Has your debt been piling up lately? Are you exhausted from trying other financial advice and tips but haven’t solved your problems?
Perhaps you’re here because you’ve tried every thing.
In most cases, the best option is to speak with experts who can help you settle this issue.
CuraDebt is one of the companies that get the most inquiries. A lot of customers have asked if they are able to help or put you into more debt.
According to their clients, they can help you control 80% of your debts so that you can take couple of things off your shoulders.
However, for certain people the claims seem too good to be true.
You might be looking for something that will aid you in settling your debt. If that’s the situation, CuraDebt will mostly be suggested by people. We’ll take a deeper study of how CuraDebt works and what problems it can help you solve.
In addition, prior to our conclusion, we’ll also look into its advantages and drawbacks.
Before beginning the review, watch this video instead in case you would prefer watching it.
Otherwise, let’s begin.
Before you continue, you may want to watch this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick overview. Afterward, you’ll want to read the rest of the article for a more comprehensive review.
About the Company Ri Property Tax Relief
CuraDebt is an organization that deals with debt relief in Hollywood, Florida. It was established in 2000, and is a part of the American Fair Credit Council, the US Chamber of Commerce, and has been accredited by the International Association of Professional Debt Arbitrators.
Although it is accredited, some states have restricted their services.
What can CuraDebt do?
Assistance in settling your debt is CuraDebt’s most popular feature. But they offer other services that can help you be more financially stable.
It all begins by requesting a free savings estimate on the internet. This service is very confidential and won’t conduct a credit inquiry. With this savings estimate, you will discover more about other options in your journey towards debt-free.
This estimate of savings, as we’ve mentioned before, gives you an idea of your choices, regardless of whether you’re going to keep using CuraDebt.
CuraDebt will assign you a financial counselor and a support team to help you with the process of credit arbitration should you choose to join. Some financial advisors can help you with your debt-free journey.
Following the debt settlement program is completed, CuraDebt can be the one to answer all of your creditors’ calls. They will also be the ones who negotiate the terms of your settlement depending on the condition of your financial situation. Based on what works best your situation, the payment can be either a lump sum settlement or an installment plan.
Additionally they will also be working with the creditors so that you can have better rates as you make deposits to your savings account. This, is then processed to pay the creditors. The plans they offer can help you settle the debt within the period of 48 months.
After you’ve signed up with them, they’ll allow you access to your data 24/7. All you have to do is log in to CuraDebts Client Portal so that you can monitor your performance.
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CuraDebt’s Requirements
Before you are able to avail their program, you’ll need to satisfy their criteria first. For eligibility, you’ll have to meet the following requirements:
- Minimum 21 years old
- Earn a reliable income
- You must have a minimum balance of $5,000
What can they help you with?
Here are the various ways CuraDebt can assist you.
Debt Relief
Like their name implies, CuraDebt can help you deal with your debt. They are able to negotiate settlements on behalf of you for the majority of types of debt. These include personal loans, medical bills credit cards as well as loans. They can also be approached to help settle any remaining balance of business debt, collections, or repossessions.
They can even help negotiate on tax owed as well as IRS debt. However, you won’t get support for most of your lawsuits, government loans or collateral, as well as utility bills. The same goes for student loans.
On the other hand, they will assist you in navigating laws such as the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They will also help you identify creditor violations so that you can have cash settlements, if possible. Some violations can also result in having your debts removed as well.
CuraDebt also allows you to settle debt with less than the sum you have. You can also ask questions during their free meeting with their debt counselor.
The best part about their plan is that you will only pay the fees once your debt is settled. All you have to do is sign up with any of the plans and you’ll be able to pay off all your debts.
Tax Management and Relief
CuraDebt can also help you with taxes. After they have gathered all your financial documents, they will also collect all the necessary paperwork for tax returns.
By using this program, you will be able to solve various tax issues such as wage garnishments as well as tax penalties for personal and business taxes, back taxes and trust fund penalties and tax liens.
There aren’t hidden fees also. They only use flat-fee pricing that is based on the amount you have to pay.
They have different solutions for paying off your tax debt. Here are six of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatement
- Currently non-collectible
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What kinds of debts can they assist you with?
Although they specialize in debt settlement, it is not their specialization however, they do not cater to all types of debt settlement. CuraDebt concentrates on debt that is not secured. They can’t help you if the credit or loan is tied to a physical item.
If you do have the following kinds of debt, they’ll make arrangements for settlements.
Tax Debt
With CuraDebt, you should be able to settle your past-due tax debts without difficulty. Furthermore, this service is available to all 50 states in the event that you owe money to the IRS. There are tax experts from the federal government to assist you with these kinds of problems.
Medical Debt
CuraDebt can also assist in settling the medical bills. In certain cases, you may even pay them less than the amount you are owed.
Private Student Loan
CuraDebt doesn’t cater to the federal government’s student loan. Still, they can help private students negotiate the student loans they owe.
Personal Loan
Personal and payday loans are also eligible to be eligible for debt relief programs. You can also avail of the program if you also have other unsecured credit lines that you have obtained from another financial institution or bank.
Credit Card Debt
Whether you have debt with store credit cards as well as traditional credit cards and private-label credit cards CuraDebt will assist you in paying it off.
How much will it cost?
The most appealing aspect of CuraDebt’s pricing is how the company has priced its services. They don’t charge upfront fees. The only time you pay is when you’ve paid each of your debts.
Also, they do not charge high fees as well. In the average, you’ll need to pay as much as 20% of the debt you settled with them.
In the average, this kind of industry charges between 15% and 25 percentage.
Moreover, clients can expect to settle their debt from two to four years. But, it also differs depending on the amount that you are able to save each month.
Also, they claim that you could save up to 30% by incorporating their costs into your calculations.
But this claim will also vary, depending on your situation. Some customers even claimed to save between 50% and 80percent.
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The benefits of using CuraDebt
Once you’ve got an idea of the benefits CuraDebt offers, Let’s take a look at the benefits from using CuraDebt.
The first is that CuraDebt will only charge you once you’ve paid off your debt. Additionally, they only charge an amount of 20%, while most companies charge you 25%.
If you’re finished by the program for debt relief you could join their credit repair program.
It’s a great option to rebuild the credit rating without having to go into debt again. However, the program runs different for every person according to your personal situation.
Lastly, CureDebt looks into your financial obligations to help with settlements and negotiations. So, your debt won’t inflate as time passes. They’ll also look into any violations of creditor with the assistance of their own experts.
The drawbacks of the use of CuraDebt
Let’s also look into some of the disadvantages of CuraDebt.
Debt relief and debt settlements often require you to stop making payments using . Therefore, if you’re trying improve your standing on credit scores, you may set you back while you’re working on your debt.
CureDebt doesn’t even offer a mobile application. While they do have a website that clients can access however, it appears old and mundane. It’s not particularly intuitive, and it can be challenging to navigate.
Furthermore, they are not recognized by an accreditation from the Better Business Bureau although they did receive an A+ rating.
The Final Verdict
CuraDebt is a good program that allows you to settle your debt without spending more for these types of services. Moreover their 20% service cost is lower than many companies that offer a 25% fee. There is no upfront payment, and you will only have to pay when the debt is settled.
While they’ll provide you with an account that allows you to track your progress but their website isn’t easy to navigate. CuraDebt also doesn’t have an app that would make it easier to monitor your performance.
However, they have a great support team and can be reached them not only through emails but also by phone or sending an electronic ticket. Ri Property Tax Relief
If your debt is a big problem, then we recommend CuraDebt’s service. Just make sure that you’re eligible and that the services they offer are available in your state.
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FAQ Ri Property Tax Relief
What is the time frame to complete the program?
The average program is between 24 and 48 months dependent on the size of your debt as well as your agreement on the settlement.
Can CuraDebt assist with tax problems in the state?
Yes, CuraDebt has a tax relief program that will aid you in dealing with problems such as late payroll taxes and garnishments on wages.
What’s the first thing I have to do once I’m in the program?
You’ll be required to communicate with the team and make the necessary payments to reduce your debt over time.
