Have your debts increased lately? Are you exhausted from trying other financial advice and strategies but still have unsolved issues?
Maybe you’re here because tried every thing.
In the majority of cases, your best option is to speak with professionals that can help you resolve the issue.
CuraDebt is among the most asked companies. A lot of people have been inquiring whether they are able to help or help you get into more debt.
According to their customers, they can assist you in managing 80% of your debt , so you are able to take few things off of your mind.
However, for certain people they believe these claims are too good to be true.
If you’re looking for something that will help you resolve your debt. In this scenario, CuraDebt will mostly be suggested by people. We’ll be taking a deep look at how CuraDebt operates and what issues it can help you solve.
In addition, prior to our conclusion, we’ll also look into the advantages and disadvantages of this method.
Before you begin the review, you can watch this video instead for a more relaxing way watching it.
Otherwise, let’s begin.
Before you continue, you may want to check out this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick overview. Afterward, you will want to read the rest of the article for a more comprehensive review of CuraDebt.
About the Company San Mateo County Elderly Property Tax Relief
CuraDebt is an organization that deals with debt relief in Hollywood, Florida. It was founded in 2000 and has been an active participant in the American Fair Credit Council, the US Chamber of Commerce, and has been accredited with the International Association of Professional Debt Arbitrators.
Although the service is accredited, some states have imposed restrictions on their services.
What CuraDebt do?
Helping you pay off your debt is the most well-known feature. But they offer other services that will assist you in becoming financially secure.
First of all, it starts by requesting a no-cost savings estimate on the internet. It is a completely private service, and they won’t be conducting a credit screening. With this savings estimate, you will learn more about your options towards debt-free.
Savings estimates, as we’ve mentioned before, gives you the opportunity to consider your options, regardless of whether you’re going to keep using CuraDebt.
CuraDebt will assign you a financial counselor as well as a support team to help you with credit arbitration if you decide to sign up. Some financial advisors can help you with your debt-free journey.
After your debt settlement plan, CuraDebt is the agency to take care of all the calls from your creditors. They will also be the ones who will negotiate the terms of your settlement depending on the condition of your financial situation. Based on what works best for you, it can be either a lump sum settlement or the option of a payment plan.
Additionally they will be working with the creditors to ensure that you get better rates when you transfer money into your savings account, which is then processed to pay the creditors. The plans they offer can help you pay off the debt in the period of 48 months.
Once you’ve signed up with them, they’ll allow you access to your account information 24 hours a day. All you need to do is login to CuraDebts’ client portal to track your progress.
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CuraDebt’s Requirements
Before you can avail of the program, you’ll have to satisfy their criteria first. To be eligible, you’ll need to be:
- At least 21 years old
- Verifiable income
- Minimum debt must be $5,000
What are they able to assist you with?
Here are the various ways CuraDebt can assist you.
Debt Relief
As their name suggests, CuraDebt will assist you in dealing with your debt. They can negotiate settlements on your behalf for most types of debt. They can help with personal loans, medical bills credit cards and line of credit. They are also able to pay off any remaining amount on business debts collection, repossessions, or collections.
They can even help negotiate on tax owed as well as IRS debt. However, you won’t get assistance with the majority of your lawsuits, government loans, collateral, and utility bills. The same goes for student loans.
On the other hand, they will assist you with laws like the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They also help you find creditor violations in order to get cash settlements, if they are possible. Certain violations may lead to having your debts also dismissed.
CuraDebt also allows you to pay off debts with less than the amount you have. They also allow you to inquire about your debt during their no-cost meeting with their debt advisor.
The best part about their plan is that you’ll only pay the fees after your debt has been settled. All you have to do is sign up with one of their plans and you’ll be able to settle each of your debts.
Tax Management and Relief
CuraDebt can also help you with taxes. Once they’ve gathered all your financial documentation, they will also collect all the paperwork you’ll need for tax returns.
By using this program, you will be able to deal with different types of taxes such as wage garnishments and tax penalties, personal and corporate taxes and back taxes, trust fund penalties, and tax liens.
There aren’t any hidden costs either. They use only flat-fee pricing, which depends on the amount that you’ll need to settle.
They offer different options for settling your tax debt. Here are 6 of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatements
- Currently non-collectible
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What kinds of debts are they able to help with?
While debt settlement is their specialization however, they do not provide all kinds of debt settlement. CuraDebt is only focused on debt that is not secured. They won’t be able to help you if the debt or loan is tied to an actual item.
If, however, you are in one of the following kinds of debt, they will arrange settlements for you.
Tax Debt
With CuraDebt it is expected that you will be able to pay taxes that are due without difficulty. Furthermore, this service is accessible to all 50 states in the event that you owe money to the IRS. There are federal tax experts who can assist you in resolving these types of issues.
Medical Debt
CuraDebt can also help resolve any medical-related debt. In certain cases, you may even pay the debt for less than you have to pay.
Private Student Loan
CuraDebt doesn’t cater to Federal student loan. Still, they can help private students with negotiating any loans they have to pay.
Personal Loan
Personal loans and payday loans also qualify for the debt settlement program. You may also be eligible if you have other unsecured credit lines that you have obtained from another financial institution or bank.
Credit Card Debt
Whether you have debt with store credit cards as well as traditional credit cards as well as private label credit card CuraDebt will assist you in paying it off.
What is the cost?
The most appealing aspect of CuraDebt’s pricing is how the company has priced its services. They don’t charge an upfront fee. You’ll only pay once you have paid off all of your debts.
Also, they don’t have high-cost fees as well. On average, you’ll have to pay up to 20 percent of the debt that you settled with them.
In general, this type of industry can charge anywhere between 15 and 25%.
Moreover, clients can expect to settle their debts within between 2 and 4 years. This varies in relation to the amount you save per month.
They also claim that you can save up to 30% if you include their charges into your calculation.
However, the claim may vary, depending on your situation. Some customers even claimed to save between 50% and 80%.
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Advantages to using CuraDebt
Once you’ve got an idea of the benefits CuraDebt can offer you Let’s take a look at the benefits from using CuraDebt.
The first is that CuraDebt is only charged when you’ve paid off your debt. Furthermore they only charge 20% of the cost, whereas most companies charge you 25%.
Next, if you’re done with the debt settlement program you could enroll in their credit restoration program.
It’s a fantastic method to improve your credit score without having to go in debt again. However, the program lasts differently for each person dependent on the circumstances of your case.
In the end, CureDebt looks into your financial obligations to help with settlements and negotiations. This means the amount you owe won’t rise over time. They’ll also be looking into any violations of creditor with the help of their own experts.
Drawbacks of using CuraDebt
We will also examine some of the negatives of CuraDebt.
Settlement of debt and debt relief often require you to cease making payments with your credit card. So if you’re trying to increase your credit score, it could cause you to delay finishing your debt.
CureDebt also doesn’t have a mobile app. While they have a client website however, it appears old and mundane. It’s not very intuitive and could be difficult to navigate.
In addition, they’re not accredited with their Better Business Bureau although they received an A+ rating.
The Final Verdict
CuraDebt is a great program that allows you to settle your debt without spending more on these kinds of services. In addition the 20% service fee is less expensive than the majority of firms that charge the 25% cost. There aren’t any upfront fees, and you will only have to pay when the debt is settled.
Although they’ll allow you to access an account to see your progress however, their website isn’t easy to navigate. CuraDebt isn’t even an app, which could make it easier for you to look at your progress.
But, they do have a good support team that you can contact them not only through emails but by phone or by submitting an e-ticket. San Mateo County Elderly Property Tax Relief
If your credit card is a major issue right now, we strongly recommend CuraDebt’s debt management program. Just make sure that you’re eligible and that the programs that they provide are offered in your state.
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FAQ San Mateo County Elderly Property Tax Relief
What is the time frame to complete the course?
The average program is 24 to 48 months, dependent on the size of your debt as well as your agreement on the settlement.
Can CuraDebt help with state tax problems?
It is true that CuraDebt provides tax relief programs that will help you with problems like delinquent tax and garnishments of wages.
What should I do when I’m enrolled in the program?
You’ll have to keep in constant contact with your team members and make the necessary payments to lower the amount of debt you have over time.