Are you experiencing debt that has been piling up lately? Are you exhausted from trying different financial advice and tips but you’re still struggling with unsolved problems?
Maybe you’re here because been through everything.
In the majority of cases, your best way is to approach experts who can help to resolve this issue.
CuraDebt is one of the most asked companies. Many people have been inquiring whether they can help you or help you get into more debt.
According to their clients they can help you control 80% of your debt so that you can take few things off of your mind.
For some, these claims are just too good to be true.
If you’re looking for any solution that could assist you in paying off your debt. In this scenario, CuraDebt will mostly be recommended by people. We’ll be taking an in-depth study of how CuraDebt works and what problems it can help you solve.
In addition, prior to our conclusion our discussion, we’ll take a look at its advantages and drawbacks.
Before you begin the review, watch this video instead for a more relaxing way watching it.
Otherwise, let’s begin.
Before you continue, you may want to check out this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick overview. After, you will want to read the rest of the article for a more comprehensive review.
About the Company Sb Tax Relief
CuraDebt is a company that provides debt relief from Hollywood, Florida. It was established in 2000 and has been an active member of the American Fair Credit Council, the US Chamber of Commerce, and accredited by the International Association of Professional Debt Arbitrators.
While it is accredited, some states have restricted their services.
What can CuraDebt do?
Helping you settle your debt is one of CuraDebt’s best known feature. They also provide other services that will help you be more financially stable.
It all begins with requesting a free savings estimate on the internet. It is a completely private service, and they won’t be doing a credit check. With this estimate of savings, you will be able to learn more about the alternatives towards debt-free.
This estimate of savings, which was mentioned before, gives you an insight into your choices regardless of whether or not you’re planning on using CuraDebt.
CuraDebt will assign you a financial advisor and a support team to help you with the process of credit arbitration should you choose to enroll. Certain financial advisors can assist you on your path to debt-free living.
Following your debt settlement program is completed, CuraDebt will be the one to take care of all your creditors’ calls. They will also be the ones that will determine what you will pay for your settlement in accordance with the state of your finances. In determining which option is the most effectively your situation, the payment could be either a lump sum settlement or a payment plan.
Furthermore they will also be working with the creditors so that you can get better rates when you deposit money to your savings account. This is then processed to pay the creditors. Their plans can help you settle the debt within 48 months.
After you’ve registered with them, they will provide you with access to your information 24/7. All you need to do is login to CuraDebts’ client portal to track your performance.
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CuraDebt’s Requirements
Before you can avail of the program, you’ll have to meet their eligibility requirements first. To be eligible, you’ll have to meet the following requirements:
- At least 21 years old
- Have a verifiable income
- You must have a minimum balance of $5,000
What are they able to assist you?
Here are some of the ways CuraDebt can assist you.
Debt Relief
The name of the company suggests that CuraDebt can help you deal with debt. They can negotiate settlements on behalf of you for most types of debt. They can help with personal loans, medical bills credit cards and loans. They are also able to settle any outstanding amount on business debts collection, repossessions, or collections.
They may also assist in negotiating on tax owed and IRS debt. However, you won’t get assistance for the majority of your lawsuits, loans from the government or collateral, as well as utility bills. Also, they don’t cover the majority of student loans.
On the other hand, they can assist you with laws like the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They will also help you identify creditor violations to ensure that you receive cash settlements, should it be possible. Certain violations could cause your debt to be dismissed as well.
CuraDebt also allows you to repay debt for less than the sum you have. They also allow you to inquire about your debt during their no-cost consult with their debt counselor.
The most appealing aspect of their program is that you will only be charged once your debt is settled. All you have to sign up to any of the plans, and you’ll have the ability to pay off all your debts.
Tax Management and Relief
CuraDebt can also help you with taxes. After they have gathered all your financial records They will also gather all the documents you’ll require to file tax returns.
Through this program, you will be able to deal with the various types of tax problems such as wage garnishments, tax penalties, personal and business taxes as well as back taxes and trust fund penalties and tax lien.
There aren’t hidden fees either. They use only flat-fee pricing, which depends on the amount that you’ll have to pay.
They offer different options for settling taxes. Here are 6 of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatement
- Currently non-collectible
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What types of debt can they help you with?
Although they specialize in debt settlement, it is not their forte however, they do not provide all kinds of settlement. CuraDebt only focuses on unsecured debt. They can’t help you if the loan or debt is linked to an item that is physical.
If, however, you are in the following types of debt, they’ll negotiate settlements on your behalf.
Tax Debt
With CuraDebt the service, you’ll be able to settle your past-due tax debts without any issues. Furthermore, this service is accessible to all 50 states if you have a debt to the IRS. There are tax experts from the federal government to assist you with the issues.
Medical Debt
CuraDebt will also help you resolve any medical-related debt. In some cases, you may even pay them for less than what you have to pay.
Private Student Loan
CuraDebt doesn’t cater to Federal student loan. They can however assist private students with negotiating any loans they owe.
Personal Loan
Personal loans and payday loans also qualify as debt-settling programs. You may also be eligible of the program if you also have other unsecured credit lines that you have obtained from an alternative financial institution or bank.
Credit Card Debt
If you are in debt through store credit cards, traditional credit cards, and private-label credit cards CuraDebt can help you pay it off.
What will it cost you?
The best part about CuraDebt is how they’ve priced their services. They don’t charge upfront fees. Only pay when you’ve paid each of your outstanding debts.
Additionally, they don’t charge high costs either. In the average, you’ll need to pay as much as 20% of the debt you settled with them.
In the average, this kind of industry charges from 15% to 25 percentage.
Additionally, customers can anticipate to settle their debts within between 2 and 4 years. This varies according to the amount you can save up per month.
They also claim that you could save as much as 30% when you factor in their charges into your calculation.
However, this statement will depend on your specific situation. Some customers have even talked about saving 50 to up to 80%.
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Benefits of using CuraDebt
Now that you have an understanding of the benefits CuraDebt offers, Let’s take a look at the benefits that come with using CuraDebt.
First, CuraDebt only charges you after you’ve settled your debt. Furthermore they charge only a 20% fee while most companies charge you 25%.
If you’re finished by the program for debt relief, you can enroll in their credit restoration program.
It’s a great method to improve the credit rating without going into debt again. However, the program lasts differently for each person, depending on your situation.
Finally, CureDebt looks into your credit to assist with settlements and negotiations. This means your debt won’t increase over time. They’ll also look into any creditor violations with the help of their in-house experts.
The drawbacks of using CuraDebt
Let’s also consider some of the disadvantages of CuraDebt.
Debt relief and debt settlements often require you to stop making payments using . Therefore, if you’re trying increase your rating on your credit, this could set you back while you’re getting rid of your obligations.
CureDebt does not offer a mobile application. While they do have a client website but it’s outdated and basic. It’s not very intuitive, and it can be challenging to navigate.
Moreover, they are still not credited with the Better Business Bureau although they did receive an A+ rating.
The Final Verdict
CuraDebt is a good program that allows you to pay off your debts without spending more on these kinds of services. Moreover the 20% service charge is cheaper than most businesses that charge the 25% cost. There are no upfront payments and you’ll only be required to pay once the debt is settled.
Although they’ll give you an account to see your progress however, their website isn’t easy to navigate. CuraDebt isn’t even an app, which would make it easier to monitor your progression.
However, they have a great support team, and you can reach them, not only via emails but also by phone or making an electronic ticket. Sb Tax Relief
If your debt is a big issue right now, we highly recommend CuraDebt’s program. Be sure to be qualified and that the services that they provide are offered in your state.
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FAQ Sb Tax Relief
How long does it take to finish the program?
The typical program lasts from between 24 and 48 months dependent on the size of your debt and the agreement on the settlement.
Can CuraDebt aid in the fight against state tax issues?
Yes, CuraDebt offers a program for tax relief that will help you with problems such as delinquent payroll tax and garnishments of wages.
What do I need to do once I’m in the program?
You’ll need to constantly communicate with your team members and make the necessary payments to lower your debt over time.
