Are you experiencing debt that has increased lately? Are you burnt out from trying other financial advice and tips but still have unsolved issues?
Perhaps you’re here because you’ve been through every thing.
In the majority of cases, your most effective approach is to talk to experts who can help you settle this issue.
CuraDebt is among the companies that get the most inquiries. A lot of customers have asked if they can help you or put you into more debt.
According to their clients, they can help you manage the majority of your debt so that you can take few things off of your plate.
For some they believe these claims are too good to be true.
You might be looking for something that will aid you in settling your debt. In this case, CuraDebt will mostly be suggested by people. We’ll take a deeper look at how CuraDebt works and what problems it could help solve.
Furthermore, before we conclude we’ll look at its advantages and drawbacks.
Before you begin the review, you can go to this video if you prefer watching it.
Otherwise, let’s begin.
Before you continue, you may want to watch this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick review. After, you’ll want to read the rest of the article for a more comprehensive review of CuraDebt.
About the Company Sales Tax Relief Texas
CuraDebt is a debt relief company from Hollywood, Florida. It was founded in 2000 and has since become a member of the American Fair Credit Council, the US Chamber of Commerce, and has been accredited by the International Association of Professional Debt Arbitrators.
Although the service is accredited, some states have restricted their services.
What CuraDebt do?
Assistance in settling your debt is CuraDebt’s most well-known feature. However, they also offer other services that will assist you in becoming financially stable.
It all begins by requesting a free online savings estimate. The service is completely confidential, and they won’t conduct a credit inquiry. By using this estimate of savings you’ll be able to learn more about the other options in your journey to debt-free.
The savings estimate, which was mentioned earlier, provides you with an idea of your options, regardless of whether you’re going to keep using CuraDebt.
CuraDebt will assign you a financial counselor as well as a support team to assist you with credit arbitration if you decide to join. Some financial advisors can help you on your path to debt-free living.
Following the debt settlement plan, CuraDebt can be the company to handle all of the calls from your creditors. They’ll also be the ones who negotiate the terms of your payment depending on the condition of your finances. In determining which option is the best your situation, the payment could be either a lump sum settlement or an installment plan.
Additionally they will also be working with creditors to ensure that you enjoy better rates when you make deposits to your savings account. This, is then processed to pay the creditors. The plans they offer can help you pay off the debt in two years.
After you’ve signed up with them, they will provide you with access to your information 24/7. All you have to do is sign in to CuraDebts’ client portal to track your progress.
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CuraDebt’s Requirements
Before you can benefit from their program, you’ll need to pass their requirements first. To be eligible, you’ll have to meet the following requirements:
- Minimum 21 years old
- Verifiable income
- Minimum debt must be $5,000
What can they assist you?
Here are the different ways CuraDebt can assist you.
Debt Relief
The name of the company suggests that CuraDebt can help you deal with your debt. They are able to negotiate settlements on your behalf for all kinds of debt. These include personal loans, medical bills credit cards, as well as loans. They can also be approached to settle any outstanding balance of business debt and collections or repossessions.
They may even assist you in negotiating with back taxes and IRS debt. However, you will not receive assistance with the majority of your lawsuits, government loans as well as collateral and utility bills. The same goes for student loans.
On the other hand, they will assist you in navigating laws such as those of the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They will also help you identify the violations of creditors in order to get cash settlements, if they are possible. Some violations can also lead to having your debts dismissed as well.
CuraDebt can also help you repay debt for less than the amount you have. You can also ask questions during their free consultation with their debt counselor.
The most appealing aspect of their program is that you’ll only pay the fees when your debt is paid off. All you need to do is sign up with some of their programs and you’ll be able settle each of your debts.
Tax Management and Relief
CuraDebt can also deal with your tax debt. After they have gathered all your financial documents They will also gather all the necessary paperwork to file tax returns.
By using this program, you’ll be able to resolve the various types of tax problems such as garnishments on wages and tax penalties, personal and taxation for business and back taxes and trust fund penalties and tax lien.
There aren’t any hidden charges also. They only use flat-fee pricing and is dependent on the amount you have to pay.
They offer different options for the settlement of your tax debt. Here are 6 options:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatement
- Currently non-collectible
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What types of debt are they able to help with?
While debt settlement is their specialization, they don’t offer all kinds in debt resolution. CuraDebt concentrates on loans that are not secured. They can’t help you if the credit or loan is tied to an item that is physical.
However, if you have one of the following kinds of debt, they will arrange settlements for you.
Tax Debt
With CuraDebt the service, you’ll be able to pay taxes that are due without difficulty. Moreover, this type of service is available across all 50 states, if you owe money in arrears to IRS. There are federal tax experts to assist you with the issues.
Medical Debt
CuraDebt will also help you resolve any medical-related debt. In some cases you could even settle the debt for less than you have to pay.
Private Student Loan
CuraDebt does not offer the federal government’s student loan. Still, they can help private students with negotiating any student loans that they owe.
Personal Loan
Payday loans and personal loans also qualify for the debt settlement program. You can also avail if you have other unsecured credit lines that you got from an alternative financial institution or bank.
Credit Card Debt
Whether you have debt with store credit cards as well as traditional credit cards and private-label credit cards CuraDebt can assist you in paying it off.
What is the cost?
The most appealing aspect of CuraDebt is the way the company has priced its services. They don’t charge upfront fees. Only pay when you’ve paid each of your debts.
Also, they don’t charge high fees as well. On average, you’ll be required to pay between 20 and 20% of the debt you settled with them.
In the average, this kind of business can cost anywhere between 15 and 25 percent.
Additionally, customers can anticipate to pay off their debts in two to four years. However, this also varies according to the amount you save per month.
They also claim you can save up to 30% by incorporating their fees in your equation.
But this claim will also differ based on the situation. Some clients even mentioned saving 50 to up to 80%.
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Advantages to using CuraDebt
Once you’ve got an idea of what CuraDebt can offer you Let’s take a look at the benefits of using CuraDebt.
First, CuraDebt will only charge you once you’ve paid off your debt. Furthermore they only charge a 20% fee while many companies charge 25 percent.
Then, if you’re done with the debt settlement program, you could enroll in their credit restoration program.
It’s an excellent way to restore the credit rating without going in debt again. However, the program runs different for every person according to your personal situation.
In the end, CureDebt looks into your debt so that they can help with settlements and negotiations. It means that the amount you owe won’t rise as time passes. They’ll also be looking into any violations of creditor with the assistance of their in-house experts.
The drawbacks of using CuraDebt
Let’s also look into some of the drawbacks of CuraDebt.
Settlement of debt and debt relief typically require you to stop paying with the credit card you use. If you’re trying to build a better standing on credit scores, you might delay you from getting rid of your credit card debt.
CureDebt does not have a mobile app. Although they have a website that clients can access but it’s aged and simple. It’s not particularly user-friendly, and can be difficult to navigate.
Moreover, they are still not credited with an accreditation from the Better Business Bureau although they were awarded an A+ rating.
The Final Verdict
CuraDebt is a great program that will allow you to pay off your debts without spending more on those types of services. Additionally, their 20% service charge is less expensive than the majority of firms that charge a 25% fee. There are no upfront payments and you’ll only have to pay the fee when the debt is settled.
While they’ll provide you with an account that allows you to track your progress however, their website isn’t easy to navigate. CuraDebt isn’t even an app yet, which will make it easier to look at your performance.
But, they do have a good support team, and you can reach them, not only via emails but also via phone or sending an e-ticket. Sales Tax Relief Texas
If the problem of debt is an issue right now, we highly recommend CuraDebt’s program. Make sure you’re eligible and that the services that they provide are offered in your state.
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FAQ Sales Tax Relief Texas
How long does it take to complete the program?
The average program is 24 to 48 months, depending on the amount of your debt and the agreed settlement.
Can CuraDebt help with tax problems in the state?
Sure, CuraDebt offers a program for tax relief to assist you with issues like delinquent tax issues and garnishments on wages.
What should I do when I’m enrolled in the program?
You’ll be required to communicate with your team members and make the necessary payments to lower your debt over time.