Have your debts been increasing lately? Are you exhausted from trying various financial tips and advice but still have unsolved issues?
Maybe you’re here because tried everything.
In the majority of cases, the best option is to speak with professionals that can help you settle this issue.
CuraDebt is one of the most asked companies. A lot of customers have asked if they can help you or help you get into more debt.
According to their clients, they can help you control 80percent of your debt , so you can finally take a few things off of your shoulders.
But for some people they believe these claims are too good to be true.
You might be looking for any solution that could aid you in settling your debt. In that case, CuraDebt will mostly be recommended by people. We’ll be taking an in-depth review of the way CuraDebt works and what problems it can solve for you.
Moreover, before we end, we’ll also look into its benefits and drawbacks.
Before starting the review, check out this video instead for a more relaxing way for it to be watched.
Otherwise, let’s begin.
Before you continue, you may want to check out this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick review. Afterward, you’ll want to read the rest of our article for a more comprehensive review.
About the Company Sam Price Fidelity Tax Relief
CuraDebt is an organization that deals with debt relief in Hollywood, Florida. It was founded in 2000 and has since become a participant in the American Fair Credit Council, the US Chamber of Commerce, and accredited through the International Association of Professional Debt Arbitrators.
Although the service is accredited, some states have limited their access to their services.
What can CuraDebt do?
Assistance in settling your debt is the most popular feature. But they offer additional services to aid you in becoming more financially secure.
First of all, it begins with requesting a free savings estimate on the internet. The service is completely confidential and they will not conduct a credit inquiry. With this savings estimate you’ll be able to learn more about your options towards debt-free.
The savings estimate, which was mentioned before, gives you an insight into your choices, regardless of whether you’re planning on using CuraDebt.
CuraDebt will assign you a financial counselor and a support team to assist you in navigating the process of credit arbitration should you choose to join. Certain financial advisors can assist you on your path to debt-free living.
Following your debt settlement program is completed, CuraDebt can be the agency to answer all of the calls from your creditors. They will also be the ones that will determine conditions of the payment depending on the condition of your financial situation. Depending on which works best to you, this could be either a lump sum settlement or a payment plan.
Moreover, they will work with creditors to ensure that you enjoy better rates when you transfer money into your savings account. This, in turn, will be processed to pay back the creditors. Their programs can assist you to settle the debt within the period of 48 months.
After you’ve registered with them, they will give you access to your information 24/7. All you need to do is sign in to CuraDebts’ client portal to monitor your performance.
Before you can benefit from their program, you’ll need to meet their eligibility requirements first. In order to be considered eligible for the program, you’ll have to meet the following requirements:
- Minimum 21 years old
- Earn a reliable income
- Have a minimum debt of $5,000
What can they assist you with?
Here are the various ways CuraDebt can aid you.
The name of the company suggests that CuraDebt will assist you in dealing with your debt. They can negotiate settlements on your behalf for all kinds of debt. These include personal loans, medical bills, credit cards and lines of credit. They are also able to help settle any remaining amount on business debts and collections or repossessions.
They can even help negotiate with back taxes and IRS debt. But, you won’t receive assistance for the majority claims, loans from the government or collateral, as well as utility bills. Also, they don’t cover the majority of student loans.
On the other hand, they can assist you in navigating laws such as the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They also help you find the violations of creditors so that you can have cash settlements, if they are possible. Certain violations could lead to having your debts removed as well.
CuraDebt can also help you settle debt with less than the amount you have. Additionally, you can have questions answered during a free meeting with their debt counselor.
The best part about their program is that you will only be charged once your debt is settled. All you need to do is sign up with some of their programs, and you’ll be able resolve all of your debts.
Tax Management and Relief
CuraDebt can also deal with your tax debt. Once they’ve gathered all your financial documents They will also gather all the necessary paperwork for tax returns.
With this program, you will be able to solve different types of taxes such as garnishments on wages as well as tax penalties for personal and taxation for business as well as back taxes and trust fund penalties and tax lien.
There aren’t any hidden costs also. They only offer flat-fee prices and is dependent on the amount that you’ll have to pay.
They offer different options in settling taxes. Here are six of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatement
- Currently non-collectible
What kind of debt can they help you with?
While debt settlement is their specialty but they aren’t able to provide all kinds of settlement. CuraDebt is only focused on debt that is not secured. They aren’t able to help you if the loan or debt is linked to an actual item.
If you do have the following types of debt, they’ll make arrangements for settlements.
With CuraDebt the service, you’ll be able to pay tax debts that were due to be paid without difficulty. Moreover, this type of service is available to all 50 states if you owe money to the IRS. There are federal tax experts to assist you with the issues.
CuraDebt will also help you resolve the medical bills. In certain cases, you may even pay them for less than what you owe.
Private Student Loan
CuraDebt does not offer federal student loans. Still, they can help private students in negotiating any loans they owe.
Personal and payday loans are also eligible for the debt settlement program. It is also possible to avail the program if you have other unsecured credit lines that you have obtained from a different financial institution or bank.
Credit Card Debt
If you’re in debt using store credit cards, traditional credit cards, and private-label credit cards CuraDebt will assist you in paying it off.
How much will it cost?
The most appealing aspect of CuraDebt is how they’ve priced their services. They do not charge an upfront cost. The only time you pay is when you’ve paid each of your debts.
They also don’t charge high costs either. On average, you’ll have to pay up to 20% of the debt you settled through them.
In the average, this kind of industry charges from 15% to 25 percentage.
Additionally, customers can anticipate to pay off their debts in two to four years. This varies according to the amount you can save up per month.
They also claim you can save up to 30% by incorporating their costs into your calculations.
However, this statement will depend on the situation. Some customers even claimed to save 50 to 80percent.
The benefits of using CuraDebt
Once you’ve got a clearer picture of the benefits CuraDebt can provide, Let’s take a look at the benefits from using CuraDebt.
The first is that CuraDebt is only charged after you’ve settled your debt. Additionally they charge only a 20% fee while the majority of companies charge 25 percent.
If you’re finished in the process of debt resolution, you may join their credit repair program.
It’s a great method to improve your credit without going back into debt. The program is however designed different for every person according to your personal situation.
In the end, CureDebt looks into your financial obligations to assist with settlements and negotiations. It means that your debt won’t increase as time passes. They’ll also look into any violations of creditor with the assistance of their experts in-house.
The drawbacks of using CuraDebt
Let’s also look into some of the disadvantages of CuraDebt.
Debt settlement and debt relief often require you to stop making payments using your credit card. Therefore, if you’re trying improve your rating on your credit, this might cause you to delay finishing your credit card debt.
CureDebt also doesn’t have a mobile app available. While they do have a website that clients can access however, it appears old and mundane. It’s not very user-friendly, and can be difficult to navigate.
Furthermore, they are not credited with an accreditation from the Better Business Bureau although they received an A+ rating.
The Final Verdict
CuraDebt is a good program that will allow you to resolve your debt without having to spend more for these types of services. In addition, their 20% service fee is cheaper than most businesses that charge an additional 25% charge. There aren’t any upfront fees, and you will only have to pay the fee when your debt is finally settled.
While they’ll provide you with an account so that you can track your progress however, their website isn’t simple to navigate. CuraDebt does not have an app that could make it easier for you to monitor your progress.
But, they do have a great support team, and you can reach them not just via email but also by phone or making an e-ticket. Sam Price Fidelity Tax Relief
If your problem of debt is an problem right now, we recommend CuraDebt’s service. Make sure you’re qualified and that the services that they provide are offered in your state.
FAQ Sam Price Fidelity Tax Relief
What is the time frame to complete the course?
The typical program lasts from between 24 and 48 months dependent on the size of your debt as well as the agreement on the settlement.
Can CuraDebt aid with tax problems in the state?
Sure, CuraDebt provides tax relief programs that will assist you with issues such as late payroll tax and wage garnishments.
What should I do once I’m in the program?
You’ll need to constantly communicate with your team members and make the necessary payments to lower your debt over time.