Has your debt been increasing lately? Are you tired of trying various financial advice and tips but still have unsolved issues?
Perhaps you’re here because you’ve tried every thing.
In most cases, the most effective approach is to talk to experts who can help to resolve this issue.
CuraDebt is among the most asked companies. Many people have been inquiring whether they can assist you or help you get into more debt.
According to their clients, they can assist you in managing 80percent of your debt , so you are able to take couple of things off your shoulders.
However, for certain people they believe these claims are too good to be true.
If you’re looking for anything that can assist you in paying off your debt. In that situation, CuraDebt will mostly be suggested by people. We’ll be taking an in-depth review of the way CuraDebt works and what problems it can solve for you.
In addition, prior to our conclusion, we’ll also look into its benefits and drawbacks.
Before beginning the review, check out this video instead if you prefer for it to be watched.
Otherwise, let’s begin.
Before you continue, you may want to check out this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick review. Afterward, you will want to read the rest of the article for a more comprehensive review of CuraDebt.
About the Company Schlotzsky’S Tax Relief Deal
CuraDebt is a company that provides debt relief from Hollywood, Florida. It was founded in 2000, and is a participant in the American Fair Credit Council, the US Chamber of Commerce, and is accredited through the International Association of Professional Debt Arbitrators.
While it is accredited, certain states have limited their access to their services.
What can CuraDebt do?
Helping you settle your debt is one of CuraDebt’s best popular feature. They also provide additional services to help you be more financially stable.
First of all, it starts by requesting a no-cost online savings estimate. It is a completely private service and won’t be doing a credit check. With this estimate of savings you’ll be able to be able to learn more about the other options in your journey to be debt-free.
Savings estimates, which was mentioned earlier, provides you with an insight into your choices regardless of whether or not you’re planning on using CuraDebt.
CuraDebt will provide you with a financial counselor and a team of support to assist you with credit arbitration if you decide to join. Certain financial advisors can assist you with your debt-free journey.
After your debt settlement program, CuraDebt is the company to handle all of your creditor’s calls. They will be the ones who negotiate what you will pay for your payment in accordance with the state of your financial situation. Based on what works most effectively your situation, the payment can be either a lump sum settlement or an installment plan.
Furthermore they will be working with the lenders to help you have better rates as you deposit money to your savings account. This, in turn, will be processed to pay back creditors. The plans they offer can help you settle the debt within 48 months.
After you’ve registered with them, they’ll give you access to your information 24/7. All you have to do is sign in to CuraDebts’ client portal to monitor your development.
Before you can benefit from their program, you’ll need to meet their eligibility requirements first. For eligibility, you’ll need to meet the following requirements:
- Minimum 21 years old
- Verifiable income
- Have a minimum debt of $5,000
What are they able to assist you with?
Here are the different ways CuraDebt can aid you.
The name of the company suggests that CuraDebt can assist you in dealing your debt. They can negotiate settlements on your behalf for the majority of types of debt. This includes medical bills, personal loans credit cards, and also line of credit. They are also able to help settle any remaining balance on business debt, collections, or repossessions.
They may also assist in negotiating for back taxes as well as IRS debt. However, you won’t get assistance with the majority of your lawsuits, loans from the government as well as collateral and utility bills. The same goes for student loans.
On the other hand, they can assist you with laws like that of Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They also help you find creditor violations to ensure that you receive cash settlements, should it be possible. Certain violations may result in having your debts removed as well.
CuraDebt also allows you to settle debt with less than the amount you have. Additionally, you can inquire about your debt during their no-cost consultation with their debt counselor.
The best part about their program is that you will only have to pay for the charges when your debt is paid off. All you have to do is sign up with any of the plans and you’ll have the ability to pay off all your debts.
Tax Management and Relief
CuraDebt can also help you with taxes. Once they’ve gathered all your financial documents and tax documents, they’ll also collect all the necessary paperwork to file tax returns.
With this program, you will be able to deal with various tax issues such as garnishments on wages as well as tax penalties for personal and business taxes as well as back taxes, trust fund penalties, and tax liens.
There aren’t any hidden charges also. They only use flat-fee pricing, which depends on the amount you have to pay.
They offer different options for paying off the tax debt. Here are six of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatements
- Currently non-collectible
What kinds of debts can they help you with?
Although they specialize in debt settlement, it is not their specialty but they aren’t able to provide all kinds of settlement. CuraDebt only focuses on unsecured debt. They won’t be able to assist you if your credit or loan is tied to a physical item.
If, however, you are in the following types of debt, they’ll negotiate settlements on your behalf.
With CuraDebt the service, you’ll be able pay off tax debts that were due to be paid without any problems. Additionally, this service is offered across all 50 states, if you owe money towards the IRS. They have federal tax experts to assist you with these types of issues.
CuraDebt can also help resolve the medical bills. In some cases you could even settle them less than the amount you owe.
Private Student Loan
CuraDebt doesn’t cater to federal student loans. However, they can assist private students negotiate any student loans that they owe.
Personal and payday loans are also eligible to be eligible for debt relief programs. You can also avail of the program if you also have other unsecured credit lines that you have obtained from a different bank or financial institution.
Credit Card Debt
If you are in debt through store credit cards or traditional credit cards and private-label credit cards CuraDebt can assist you in paying it off.
What is the cost?
The best part about CuraDebt is how they’ve priced their service. They don’t charge an upfront fee. You’ll only pay once you settle each of your outstanding debts.
Additionally, they do not charge high costs either. In the average, you’ll need to pay up to 20 percent of the debt that you settled through them.
In general, this type of business can cost anywhere between 15% and 25 percentage.
In addition, customers can expect to pay off their debts in between 2 and 4 years. This varies in relation to the amount you can save up per month.
Also, they claim that you could save up to 30% by incorporating their costs into your calculations.
But this claim will also depend on your situation. Some clients even mentioned saving between 50% and up to 80%.
Benefits of using CuraDebt
Once you’ve got an understanding of what CuraDebt offers, let’s explore the benefits of using CuraDebt.
First, CuraDebt will only charge you after you’ve settled your debt. Furthermore, they only charge an amount of 20%, while the majority of companies charge 25 percent.
If you’re finished by the program for debt relief, you may join their credit repair program.
It’s a fantastic method to improve your credit without having to go into debt again. However, the program runs different for every person, depending on your situation.
In the end, CureDebt looks into your debt so that they can help with settlements and negotiations. It means that your debt won’t increase over time. They’ll also investigate any violations by creditors with the assistance of their own experts.
The drawbacks of using CuraDebt
We will also examine some of the drawbacks of CuraDebt.
Debt settlement and debt relief often require you to cease making payments with . If you’re trying to increase your rating on your credit, this may cause you to delay finishing your debt.
CureDebt also doesn’t have a mobile app available. Although they have a client website however, it appears aged and simple. It’s not particularly intuitive and could be difficult to navigate.
Moreover, they are still not recognized by an accreditation from the Better Business Bureau although they received an A+ grade.
The Final Verdict
CuraDebt is a useful program that will allow you to settle your debt without spending more for these types of services. In addition the 20% service charge is lower than many companies that offer a 25% fee. There are no upfront payments and you’ll only be required to pay once your debt is finally settled.
Although they’ll allow you to access an account so that you can track your progress, their website is not simple to navigate. CuraDebt isn’t even an app yet, which would make it easier to track your performance.
They do have a competent support staff, and you can reach them not only through emails but also via phone or submitting an electronic ticket. Schlotzsky’S Tax Relief Deal
If your problem of debt is an issue right now, we recommend CuraDebt’s service. Make sure you’re eligible and that the services they provide are in your state.
FAQ Schlotzsky’S Tax Relief Deal
What is the time frame to complete the program?
The average program is 24 to 48 months, depending on the amount of your debt and the agreed settlement.
Can CuraDebt aid with tax problems in the state?
Sure, CuraDebt has a tax relief program that can aid you in dealing with problems like delinquent tax and garnishments on wages.
What should I do after joining the program?
You’ll need to constantly communicate with the team and make the necessary payments to lower your debt over time.