Are you experiencing debt that has increased lately? Are you burnt out from trying different financial tips and advice but you’re still struggling with unsolved problems?
Maybe you’re here because been through everything.
In the majority of cases, your most effective approach is to talk to professionals that can help you settle this issue.
CuraDebt is among the most frequently contacted companies. A lot of people are asking if they can assist you or put you into more debt.
According to their clients, they can help you control 80% of your debt so that you can take couple of w
orries off your plate.
For some they believe these claims are too good to be true.
Suppose you’re on the lookout for any solution that could assist you in paying off your debt. If that’s the situation, CuraDebt will mostly be recommended by people. We’ll be taking a deep look at the way CuraDebt operates and what issues it could help solve.
In addition, prior to our conclusion our discussion, we’ll take a look at its advantages and drawbacks.
Before beginning the review, you can go to this video in case you would prefer watching it.
Otherwise, let’s begin.
Before you continue, you may want to watch this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick overview. After, you will want to read the rest of our article for a more comprehensive review of CuraDebt.
About the Company Russell County Va Real Estate Tax Relief For Seniors
CuraDebt is a company that provides debt relief from Hollywood, Florida. It was established in 2000, and is a part of the American Fair Credit Council, the US Chamber of Commerce, and has been accredited through the International Association of Professional Debt Arbitrators.
Although the service is accredited, certain states have restricted their services.
What CuraDebt do?
Assistance in settling your debt is the most popular feature. But they offer other services that will assist you in becoming financially secure.
The process begins by requesting a free savings estimate online. The service is completely confidential and won’t conduct a credit inquiry. By using this estimate of savings you’ll be able to be able to learn more about the options to be debt-free.
The savings estimate, as mentioned before, gives you the opportunity to consider your choices, regardless of whether you’re planning to continue using CuraDebt.
CuraDebt will provide you with a financial counselor as well as a support team to assist you with the process of credit arbitration should you choose to enroll. Certain financial advisors can assist you with your debt-free journey.
Following the debt settlement program, CuraDebt can be the company to answer all of the calls from your creditors. They’ll also be the ones who will negotiate what you will pay for your settlement in accordance with the state of your financial situation. Depending on which works most effectively your situation, the payment can be either a lump sum settlement or a payment plan.
Furthermore, they will work with lenders to help you enjoy better rates when you deposit money to your savings account, which is then processed to pay the creditors. Their plans can help you pay off the debt in the period of 48 months.
Once you’ve signed up with them, they will provide you with access to your data 24/7. All you have to do is sign in to CuraDebts the client portal to monitor your development.
Before you can benefit from their program, you’ll need to meet their eligibility requirements first. In order to be considered eligible for the program, you’ll need to be:
- Minimum 21 years old
- Verifiable income
- Have a minimum debt of $5,000
What are they able to assist you with?
Here are the various ways CuraDebt can help you.
The name of the company suggests that CuraDebt can assist you in dealing with your debt. They can negotiate settlements on your behalf for most types of debt. This includes personal loans, medical bills credit cards and also lines of credit. You can also approach them to pay off any remaining balance of business debt and collections or repossessions.
They may also assist in negotiating with back taxes as well as IRS debt. But, you won’t receive assistance with the majority cases, government loans or collateral, as well as utility bills. Also, they don’t cover the majority of student loans.
On the other hand, they will help you use laws like those of the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They also help you find debtors who are in violation so that you can have cash settlements, if they are possible. Certain violations may lead to having your debts removed as well.
CuraDebt can also help you settle debt with less than the amount you have. You can also inquire about your debt during their no-cost consultation with their debt counselor.
The most appealing aspect of their plan is that you’ll only pay the fees once your debt is settled. All you need to sign up for some of their programs, and you’ll be able to pay off all your debts.
Tax Management and Relief
CuraDebt can also deal with your tax debt. After they have gathered all your financial documents and tax documents, they’ll also collect all the necessary paperwork for tax returns.
With this program, you will be able to deal with different types of taxes like garnishments on wages and tax penalties, personal and business taxes and back taxes, trust fund penalties, and tax lien.
There aren’t any hidden costs also. They only offer flat-fee prices, which depends on the amount you’ll need to settle.
They have different solutions in settling the tax debt. Here are 6 of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatements
- Currently non-collectible
What kinds of debts are they able to help with?
While debt settlement is their forte however, they do not cater to all types in debt resolution. CuraDebt is only focused on loans that are not secured. They can’t help you if the debt or loan is tied to an item that is physical.
If, however, you are in the following types of debt, they’ll negotiate settlements on your behalf.
With CuraDebt the service, you’ll be able to pay taxes that are due without difficulty. Furthermore, this service is accessible across all 50 states, if you owe money to the IRS. There are federal tax experts who can assist you in resolving these types of issues.
CuraDebt can also assist in settling your medical debt. In certain cases you could even settle the debt for less than you owe.
Private Student Loan
CuraDebt does not offer federal student loans. However, they can assist private students with negotiating any loans they are owed.
Personal loans and payday loans also qualify as debt-settling programs. You may also be eligible of the program if you also have other unsecured credit lines you obtained from another bank or financial institution.
Credit Card Debt
If you are in debt through store credit cards or traditional credit cards and private-label credit cards, CuraDebt will assist you in paying it off.
What will it cost you?
The best part about CuraDebt’s pricing is how they’ve priced their service. They do not charge an upfront cost. The only time you pay is when you have paid off all of your debts.
They also do not charge high charges either. In the average, you’ll need to pay up to 20 percent of the debt you settled with them.
In general, this type of industry can charge anywhere between 15 and 25 percentage.
Moreover, clients can expect to pay off their debts in two to four years. However, this also varies according to the amount you save per month.
Also, they claim that you can save up to 30% by incorporating their costs into your calculations.
However, this statement will differ based on your specific situation. Some customers even claimed to save between 50% and up to 80%.
Benefits of using CuraDebt
Once you’ve got an idea of the benefits CuraDebt offers, Let’s take a look at the benefits from using CuraDebt.
The first is that CuraDebt will only charge you after you’ve settled your debt. In addition, they only charge 20% of the cost, whereas many companies charge 25%.
Next, if you’re done with the debt settlement program, you may also sign up for their credit restoration program.
It’s a fantastic way to restore your credit score without going in debt again. However, the program runs different for every person, depending on your situation.
In the end, CureDebt looks into your credit to help with settlements and negotiations. So, your debt won’t inflate as time passes. They’ll also investigate any creditor violations using their own experts.
Some disadvantages to the use of CuraDebt
We will also examine some of the drawbacks of CuraDebt.
Settlement of debt and debt relief typically require you to cease making payments with your credit card. Therefore, if you’re trying improve your rating on your credit, this could cause you to delay working on your debt.
CureDebt doesn’t even have a mobile app. Although they have a client website however, it appears aged and simple. It’s not very intuitive, and it can be challenging to navigate.
Moreover, they are still not accredited with the Better Business Bureau although they were awarded an A+ grade.
The Final Verdict
CuraDebt is a great program that will allow you to pay off your debts without spending more on those types of services. Moreover, their 20% service charge is lower than many businesses that charge a 25% fee. There aren’t any upfront fees and you’ll only be required to pay once your debt is finally settled.
While they’ll provide you with an account to see your progress however, their website isn’t easy to navigate. CuraDebt isn’t even an app that would make it easier to monitor your progression.
They do have a good support team and can be reached them not only through emails but also via phone or making an e-ticket. Russell County Va Real Estate Tax Relief For Seniors
If the credit card is a major problem right now, we highly recommend CuraDebt’s program. Be sure to be eligible and that the services they provide are in your state.
FAQ Russell County Va Real Estate Tax Relief For Seniors
How long does it take to complete the course?
The typical program lasts from 24 to 48 months, dependent on the size of your debt as well as your agreed settlement.
Can CuraDebt aid in the fight against state tax issues?
Sure, CuraDebt offers a program for tax relief that will aid you in dealing with problems like delinquent tax and garnishments of wages.
What should I do once I’m in the program?
You’ll be required to communicate with your team members and make the necessary payments to lower the amount of debt you have over time.