Has your debt increased lately? Are you tired of trying other financial tips and advice but you’re still struggling with unsolved problems?
Perhaps you’re here because you’ve already tried every thing.
In the majority of cases, the most effective approach is to talk to professionals that can help you resolve the issue.
CuraDebt is one of the companies that get the most inquiries. A lot of customers have asked if they can assist you or put you in more debt.
According to their clients they can help you manage 80percent of your debt so that you can finally take a couple of w
orries off your shoulders.
But for some people, these claims are just too good to be true.
You might be looking for anything that can assist you in paying off your debt. If that’s the scenario, CuraDebt will mostly be recommended by people. We’ll take a deeper review of how CuraDebt works and what problems it can solve for you.
Furthermore, before we conclude our discussion, we’ll take a look at its advantages and drawbacks.
Before starting the review, watch this video instead in case you would prefer to watch it.
Otherwise, let’s begin.
Before you continue, you may want to check out this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick review. Afterward, you’ll want to read the rest of the article for a more comprehensive review.
About the Company Relief Income Tax
CuraDebt is an organization that deals with debt relief in Hollywood, Florida. It was established in 2000, and is a part of the American Fair Credit Council, the US Chamber of Commerce, and accredited with the International Association of Professional Debt Arbitrators.
Although the service is accredited, certain states have limited their access to their services.
What CuraDebt do?
Assistance in settling your debt is the most well-known feature. They also provide other services that can assist you in becoming financially stable.
First of all, it begins by requesting a free savings estimate online. It is a completely private service and won’t be conducting a credit screening. By using this estimate of savings you’ll be able to learn more about your other options in your journey to be debt-free.
The savings estimate, as mentioned before, gives you an insight into your choices regardless of whether you’re going to keep using CuraDebt.
CuraDebt will provide you with a financial counselor and a team of support to assist you in navigating credit arbitration in the event that you decide to join. Some financial advisors can help you with your debt-free journey.
Following the debt settlement program is completed, CuraDebt can be the company to handle all of your creditor’s calls. They’ll also be the ones who negotiate the terms of your repayment based on the status of your financial situation. In determining which option is the most effectively to you, this can be a lump-sum settlement or the option of a payment plan.
Additionally they will also work with lenders to help you enjoy better rates when you transfer money into your savings account. This, is then processed to pay off creditors. The plans they offer can help you pay off the debt in 48 months.
Once you’ve signed up with them, they’ll allow you access to your information 24/7. All you have to do is sign in to CuraDebts the client portal to track your performance.
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CuraDebt’s Requirements
Before you can benefit from their program, you’ll need to pass their requirements first. To be eligible, you’ll have to meet the following criteria:
- Minimum 21 years old
- Verifiable income
- You must have a minimum balance of $5,000
What can they assist you with?
Here are the various ways CuraDebt can aid you.
Debt Relief
As their name suggests, CuraDebt can help you deal with debt. They can negotiate settlements on your behalf to settle most types of debt. These include personal loans, medical bills, credit cards and line of credit. They can also be approached to settle any outstanding amount on business debts collection, repossessions, or collections.
They may also assist in negotiating on tax owed as well as IRS debt. However, you won’t get assistance for the majority cases, government loans or collateral, as well as utility bills. They also don’t cover most student loans.
On the contrary, they’ll assist you in navigating laws such as those of the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They also help you find the violations of creditors to ensure that you receive cash settlements, if possible. Some violations can also result in having your debts dismissed as well.
CuraDebt can also help you settle debt with less than the sum you have. They also allow you to inquire about your debt during their no-cost consult with their debt counsellor.
The greatest benefit of their plan is that you only have to pay for the charges once your debt is settled. All you need to sign up for any of the plans, and you’ll be able settle each of your debts.
Tax Management and Relief
CuraDebt will also handle your tax debt. After they have gathered all your financial documents They will also gather all the necessary paperwork for tax returns.
By using this program, you’ll be able to deal with various tax issues like wage garnishments and tax penalties, personal and taxation for business and back taxes as well as trust fund penalties and tax lien.
There aren’t hidden fees neither are there hidden fees. They only use flat-fee pricing that is based on the amount you must settle.
There are a variety of options in settling your tax debt. Here are six of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatement
- Currently non-collectible
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What kind of debt are they able to help with?
While debt settlement is their specialty, they don’t provide all kinds of settlement. CuraDebt only focuses on loans that are not secured. They won’t be able to help you if your credit or loan is tied to an actual item.
If, however, you are in the following kinds of debt, they will arrange settlements for you.
Tax Debt
With CuraDebt the service, you’ll be able to settle your past-due tax debts without any problems. Furthermore, this service is accessible to all 50 states in the event that you have a debt in arrears to IRS. They have federal tax experts who can assist you in resolving the issues.
Medical Debt
CuraDebt can also assist in settling the medical bills. In some instances you might even be able to pay them less than the amount you are owed.
Private Student Loan
CuraDebt does not offer the federal government’s student loan. They can however assist private students with negotiating any student loans that they are owed.
Personal Loan
Personal loans and payday loans are also eligible to be eligible for debt relief programs. It is also possible to avail the program if you have other unsecured credit lines that you have obtained from a different financial institution or bank.
Credit Card Debt
Whether you have debt with store credit cards or traditional credit cards as well as private label credit card CuraDebt can assist you in paying it off.
What will it cost you?
The most appealing aspect of CuraDebt is how they’ve priced their service. They don’t charge upfront fees. You’ll only pay once you’ve paid each of your debts.
Additionally, they don’t charge high fees as well. In the average, you’ll need to pay as much as 20 percent of the debt that you settled through them.
In the average, this kind of business can cost anywhere between 15 and 25 percentage.
Moreover, clients can expect to settle their debt from 2 to 4 years. This varies according to the amount you save per month.
Also, they claim that you can save as much as 30% by incorporating their charges into your calculation.
However, this statement will differ based on your specific situation. Some customers have even talked about saving 50% to 80%.
> > Click Here to Get A Debt Consultation for Free < <
Benefits of using CuraDebt
Now that you have a clearer picture of what CuraDebt can offer you let’s explore the benefits of using CuraDebt.
First, CuraDebt will only charge you after you’ve settled your debt. In addition they charge only an amount of 20%, while most companies charge you 25 percent.
If you’re finished by the program for debt relief, you can join their credit restoration program.
It’s a great method to improve the credit rating without going back into debt. The program is however designed different for every person, depending on your situation.
Finally, CureDebt looks into your financial obligations to help with settlements and negotiations. So, the amount you owe won’t rise as time passes. They’ll also investigate any violations of creditor with the help of their in-house experts.
Drawbacks of the use of CuraDebt
Let’s also consider some of the disadvantages of CuraDebt.
Settlement of debt and debt relief usually require that you stop making payments using . If you’re trying to increase your standing on credit scores, you may delay you from finishing your obligations.
CureDebt also doesn’t have a mobile app. While they do have a website that clients can access, it looks old and mundane. It’s not very user-friendly, and can be difficult to navigate.
In addition, they’re not recognized by the Better Business Bureau although they received an A+ grade.
The Final Verdict
CuraDebt is a useful program that will allow you to pay off your debts without spending more on those types of services. Additionally their 20% service cost is less expensive than the majority of firms that charge the 25% cost. There are no upfront payments and you’ll only be required to pay once the debt is settled.
While they’ll provide you with an account that allows you to track your progress however, their website isn’t easy to navigate. CuraDebt isn’t even an app yet, which could make it easier for you to look at your progress.
However, they have a good support team that you can contact them not only through emails but also by phone or sending an electronic ticket. Relief Income Tax
If the debt is a big issue right now, we highly recommend CuraDebt’s program. Just make sure that you’re eligible and that the services that they provide are offered in your state.
> > Click Here to Get A Debt Consultation for Free < <
FAQ Relief Income Tax
What is the time frame to finish the program?
The average program is between 24 and 48 months depending on the amount of your debt as well as the agreement on the settlement.
Can CuraDebt aid in the fight against state tax issues?
Sure, CuraDebt offers a program for tax relief that can assist you with issues such as delinquent payroll taxes and garnishments of wages.
What do I need to do after joining the program?
You’ll have to keep in constant contact with your team members and make the necessary payments to pay down your debt over time.
