Has your debt been piling up lately? Are you tired of trying other financial advice and strategies but still have unsolved issues?
Maybe you’re here because already tried everything.
In the majority of cases, the best way is to approach experts who can assist you resolve the issue.
CuraDebt is one of the most asked companies. Many customers have asked if they can assist you or put you into more debt.
According to their customers, they can assist you in managing the majority of your debt , so you can take couple of things off your shoulders.
For some, these claims are just too good to be true.
Suppose you’re on the lookout for something that will aid you in settling your debt. In that scenario, CuraDebt will mostly be suggested by people. We’ll be taking an in-depth study of the way CuraDebt is used and the problems it can help you solve.
Moreover, before we end we’ll look at its benefits and drawbacks.
Before beginning the review, you can check out this video instead if you prefer for it to be watched.
Otherwise, let’s begin.
Before you continue, you may want to check out this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick review. Afterward, you will want to read the rest of the article for a more comprehensive review.
About the Company School Tax Relief Vote
CuraDebt is a company that provides debt relief from Hollywood, Florida. It was founded in 2000 and has since become a member of the American Fair Credit Council, the US Chamber of Commerce, and accredited through the International Association of Professional Debt Arbitrators.
While it is accredited, some states have restricted their services.
What CuraDebt do?
Helping you settle your debt is the most well-known feature. However, they also offer additional services to help you be more financially stable.
The process starts by requesting a no-cost savings estimate online. The service is completely confidential and won’t be doing a credit check. By using this estimate of savings you’ll be able to learn more about the alternatives towards debt-free.
This estimate of savings, which was mentioned previously, offers you an insight into your choices regardless of whether you’re planning on using CuraDebt.
CuraDebt will assign you a financial counselor as well as a support team to help you with credit arbitration in the event that you decide to sign up. Financial advisors may be able to assist you in your debt-free journey.
After your debt settlement program, CuraDebt will be the company to handle all of your creditors’ calls. They will be the ones who will negotiate the terms of your payment depending on the condition of your financial situation. Based on what works best for you, it could be either a lump sum settlement or the option of a payment plan.
Moreover they will be working with the lenders to help you have better rates as you deposit money to your savings account. This in turn, will be processed to pay off creditors. The plans they offer can help you settle the debt within two years.
Once you’ve signed up with them, they’ll provide you with access to your information 24/7. All you need to do is sign in to CuraDebts Client Portal to monitor your development.
Before you are able to avail the program, you’ll have to pass their requirements first. In order to be considered eligible for the program, you’ll need to be:
- At least 21 years old
- Earn a reliable income
- You must have a minimum balance of $5,000
What are they able to assist you with?
Here are the various ways CuraDebt can help you.
The name of the company suggests that CuraDebt can help you deal with your debt. They can negotiate settlements on your behalf for the majority of types of debt. They can help with medical bills, personal loans, credit cards as well as loans. You can also approach them to help settle any remaining balance on business debt, collections, or repossessions.
They may also assist in negotiating on tax owed as well as IRS debt. However, you won’t get assistance for the majority of your lawsuits, loans from the government, collateral, and utility bills. The same goes for student loans.
On the contrary, they’ll assist you with laws like that of Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They will also help you identify debtors who are in violation so that you can have cash settlements, should it be possible. Certain violations could cause your debt to be also dismissed.
CuraDebt can also help you pay off debts with less than the amount you have. You can also ask questions during their free consultation with their debt advisor.
The most appealing aspect of their plan is that you will only pay the fees once your debt is settled. All you need to sign up to any of the plans, and you’ll have the ability to settle each of your debts.
Tax Management and Relief
CuraDebt can also help you with taxes. Once they’ve gathered all your financial documentation, they will also collect all the paperwork you’ll need for tax returns.
With this program, you’ll be able to resolve different types of taxes such as wage garnishments, tax penalties, personal and taxation for business and back taxes and trust fund penalties and tax lien.
There aren’t hidden fees neither are there hidden fees. They use only flat-fee pricing, which depends on the amount you’ll must settle.
They offer different options in the settlement of your tax debt. Here are 6 of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatement
- Currently non-collectible
What kind of debt are they able to help with?
While debt settlement is their specialization however, they do not cater to all types of settlement. CuraDebt is only focused on loans that are not secured. They aren’t able to assist you if your debt or loan is tied to an item that is physical.
If you do have one of the following kinds of debt, they’ll negotiate settlements on your behalf.
With CuraDebt, you should be able pay off tax debts that were due to be paid without any problems. Furthermore, this service is accessible to all 50 states in the event that you have a debt towards the IRS. There are tax experts from the federal government that can help you resolve these types of issues.
CuraDebt will also help you resolve your medical debt. In some cases you could even settle them less than the amount you have to pay.
Private Student Loan
CuraDebt doesn’t cater to Federal student loan. They can however assist private students in negotiating any student loans that they have to pay.
Personal loans and payday loans are also eligible to be eligible for debt relief programs. You may also be eligible of the program if you also have other unsecured credit lines that you have obtained from another bank or financial institution.
Credit Card Debt
Whether you have debt with store credit cards, traditional credit cards, and private-label credit cards CuraDebt will help you pay it off.
What is the cost?
The most appealing aspect of CuraDebt is how they’ve priced their services. They don’t charge upfront fees. You’ll only pay once you’ve paid each of your outstanding debts.
Additionally, they do not charge high charges either. On average, you’ll have to pay as much as 20% of the debt you settled with them.
In general, this type of business can cost anywhere between 15% and 25 percent.
Additionally, customers can anticipate to settle their debts within between 2 and 4 years. This varies in relation to the amount you are able to save each month.
Additionally, they claim that you could save up to 30% if you include their costs into your calculations.
However, the claim may depend on your specific situation. Some customers have even talked about saving 50% to 80percent.
Benefits of using CuraDebt
Once you’ve got a clearer picture of what CuraDebt offers, Let’s take a look at the benefits from using CuraDebt.
In the beginning, CuraDebt will only charge you when you’ve paid off your debt. In addition, they only charge a 20% fee while many companies charge 25%.
If you’re finished by the program for debt relief you can enroll in their credit repair program.
It’s a great method to improve the credit rating without having to go in debt again. However, the program lasts different for every person, depending on your situation.
Lastly, CureDebt looks into your credit to help with settlements and negotiations. This means the amount you owe won’t rise over time. They’ll also look into any creditor violations with the help of their experts in-house.
Some disadvantages to the use of CuraDebt
We will also examine some of the drawbacks of CuraDebt.
Debt settlement and debt relief typically require you to stop paying with . Therefore, if you’re trying increase your rating on your credit, this might delay you from getting rid of your debt.
CureDebt also doesn’t have a mobile app. While they have a client website, it looks aged and simple. It’s not particularly user-friendly, and can be difficult to navigate.
In addition, they’re not credited with an accreditation from the Better Business Bureau although they were awarded an A+ rating.
The Final Verdict
CuraDebt is a useful program that allows you to resolve your debt without having to spend more on these kinds of services. Additionally the 20% service fee is lower than many companies that offer the 25% cost. There are no upfront payments and you’ll only be required to pay once the debt is settled.
Although they’ll give you an account so that you can track your progress however, their website isn’t simple to navigate. CuraDebt also doesn’t have an app, which would make it easier to monitor your performance.
However, they have a competent support staff and can be reached them not just via email but by phone or by making an electronic ticket. School Tax Relief Vote
If your credit card is a major issue right now, we strongly recommend CuraDebt’s debt management program. Be sure to be qualified and that the services they provide are in your area.
FAQ School Tax Relief Vote
How long does it take to finish the program?
The average program is 24 to 48 months, depending on the amount of your debt as well as your agreement on the settlement.
Can CuraDebt assist with state tax problems?
It is true that CuraDebt offers a program for tax relief that will assist you with issues like delinquent taxes and garnishments of wages.
What’s the first thing I have to do after joining the program?
You’ll be required to communicate with your team members and pay the required payments to pay down the amount of debt you have over time.