Are you experiencing debt that has increased lately? Are you exhausted from trying other financial tips and advice but you’re still struggling with unsolved problems?
Maybe you’re here because you’ve already tried every thing.
In the majority of cases, your best way is to approach professionals that can help you resolve the issue.
CuraDebt is one of the most frequently contacted companies. A lot of customers have asked if they can assist you or put you in more debt.
According to their clients, they can assist you in managing 80% of your debt , so you can take couple of things off your shoulders.
For some they believe these claims are too good to be true.
Suppose you’re on the lookout for something that will assist you in paying off your debt. If that’s the case, CuraDebt will mostly be recommended by people. We’ll be taking an in-depth review of how CuraDebt operates and what issues it could help solve.
Moreover, before we end, we’ll also look into its benefits and drawbacks.
Before starting the review, check out this video instead for a more relaxing way watching it.
Otherwise, let’s begin.
Before you continue, you may want to check out this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick overview. After, you’ll want to read the rest of the article for a more comprehensive review.
About the Company Scra Tax Relief
CuraDebt is a company that provides debt relief from Hollywood, Florida. It was founded in 2000, and is a member of the American Fair Credit Council, the US Chamber of Commerce, and is accredited through the International Association of Professional Debt Arbitrators.
Although it is accredited, some states have imposed restrictions on their services.
What CuraDebt do?
Helping you pay off your debt is one of CuraDebt’s best known feature. But they offer other services that will help you be more financially secure.
First of all, it starts by requesting a no-cost savings estimate on the internet. This service is very confidential and won’t conduct a credit inquiry. With this estimate of savings, you will learn more about your other options in your journey towards debt-free.
The savings estimate, as we’ve mentioned before, gives you the opportunity to consider your options regardless of whether you’re going to keep using CuraDebt.
CuraDebt will assign you a financial advisor and a team of support to assist you in navigating credit arbitration if you decide to join. Financial advisors may be able to assist you on your path to debt-free living.
Following the debt settlement program, CuraDebt can be the agency to handle all of your creditor’s calls. They’ll also be the ones that will determine what you will pay for your settlement depending on the condition of your finances. In determining which option is the best your situation, the payment could be either a lump sum settlement or an installment plan.
Additionally they will be working with the creditors so that you can enjoy better rates when you deposit money to your savings account. This, in turn, will process to pay creditors. Their plans can help you pay off the debt in two years.
Once you’ve signed up with them, they will provide you with access to your account information 24 hours a day. All you need to do is sign in to CuraDebts the client portal to track your development.
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CuraDebt’s Requirements
Before you are able to avail their program, you’ll need to satisfy their criteria first. To be eligible, you’ll have to meet the following requirements:
- Minimum 21 years old
- Earn a reliable income
- Have a minimum debt of $5,000
What can they help you with?
Here are the various ways CuraDebt can help you.
Debt Relief
As their name suggests, CuraDebt can assist you in dealing with debt. They are able to negotiate settlements on your behalf for the majority of types of debt. These include personal loans, medical bills credit cards, and line of credit. They can also be approached to settle any outstanding amount on business debts and collections or repossessions.
They can even help negotiate on tax owed and IRS debt. But, you won’t receive support for most cases, loans from the government or collateral, as well as utility bills. They also don’t cover most student loans.
On the other hand, they can assist you in navigating laws such as those of the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They also help you find debtors who are in violation so that you can have cash settlements, should it be possible. Some violations can also result in having your debts also dismissed.
CuraDebt can also help you settle debt with less than the amount you have. You can also have questions answered during a free consultation with their debt advisor.
The most appealing aspect of the program is that you will only have to pay for the charges when your debt is paid off. All you have to do is sign up with any of the plans, and you’ll have the ability to resolve all of your debts.
Tax Management and Relief
CuraDebt will also handle the tax liabilities you have. Once they’ve gathered all your financial documents and tax documents, they’ll also collect all the necessary paperwork for tax returns.
By using this program, you should be able to solve various tax issues like garnishments on wages, tax penalties, personal and business taxes and back taxes and trust fund penalties and tax liens.
There aren’t hidden fees neither are there hidden fees. They use only flat-fee pricing that is based on the amount you have to pay.
They have different solutions when it comes to the settlement of the tax debt. Here are 6 options:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatement
- Currently non-collectible
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What kinds of debts are they able to help with?
While debt settlement is their specialization however, they do not cater to all types in debt resolution. CuraDebt concentrates on unsecured debt. They aren’t able to help you if your credit or loan is tied to an actual item.
If, however, you are in the following types of debt, they’ll arrange settlements for you.
Tax Debt
With CuraDebt it is expected that you will be able to settle tax debts that were due to be paid without any issues. Moreover, this type of service is offered across all 50 states, if you owe money to the IRS. They have federal tax experts who can assist you in resolving these kinds of problems.
Medical Debt
CuraDebt can also help resolve any medical-related debt. In certain cases you could even settle the debt for less than you are owed.
Private Student Loan
CuraDebt doesn’t cater to federal student loans. Still, they can help private students in negotiating any loans they owe.
Personal Loan
Personal and payday loans also qualify as debt-settling programs. You may also be eligible the program if you have other unsecure credit lines you obtained from an alternative financial institution or bank.
Credit Card Debt
If you’re in debt using store credit cards, traditional credit cards, as well as private label credit card CuraDebt can help you pay it off.
What is the cost?
The most appealing aspect of CuraDebt’s pricing is how the company has priced its services. They do not charge an upfront cost. You’ll only pay once you have paid off all of your outstanding debts.
They also do not charge high costs either. On average, you’ll be required to pay up to 20 percent of the debt that you settled with them.
On average, this type of industry charges between 15% and 25 percentage.
Additionally, customers can anticipate to settle their debt from two to four years. However, this also varies according to the amount you are able to save each month.
They also claim that you can save up to 30% by incorporating their costs into your calculations.
But this claim will also depend on the situation. Some clients even mentioned saving between 50% and up to 80%.
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Benefits of using CuraDebt
Once you’ve got an idea of what CuraDebt can offer you let’s explore the benefits from using CuraDebt.
The first is that CuraDebt is only charged when you’ve paid off your debt. Furthermore they charge only 20% of the cost, whereas most companies charge you 25 percent.
If you’re finished in the process of debt resolution you could join their credit restoration program.
It’s a great method to improve your credit without going in debt again. However, the program runs differently for each person, depending on your situation.
Finally, CureDebt looks into your credit to assist with settlements and negotiations. This means your debt won’t inflate over time. They’ll also look into any creditor violations using their own experts.
The drawbacks of the use of CuraDebt
Let’s also look into some of the drawbacks of CuraDebt.
Settlement of debt and debt relief typically require you to stop making payments using . So if you’re trying to improve your standing on credit scores, you could cause you to delay working on your obligations.
CureDebt does not have a mobile app available. While they have a website for clients but it’s old and mundane. It’s not very intuitive and could be challenging to navigate.
Moreover, they are still not recognized by an accreditation from the Better Business Bureau although they were awarded an A+ rating.
The Final Verdict
CuraDebt is a great program that allows you to pay off your debts without spending more on these kinds of services. Moreover, their 20% service cost is less expensive than the majority of businesses that charge a 25% fee. There are no upfront payments and you’ll only have to pay when the debt is settled.
While they’ll provide you with an account to see your progress but their website isn’t easy to navigate. CuraDebt also doesn’t have an app yet, which could make it easier for you to look at your progress.
They do have a competent support staff and can be reached them, not only via emails but also by phone or sending an e-ticket. Scra Tax Relief
If the debt is a big problem right now, we recommend CuraDebt’s service. Make sure you’re eligible and that the services that they provide are offered in your area.
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FAQ Scra Tax Relief
What is the time frame to finish the program?
The program typically takes 24 to 48 months, dependent on the size of your debt and the stipulated settlement.
Can CuraDebt assist with state tax problems?
Yes, CuraDebt offers a program for tax relief that will aid you in dealing with problems such as late payroll taxes and wage garnishments.
What should I do when I’m enrolled in the program?
You’ll be required to communicate with your team members and make the necessary payments to reduce your debt over time.
