Have your debts been increasing lately? Are you exhausted from trying other financial advice and tips but you’re still struggling with unsolved problems?
Perhaps you’re here because you’ve been through every thing.
In the majority of cases, the best way is to approach professionals that can help you resolve the issue.
CuraDebt is one of the most asked companies. Many customers have asked if they are able to help or help you get into more debt.
According to their clients, they can assist you in managing 80percent of your debts so that you can take few things off of your shoulders.
However, for certain people they believe these claims are too good to be true.
If you’re looking for anything that can assist you in paying off your debt. If that’s the situation, CuraDebt will mostly be highly recommended by those. We’ll be taking an in-depth review of how CuraDebt operates and what issues it can solve for you.
Furthermore, before we conclude we’ll look at its advantages and drawbacks.
Before beginning the review, you can go to this video if you prefer to watch it.
Otherwise, let’s begin.
Before you go on, you may want to watch this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick overview. Afterward, you’ll want to read the rest of our article for a more comprehensive review.
About the Company Sean Hannity Tax Relief
CuraDebt is a company that provides debt relief from Hollywood, Florida. It was founded in 2000, and is an active part of the American Fair Credit Council, the US Chamber of Commerce, and has been accredited with the International Association of Professional Debt Arbitrators.
Although the service is accredited, some states have imposed restrictions on their services.
What can CuraDebt do?
Assistance in settling your debt is one of CuraDebt’s best known feature. However, they also offer additional services to assist you in becoming financially stable.
First of all, it begins by requesting a free savings estimate online. This service is very confidential, and they won’t conduct a credit inquiry. By using this estimate of savings you’ll be able to learn more about your options towards debt-free.
This estimate of savings, which was mentioned previously, offers you an insight into your choices regardless of whether or not you’re going to keep using CuraDebt.
CuraDebt will provide you with a financial counselor as well as a support team to help you with credit arbitration in the event that you decide to enroll. Certain financial advisors can assist you on your path to debt-free living.
Following the debt settlement program is completed, CuraDebt can be the agency to take care of all the calls from your creditors. They’ll also be the ones who will negotiate the terms of your payment depending on the condition of your finances. Depending on which works most effectively to you, this can be either a lump sum settlement or the option of a payment plan.
Moreover, they will be working with the lenders to help you enjoy better rates when you transfer money into your savings account. This, in turn, will process to pay the creditors. Their plans can help you settle the debt within the period of 48 months.
After you’ve signed up with them, they’ll give you access to your data 24/7. All you need to do is login to CuraDebts Client Portal to monitor your development.
Before you can benefit from their program, you’ll need to meet their eligibility requirements first. For eligibility, you’ll have to meet the following requirements:
- Minimum 21 years old
- Earn a reliable income
- Have a minimum debt of $5,000
What are they able to assist you with?
Here are the different ways CuraDebt can assist you.
Like their name implies, CuraDebt can assist you in dealing with your debt. They are able to negotiate settlements on your behalf for the majority of types of debt. These include personal loans, medical bills credit cards, as well as loans. They are also able to help settle any remaining amount on business debts, collections, or repossessions.
They may also assist in negotiating with back taxes and IRS debt. However, you will not receive assistance with the majority cases, government loans, collateral, and utility bills. The same goes for student loans.
On the other hand, they can help you use laws like the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They also help you find creditor violations in order to get cash settlements, should it be possible. Certain violations could lead to having your debts also dismissed.
CuraDebt can also help you pay off debts with less than the amount you own. You can also ask questions during their free consultation with their debt counselor.
The most appealing aspect of the program is that you will only pay the fees when your debt is paid off. All you have to do is sign up with any of the plans, and you’ll be able to resolve all of your debts.
Tax Management and Relief
CuraDebt will also handle the tax liabilities you have. After they have gathered all your financial documentation, they will also collect all the paperwork you’ll need for tax returns.
With this program, you’ll be able to deal with the various types of tax problems such as garnishments on wages and tax penalties, personal and taxation for business, back taxes, trust fund penalties, and tax liens.
There aren’t hidden fees also. They use only flat-fee pricing and is dependent on the amount you have to pay.
There are a variety of options in the settlement of taxes. Here are six of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatements
- Currently non-collectible
What types of debt can they assist you with?
Although they specialize in debt settlement, it is not their specialization however, they do not cater to all types of settlement. CuraDebt concentrates on loans that are not secured. They won’t be able to assist you if your loan or debt is linked to an actual item.
If, however, you are in the following types of debt, they will make arrangements for settlements.
With CuraDebt, you should be able pay off tax debts that were due to be paid without difficulty. Furthermore, this service is offered to all 50 states in the event that you have a debt in arrears to IRS. There are tax experts from the federal government who can assist you in resolving the issues.
CuraDebt will also help you resolve any medical-related debt. In some instances you might even be able to pay the debt for less than you have to pay.
Private Student Loan
CuraDebt does not offer the federal government’s student loan. Still, they can help private students negotiate the student loans they have to pay.
Personal and payday loans are also eligible as debt-settling programs. You may also be eligible the program if you have other unsecure credit lines that you have obtained from another bank or financial institution.
Credit Card Debt
If you are in debt through store credit cards as well as traditional credit cards as well as private label credit card, CuraDebt will assist you in paying it off.
What is the cost?
The most appealing aspect of CuraDebt is how the company has priced its services. They do not charge an upfront cost. Only pay when you have paid off all of your debts.
Additionally, they don’t have high-cost charges either. In the average, you’ll need to pay as much as 20 percent of the debt you settled through them.
In general, this type of business can cost anywhere between 15 and 25 percent.
Additionally, customers can anticipate to pay off their debts in 2 to 4 years. This varies in relation to the amount you are able to save each month.
Additionally, they claim you can save as much as 30% by incorporating their fees in your equation.
But this claim will also vary, depending on your situation. Some customers have even talked about saving 50 to 80percent.
The benefits of using CuraDebt
Once you’ve got an idea of what CuraDebt can offer you let’s look into the advantages of using CuraDebt.
The first is that CuraDebt is only charged when you’ve paid off your debt. In addition, they only charge an amount of 20%, while the majority of companies charge 25 percent.
Then, if you’re done with the debt settlement program you can enroll in their credit restoration program.
It’s a fantastic way to restore the credit rating without going in debt again. However, the program lasts different for every person dependent on the circumstances of your case.
Lastly, CureDebt looks into your financial obligations to help with settlements and negotiations. This means your debt won’t increase over time. They’ll also be looking into any creditor violations using their in-house experts.
The drawbacks of the use of CuraDebt
Let’s also consider some of the negatives of CuraDebt.
Settlement of debt and debt relief typically require you to stop making payments using . If you’re trying to improve your rating on your credit, this may delay you from getting rid of your obligations.
CureDebt doesn’t even have a mobile app. Although they have a website for clients but it’s aged and simple. It’s not very intuitive and could be challenging to navigate.
Moreover, they are still not accredited with the Better Business Bureau although they were awarded an A+ grade.
The Final Verdict
CuraDebt is a useful program that will allow you to pay off your debts without spending more on these kinds of services. Additionally their 20% service fee is less expensive than the majority of businesses that charge the 25% cost. There aren’t any upfront fees and you’ll only be required to pay once the debt is paid off.
While they’ll provide you with an account that allows you to track your progress but their website isn’t easy to navigate. CuraDebt also doesn’t have an app that will make it easier to monitor your performance. Sean Hannity Tax Relief
They do have a competent support staff, and you can reach them not just via email but also via phone or sending an electronic ticket. Sean Hannity Tax Relief
If the credit card is a major issue right now, we strongly recommend CuraDebt’s debt management program. Just make sure that you’re eligible and that the services that they provide are offered in your state.
FAQ Sean Hannity Tax Relief
How long will it take to finish the program?
The average program is 24 to 48 months, depending on the amount of your debt as well as the agreement on the settlement.
Can CuraDebt aid in the fight against state tax issues?
It is true that CuraDebt offers a program for tax relief to aid you in dealing with problems like delinquent taxes and wage garnishments.
What should I do after joining the program?
You’ll need to constantly communicate with the team and pay the required payments to lower the amount of debt you have over time.