Have your debts increased lately? Are you tired of trying various financial tips and advice but you’re still struggling with unsolved problems?
Perhaps you’re here because you’ve tried every thing.
In the majority of cases, your most effective approach is to talk to professionals that can help you resolve the issue.
CuraDebt is one of the most asked companies. A lot of people are asking if they can assist you or put you into more debt.
According to their clients, they can help you manage 80percent of your debt , so you are able to take few things off of your mind.
For some, these claims are just too good to be true.
Suppose you’re on the lookout for anything that can aid you in settling your debt. If that’s the scenario, CuraDebt will mostly be suggested by people. We’ll take a deeper study of the way CuraDebt is used and the problems it could help solve.
Furthermore, before we conclude, we’ll also look into its advantages and drawbacks.
Before beginning the review, check out this video instead in case you would prefer watching it.
Otherwise, let’s begin.
Before you go on, you may want to check out this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick review. Afterward, you will want to read the rest of our article for a more comprehensive review.
About the Company School Tax Relief In Ny Only For Primary Resident
CuraDebt is a company that provides debt relief from Hollywood, Florida. It was established in 2000, and is a part of the American Fair Credit Council, the US Chamber of Commerce, and is accredited through the International Association of Professional Debt Arbitrators.
Although the service is accredited, some states have limited their access to their services.
What can CuraDebt do?
Helping you pay off your debt is the most known feature. However, they also offer other services that will help you be more financially stable.
The process starts by requesting a no-cost savings estimate on the internet. It is a completely private service and they will not be conducting a credit screening. With this savings estimate you’ll discover more about alternatives to debt-free.
This estimate of savings, as mentioned before, gives you the opportunity to consider your options regardless of whether you’re planning on using CuraDebt.
CuraDebt will provide you with a financial counselor as well as a support team to assist you with credit arbitration if you decide to enroll. Certain financial advisors can assist you on your path to debt-free living.
After your debt settlement program is completed, CuraDebt is the agency to handle all of your creditor’s calls. They will be the ones who will determine conditions of the payment depending on the condition of your finances. Based on what works best to you, this could be either a lump sum settlement or the option of a payment plan.
Additionally they will also work with creditors so that you can have better rates as you transfer money into your savings account. This, in turn, will be processed to pay creditors. Their plans can help you pay off the debt in two years.
After you’ve registered with them, they’ll give you access to your account information 24 hours a day. All you need to do is sign in to CuraDebts Client Portal to monitor your development.
Before you can benefit from the program, you’ll have to satisfy their criteria first. To be eligible, you’ll need to meet the following requirements:
- Minimum 21 years old
- Earn a reliable income
- You must have a minimum balance of $5,000
What can they assist you with?
Here are the various ways CuraDebt can help you.
Like their name implies, CuraDebt will assist you in dealing with your debt. They are able to negotiate settlements on behalf of you for all kinds of debt. These include personal loans, medical bills, credit cards and line of credit. They are also able to settle any outstanding amount on business debts collection, repossessions, or collections.
They may also assist in negotiating for back taxes and IRS debt. However, you will not receive support for most claims, loans from the government, collateral, and utility bills. They also don’t cover most student loans.
On the contrary, they’ll help you use laws like those of the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They will also help you identify creditor violations in order to get cash settlements, if possible. Some violations can also cause your debt to be also dismissed.
CuraDebt lets you pay off debts with less than the amount you own. You can also ask questions during their free consult with their debt advisor.
The most appealing aspect of the program is that you will only pay the fees when your debt is paid off. All you need to sign up to any of the plans and you’ll have the ability to resolve all of your debts.
Tax Management and Relief
CuraDebt can also deal with your tax debt. After they have gathered all your financial records They will also gather all the documents you’ll require for tax returns.
With this program, you should be able to resolve the various types of tax problems like garnishments on wages and tax penalties, personal and business taxes as well as back taxes as well as trust fund penalties and tax liens.
There aren’t any hidden charges neither are there hidden fees. They only offer flat-fee prices, which depends on the amount that you’ll must settle.
There are a variety of options in paying off the tax debt. Here are six of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatement
- Currently non-collectible
What types of debt can they assist you with?
Although they specialize in debt settlement, it is not their forte however, they do not cater to all types of debt settlement. CuraDebt is only focused on unsecured debt. They aren’t able to assist you if your credit or loan is tied to an actual item.
However, if you have one of the following kinds of debt, they’ll make arrangements for settlements.
With CuraDebt the service, you’ll be able pay off your past-due tax debts without any issues. Furthermore, this service is available to all 50 states if you owe money in arrears to IRS. There are tax experts from the federal government who can assist you in resolving these types of issues.
CuraDebt will also help you resolve any medical-related debt. In some instances you might even be able to pay the debt for less than you have to pay.
Private Student Loan
CuraDebt doesn’t cater to Federal student loan. However, they can assist private students in negotiating any loans they have to pay.
Personal loans and payday loans also qualify for the debt settlement program. You can also avail the program if you have other unsecure credit lines that you got from an alternative financial institution or bank.
Credit Card Debt
Whether you have debt with store credit cards as well as traditional credit cards and private-label credit cards, CuraDebt will assist you in paying it off.
What is the cost?
The best part about CuraDebt is the way they’ve priced their services. They don’t charge upfront fees. The only time you pay is when you have paid off all of your debts.
Additionally, they do not charge high charges either. In the average, you’ll need to pay between 20 and 20 percent of the debt that you settled with them.
In the average, this kind of industry charges between 15 and 25 percentage.
In addition, customers can expect to settle their debts within two to four years. This varies according to the amount you are able to save each month.
Also, they claim that you can save as much as 30% when you factor in their fees in your equation.
But this claim will also depend on your situation. Some customers have even talked about saving 50 to up to 80%.
Benefits of using CuraDebt
Once you’ve got an idea of the benefits CuraDebt offers, let’s look into the advantages from using CuraDebt.
In the beginning, CuraDebt only charges you when you’ve paid off your debt. In addition, they only charge 20% of the cost, whereas many companies charge 25%.
Then, if you’re done in the process of debt resolution you can enroll in their credit repair program.
It’s a great method to improve your credit score without going back into debt. However, the program runs in a different way for each individual dependent on the circumstances of your case.
In the end, CureDebt looks into your financial obligations to help with settlements and negotiations. This means your debt won’t inflate as time passes. They’ll also look into any violations of creditor with the help of their experts in-house.
Some disadvantages to the use of CuraDebt
Let’s also consider some of the negatives of CuraDebt.
Debt relief and debt settlements often require you to stop paying with the credit card you use. Therefore, if you’re trying improve your rating on your credit, this could set you back while you’re getting rid of your credit card debt.
CureDebt does not have a mobile app available. While they do have a website that clients can access, it looks aged and simple. It’s not very intuitive and could be challenging to navigate.
In addition, they’re not accredited with the Better Business Bureau although they received an A+ grade.
The Final Verdict
CuraDebt is a great program that allows you to pay off your debts without spending more on those types of services. In addition their 20% service charge is less expensive than the majority of businesses that charge a 25% fee. There are no upfront payments and you’ll only have to pay when the debt is settled.
While they’ll provide you with an account to see your progress however, their website isn’t easy to navigate. CuraDebt also doesn’t have an app yet, which would make it easier to monitor your progress.
But, they do have a good support team and can be reached them, not only via emails but also by phone or making an electronic ticket. School Tax Relief In Ny Only For Primary Resident
If the problem of debt is an problem right now, we recommend CuraDebt’s service. Make sure you’re eligible and that the programs they offer are available in your area.
FAQ School Tax Relief In Ny Only For Primary Resident
What is the time frame to complete the program?
The typical program lasts from 24 to 48 months, depending on the amount of your debt as well as the stipulated settlement.
Can CuraDebt help in the fight against state tax issues?
Yes, CuraDebt offers a program for tax relief to aid you in dealing with problems such as late payroll tax and garnishments on wages.
What do I need to do once I’m in the program?
You’ll have to keep in constant contact with your team members and make the necessary payments to lower your debt over time.