditors so that you can enjoy better rates when you deposit money to your savings account. This in turn, will be processed to pay off the creditors. The plans they offer can help you get rid of debt in just two years.
After you’ve signed up with them, they will allow you access to your information 24/7. All you have to do is login to CuraDebts the client portal to track your development.
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CuraDebt’s Requirements
Before you can benefit from their program, you’ll need to pass their requirements first. For eligibility, you’ll need to meet the following criteria:
- At least 21 years old
- Verifiable income
- Have a minimum debt of $5,000
What are they able to assist you?
Here are some of the ways CuraDebt can aid you.
Debt Relief
Like their name implies, CuraDebt can help you deal with debt. They are able to negotiate settlements on your behalf to settle all kinds of debt. These include medical bills, personal loans, credit cards as well as loans. They are also able to help settle any remaining balance on business debt collection, repossessions, or collections.
They can even help negotiate on tax owed and IRS debt. But, you won’t receive assistance with the majority cases, loans from the government as well as collateral and utility bills. The same goes for student loans.
On the other hand, they will assist you in navigating laws such as the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They also help you find debtors who are in violation in order to get cash settlements, if they are possible. Certain violations could lead to having your debts removed as well.
CuraDebt lets you pay off debts with less than the amount you have. They also allow you to have questions answered during a free consult with their debt advisor.
The best part about the program is that you will only have to pay for the charges when your debt is paid off. All you need to sign up to any of the plans and you’ll have the ability to settle each of your debts.
Tax Management and Relief
CuraDebt can also deal with taxes. Once they collect all of your financial documents They will also gather all the paperwork you’ll need for tax returns.
Through this program, you will be able to solve different types of taxes like garnishments on wages as well as tax penalties for personal and business taxes as well as back taxes, trust fund penalties, and tax liens.
There aren’t hidden fees neither are there hidden fees. They only use flat-fee pricing and is dependent on the amount that you’ll need to settle.
There are a variety of options when it comes to settling your tax debt. Here are 6 options:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatements
- Currently non-collectible
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What kind of debt are they able to help with?
While debt settlement is their specialization, they don’t offer all kinds of settlement. CuraDebt is only focused on loans that are not secured. They aren’t able to assist you if your loan or debt is linked to an item that is physical.
If you do have the following types of debt, they will negotiate settlements on your behalf.
Tax Debt
With CuraDebt it is expected that you will be able pay off taxes that are due without any issues. Moreover, this type of service is available to all 50 states if you owe money to the IRS. There are federal tax experts to assist you with these kinds of problems.
Medical Debt
CuraDebt can also assist in settling any medical-related debt. In some cases you could even settle them for less than what you are owed.
Private Student Loan
CuraDebt does not cater to Federal student loan. However, they can assist private students with negotiating any student loans that they owe.
Personal Loan
Personal loans and payday loans are also eligible as debt-settling programs. You may also be eligible of the program if you also have other unsecured credit lines you obtained from a different bank or financial institution.
Credit Card Debt
If you are in debt through store credit cards, traditional credit cards, as well as private label credit card CuraDebt will help you pay it off.
What will it cost you?
The best part about CuraDebt is how they’ve priced their services. They don’t charge an upfront fee. Only pay when you settle each of your outstanding debts.
Also, they do not charge high costs either. In the average, you’ll need to pay up to 20 percent of the debt you settled through them.
On average, this type of business can cost anywhere between 15% and 25 percent.
In addition, customers can expect to settle their debt from two to four years. This varies according to the amount you save per month.
Additionally, they claim that you could save up to 30% if you include their fees in your equation.
However, this statement will depend on the situation. Some customers have even talked about saving between 50% and 80percent.
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Benefits of using CuraDebt
Now that you have an idea of what CuraDebt can offer you let’s look into the advantages from using CuraDebt.
In the beginning, CuraDebt will only charge you when you’ve paid off your debt. In addition they only charge a 20% fee while most companies charge you 25%.
If you’re finished in the process of debt resolution you could join their credit repair program.
It’s a fantastic method to improve your credit without going in debt again. However, the program lasts different for every person, depending on your situation.
Finally, CureDebt looks into your financial obligations to help with settlements and negotiations. This means your debt won’t increase as time passes. They’ll also investigate any violations by creditors using their in-house experts.
Some disadvantages to the use of CuraDebt
Let’s also consider some of the disadvantages of CuraDebt.
Settlement of debt and debt relief usually require that you stop making payments using your credit card. So if you’re trying to improve your standing on credit scores, you may set you back while you’re working on your obligations.
CureDebt doesn’t even have a mobile app. While they do have a website for clients but it’s aged and simple. It’s not very user-friendly, and can be challenging to navigate.
Moreover, they are still not recognized by the Better Business Bureau although they did receive an A+ grade.
The Final Verdict
CuraDebt is a good program that will allow you to resolve your debt without having to spend more for these types of services. Additionally their 20% service cost is less expensive than the majority of businesses that charge the 25% cost. There aren’t any upfront fees, and you will only have to pay when the debt is paid off.
Although they’ll allow you to access an account to see your progress, their website is not user-friendly. CuraDebt does not have an app, which could make it easier for you to look at your performance.
But, they do have a competent support staff, and you can reach them not only through emails but also via phone or sending an electronic ticket. Seis Income Tax Relief
If the credit card is a major problem right now, we recommend CuraDebt’s service. Be sure to be qualified and that the services they offer are available in your area.
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FAQ Seis Income Tax Relief
How long does it take to complete the course?
The program typically takes 24 to 48 months, depending on the amount of your debt as well as the stipulated settlement.
Can CuraDebt aid with state tax problems?
Yes, CuraDebt provides tax relief programs to aid you in dealing with problems such as late payroll tax issues and garnishments on wages.
What do I need to do after joining the program?
You’ll need to constantly communicate with the team and make the necessary payments to lower the amount of debt you have over time.
