Have your debts been piling up lately? Are you tired of trying various financial advice and strategies but you’re still struggling with unsolved problems?
Perhaps you’re here because you’ve already tried every thing.
In the majority of cases, your most effective approach is to talk to professionals that can help you settle this issue.
CuraDebt is one of the most asked companies. Many people are asking if they are able to help or help you get into more debt.
According to their clients, they can help you control the majority of your debt so that you can finally take a couple of w
orries off your shoulders.
For some the claims seem too good to be true.
You might be looking for something that will help you resolve your debt. In that case, CuraDebt will mostly be highly recommended by those. We’ll take a deeper look at the way CuraDebt works and what problems it can help you solve.
In addition, prior to our conclusion we’ll look at its advantages and drawbacks.
Before starting the review, you can watch this video instead for a more relaxing way to watch it.
Otherwise, let’s begin.
Before you continue, you may want to watch this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick review. After, you will want to read the rest of the article for a more comprehensive review of CuraDebt.
About the Company Retirement Relief For Capital Gains Tax On Sale Of Farmland
CuraDebt is a debt relief company from Hollywood, Florida. It was established in 2000 and has since become an active participant in the American Fair Credit Council, the US Chamber of Commerce, and has been accredited with the International Association of Professional Debt Arbitrators.
Although it is accredited, some states have limited their access to their services.
What can CuraDebt do?
Helping you settle your debt is the most known feature. However, they also offer other services that can aid you in becoming more financially stable.
First of all, it starts by requesting a no-cost savings estimate on the internet. This service is very confidential and they will not be doing a credit check. By using this estimate of savings you’ll be able to be able to learn more about the other options in your journey to be debt-free.
The savings estimate, as mentioned before, gives you the opportunity to consider your choices regardless of whether you’re planning to continue using CuraDebt.
CuraDebt will provide you with a financial counselor as well as a support team to help you with credit arbitration if you decide to join. Some financial advisors can help you in your debt-free journey.
After your debt settlement plan, CuraDebt is the company to answer all of the calls from your creditors. They will also be the ones who will determine what you will pay for your settlement depending on the condition of your finances. Depending on which works most effectively for you, it could be a lump-sum settlement or a payment plan.
Moreover they will be working with the lenders to help you get better rates when you transfer money into your savings account, which is then processed to pay back creditors. Their programs can assist you to settle the debt within two years.
After you’ve signed up with them, they will provide you with access to your information 24/7. All you need to do is log in to CuraDebts Client Portal to track your progress.
Before you can avail of the program, you’ll have to pass their requirements first. In order to be considered eligible for the program, you’ll need to meet the following criteria:
- At least 21 years old
- Verifiable income
- Minimum debt must be $5,000
What are they able to assist you?
Here are the different ways CuraDebt can aid you.
The name of the company suggests that CuraDebt will assist you in dealing with debt. They are able to negotiate settlements on behalf of you for all kinds of debt. They can help with personal loans, medical bills credit cards, as well as lines of credit. They can also be approached to pay off any remaining balance on business debt collection, repossessions, or collections.
They may also assist in negotiating on tax owed and IRS debt. But, you won’t receive assistance for the majority cases, loans from the government as well as collateral and utility bills. They also don’t cover most student loans.
On the other hand, they can help you use laws like the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They will also help you identify the violations of creditors so that you can have cash settlements, if they are possible. Some violations can also result in having your debts removed as well.
CuraDebt also allows you to repay debt for less than the amount you own. You can also have questions answered during a free consultation with their debt advisor.
The best part about their plan is that you only be charged when your debt is paid off. All you have to sign up for some of their programs and you’ll be able to pay off all your debts.
Tax Management and Relief
CuraDebt can also deal with your tax debt. After they have gathered all your financial records They will also gather all the documents you’ll require for tax returns.
Through this program, you’ll be able to deal with the various types of tax problems like garnishments on wages and tax penalties, personal and taxation for business, back taxes and trust fund penalties and tax liens.
There aren’t any hidden charges either. They only offer flat-fee prices that is based on the amount you’ll must settle.
They have different solutions for settling your tax debt. Here are 6 of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatements
- Currently non-collectible
What kinds of debts can they assist you with?
While debt settlement is their forte but they aren’t able to offer all kinds in debt resolution. CuraDebt concentrates on unsecured debt. They won’t be able to assist you if your debt or loan is tied to a physical item.
If, however, you are in the following types of debt, they will negotiate settlements on your behalf.
With CuraDebt the service, you’ll be able pay off tax debts that were due to be paid without difficulty. Furthermore, this service is offered across all 50 states, if you have a debt towards the IRS. They have federal tax experts to assist you with these kinds of problems.
CuraDebt can also help resolve the medical bills. In some cases you could even settle the debt for less than you owe.
Private Student Loan
CuraDebt doesn’t cater to the federal government’s student loan. However, they can assist private students with negotiating any student loans that they are owed.
Personal and payday loans also qualify for the debt settlement program. You can also avail the program if you have other unsecure credit lines you obtained from another bank or financial institution.
Credit Card Debt
Whether you have debt with store credit cards or traditional credit cards or private label credit cards, CuraDebt can assist you in paying it off.
How much will it cost?
The most appealing aspect of CuraDebt’s pricing is how they’ve priced their service. They do not charge an upfront cost. You’ll only pay once you settle each of your outstanding debts.
They also do not charge high costs either. On average, you’ll be required to pay between 20 and 20 percent of the debt you settled through them.
In the average, this kind of industry can charge anywhere between 15% and 25 percentage.
Additionally, customers can anticipate to settle their debt from between 2 and 4 years. This varies depending on the amount that you are able to save each month.
Also, they claim that you can save up to 30% if you include their charges into your calculation.
But this claim will also vary, depending on your situation. Some clients even mentioned saving 50% to 80%.
Benefits of using CuraDebt
Now that you have an idea of what CuraDebt offers, Let’s take a look at the benefits of using CuraDebt.
First, CuraDebt will only charge you after you’ve settled your debt. Furthermore they charge only a 20% fee while many companies charge 25 percent.
Then, if you’re done by the program for debt relief, you could join their credit restoration program.
It’s an excellent way to restore your credit without going back into debt. However, the program runs in a different way for each individual according to your personal situation.
In the end, CureDebt looks into your credit to assist with settlements and negotiations. It means that your debt won’t increase over time. They’ll also look into any violations by creditors using their in-house experts.
Drawbacks of the use of CuraDebt
We will also examine some of the negatives of CuraDebt.
Debt relief and debt settlements usually require that you stop paying with the credit card you use. So if you’re trying to increase your rating on your credit, this may cause you to delay working on your obligations.
CureDebt also doesn’t have a mobile app available. While they do have a website that clients can access, it looks old and mundane. It’s not very user-friendly, and can be difficult to navigate.
Moreover, they are still not recognized by the Better Business Bureau although they received an A+ rating.
The Final Verdict
CuraDebt is a great program that lets you resolve your debt without having to spend more on these kinds of services. In addition the 20% service cost is lower than many firms that charge a 25% fee. There are no upfront payments and you’ll only have to pay when your debt is finally settled.
Although they’ll give you an account that allows you to track your progress however, their website isn’t easy to navigate. CuraDebt does not have an app yet, which would make it easier to look at your progress.
They do have a great support team and can be reached them, not only via emails but by phone or by submitting an electronic ticket. Retirement Relief For Capital Gains Tax On Sale Of Farmland
If your debt is a big problem right now, we highly recommend CuraDebt’s program. Make sure you’re eligible and that the programs they provide are in your state.
FAQ Retirement Relief For Capital Gains Tax On Sale Of Farmland
What is the time frame to complete the course?
The typical program lasts from between 24 and 48 months dependent on the size of your debt as well as your stipulated settlement.
Can CuraDebt help in the fight against state tax issues?
Sure, CuraDebt has a tax relief program that will help you with problems such as late payroll taxes and garnishments on wages.
What should I do once I’m in the program?
You’ll need to constantly communicate with the team and make the necessary payments to reduce the amount of debt you have over time.