Has your debt been piling up lately? Are you tired of trying different financial advice and tips but you’re still struggling with unsolved problems?
Maybe you’re here because you’ve already tried everything.
In the majority of cases, the most effective approach is to talk to professionals that can help to resolve this issue.
CuraDebt is among the companies that get the most inquiries. Many people are asking if they are able to help or help you get into more debt.
According to their clients they can assist you in managing 80percent of your debt , so you can take couple of things off your mind.
But for some people the claims seem too good to be true.
If you’re looking for anything that can assist you in paying off your debt. In this case, CuraDebt will mostly be recommended by people. We’ll take a deeper study of how CuraDebt is used and the problems it could help solve.
Moreover, before we end we’ll look at its benefits and drawbacks.
Before you begin the review, check out this video instead if you prefer for it to be watched.
Otherwise, let’s begin.
Before you go on, you may want to watch this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick overview. Afterward, you will want to read the rest of our article for a more comprehensive review.
About the Company Richland Co Disaster Relief Tax Extension
CuraDebt is a company that provides debt relief from Hollywood, Florida. It was established in 2000, and is a part of the American Fair Credit Council, the US Chamber of Commerce, and has been accredited with the International Association of Professional Debt Arbitrators.
Although the service is accredited, certain states have limited their access to their services.
What CuraDebt do?
Helping you settle your debt is one of CuraDebt’s best well-known feature. They also provide additional services to help you be more financially secure.
The process starts by requesting a no-cost savings estimate online. The service is completely confidential and they will not be conducting a credit screening. By using this estimate of savings, you will learn more about your options to be debt-free.
The savings estimate, as mentioned before, gives you the opportunity to consider your choices regardless of whether or not you’re planning to continue using CuraDebt.
CuraDebt will provide you with a financial counselor and a support team to assist you in navigating credit arbitration in the event that you decide to sign up. Financial advisors may be able to assist you in your debt-free journey.
After your debt settlement program, CuraDebt can be the company to take care of all the calls from your creditors. They will also be the ones that will determine the terms of your settlement depending on the condition of your financial situation. Based on what works most effectively for you, it could be either a lump sum settlement or the option of a payment plan.
Moreover they will also be working with the creditors to ensure that you enjoy better rates when you transfer money into your savings account. This in turn, will process to pay off creditors. The plans they offer can help you pay off the debt in the period of 48 months.
Once you’ve signed up with them, they’ll provide you with access to your account information 24 hours a day. All you need to do is login to CuraDebts Client Portal so that you can monitor your progress.
Before you can benefit from the program, you’ll have to pass their requirements first. In order to be considered eligible for the program, you’ll have to meet the following criteria:
- Minimum 21 years old
- Have a verifiable income
- Minimum debt must be $5,000
What are they able to assist you with?
Here are the different ways CuraDebt can assist you.
As their name suggests, CuraDebt can help you deal with debt. They can negotiate settlements on behalf of you for all kinds of debt. They can help with personal loans, medical bills, credit cards and loans. You can also approach them to pay off any remaining balance of business debt collection, repossessions, or collections.
They may also assist in negotiating on tax owed as well as IRS debt. However, you won’t get assistance for the majority of your lawsuits, government loans, collateral, and utility bills. They also don’t cover most student loans.
On the other hand, they will assist you in navigating laws such as the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They will also help you identify the violations of creditors to ensure that you receive cash settlements, should it be possible. Some violations can also lead to having your debts removed as well.
CuraDebt can also help you repay debt for less than the amount you own. They also allow you to ask questions during their free meeting with their debt counsellor.
The most appealing aspect of the program is that you’ll only have to pay for the charges once your debt is settled. All you have to sign up for any of the plans and you’ll have the ability to settle each of your debts.
Tax Management and Relief
CuraDebt can also help you with the tax liabilities you have. Once they collect all of your financial documents and tax documents, they’ll also collect all the documents you’ll require to file tax returns.
By using this program, you’ll be able to deal with various tax issues like garnishments on wages, tax penalties, personal and taxation for business as well as back taxes and trust fund penalties and tax liens.
There aren’t hidden fees also. They use only flat-fee pricing, which depends on the amount you’ll need to settle.
There are a variety of options for settling the tax debt. Here are six of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatement
- Currently non-collectible
What types of debt are they able to help with?
While debt settlement is their specialty but they aren’t able to offer all kinds of settlement. CuraDebt is only focused on debt that is not secured. They can’t help you if your credit or loan is tied to a physical item.
However, if you have the following types of debt, they’ll arrange settlements for you.
With CuraDebt it is expected that you will be able pay off taxes that are due without difficulty. Furthermore, this service is available to all 50 states if you have a debt in arrears to IRS. They have federal tax experts who can assist you in resolving the issues.
CuraDebt can also help resolve your medical debt. In certain cases you might even be able to pay them for less than what you are owed.
Private Student Loan
CuraDebt doesn’t cater to federal student loans. They can however assist private students in negotiating any student loans that they owe.
Payday loans and personal loans are also eligible for the debt settlement program. You can also avail the program if you have other unsecure credit lines you obtained from another bank or financial institution.
Credit Card Debt
Whether you have debt with store credit cards, traditional credit cards, or private label credit cards CuraDebt can help you pay it off.
What will it cost you?
The best part about CuraDebt’s pricing is how they’ve priced their services. They do not charge an upfront cost. Only pay when you have paid off all of your debts.
Additionally, they do not charge high costs either. In the average, you’ll need to pay as much as 20 percent of the debt that you settled with them.
On average, this type of industry can charge anywhere between 15 and 25 percentage.
Moreover, clients can expect to settle their debt from two to four years. This varies in relation to the amount you can save up per month.
Additionally, they claim you can save up to 30% by incorporating their charges into your calculation.
However, this statement will vary, depending on your situation. Some customers even claimed to save 50 to 80percent.
Advantages to using CuraDebt
Now that you have an idea of the benefits CuraDebt offers, let’s look into the advantages that come with using CuraDebt.
The first is that CuraDebt only charges you when you’ve paid off your debt. Additionally, they only charge a 20% fee while many companies charge 25%.
Next, if you’re done by the program for debt relief you may also sign up for their credit restoration program.
It’s an excellent way to restore your credit without going back into debt. However, the program runs in a different way for each individual according to your personal situation.
Finally, CureDebt looks into your financial obligations to assist with settlements and negotiations. It means that your debt won’t inflate over time. They’ll also look into any creditor violations using their in-house experts.
Drawbacks of the use of CuraDebt
Let’s also consider some of the negatives of CuraDebt.
Settlement of debt and debt relief often require you to cease making payments with . Therefore, if you’re trying increase your credit score, it could delay you from working on your obligations.
CureDebt doesn’t even have a mobile app available. Although they have a client website but it’s outdated and basic. It’s not very user-friendly, and can be difficult to navigate.
In addition, they’re not accredited with the Better Business Bureau although they did receive an A+ grade.
The Final Verdict
CuraDebt is a great program that lets you settle your debt without spending more on those types of services. Moreover, their 20% service charge is lower than many firms that charge an additional 25% charge. There aren’t any upfront fees, and you will only have to pay the fee when the debt is paid off.
Although they’ll allow you to access an account so that you can track your progress however, their website isn’t simple to navigate. CuraDebt isn’t even an app that will make it easier to look at your progress.
However, they have a good support team that you can contact them not only through emails but by phone or by sending an e-ticket. Richland Co Disaster Relief Tax Extension
If the debt is a big problem right now, we strongly recommend CuraDebt’s debt management program. Be sure to be qualified and that the services they offer are available in your state.
FAQ Richland Co Disaster Relief Tax Extension
What is the time frame to complete the program?
The average program is 24 to 48 months, dependent on the size of your debt as well as your agreement on the settlement.
Can CuraDebt assist with tax problems in the state?
It is true that CuraDebt has a tax relief program that can assist you with issues such as late payroll taxes and wage garnishments.
What should I do after joining the program?
You’ll be required to communicate with your team members and make the necessary payments to reduce the amount of debt you have over time.