Are you experiencing debt that has been increasing lately? Are you tired of trying other financial advice and strategies but you’re still struggling with unsolved problems?
Perhaps you’re here because you’ve tried every thing.
In the majority of cases, your most effective approach is to talk to experts who can assist to resolve this issue.
CuraDebt is among the most frequently contacted companies. Many people have been inquiring whether they can assist you or put you in more debt.
According to their clients they can help you control the majority of your debts so that you are able to take couple of w
orries off your shoulders.
For some they believe these claims are too good to be true.
You might be looking for any solution that could assist you in paying off your debt. If that’s the situation, CuraDebt will mostly be recommended by people. We’ll be taking an in-depth look at how CuraDebt is used and the problems it can help you solve.
In addition, prior to our conclusion, we’ll also look into its benefits and drawbacks.
Before you begin the review, you can watch this video instead in case you would prefer to watch it.
Otherwise, let’s begin.
Before you continue, you may want to check out this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick review. Afterward, you’ll want to read the rest of our article for a more comprehensive review of CuraDebt.
About the Company Relief From Spain Tax Of Us Citizens
CuraDebt is a debt relief company from Hollywood, Florida. It was founded in 2000 and has since become an active participant in the American Fair Credit Council, the US Chamber of Commerce, and has been accredited with the International Association of Professional Debt Arbitrators.
Although it is accredited, certain states have restricted their services.
What CuraDebt do?
Helping you pay off your debt is one of CuraDebt’s best popular feature. But they offer additional services to help you be more financially stable.
First of all, it begins with requesting a free savings estimate on the internet. The service is completely confidential, and they won’t be conducting a credit screening. With this savings estimate you’ll discover more about alternatives to debt-free.
This estimate of savings, as we’ve mentioned earlier, provides you with the opportunity to consider your options regardless of whether or not you’re planning on using CuraDebt.
CuraDebt will provide you with a financial counselor as well as a support team to help you with the process of credit arbitration should you choose to sign up. Financial advisors may be able to assist you on your path to debt-free living.
After your debt settlement plan, CuraDebt will be the company to take care of all your creditor’s calls. They will also be the ones that negotiate what you will pay for your payment based on the status of your finances. In determining which option is the most effectively your situation, the payment could be a lump-sum settlement or a payment plan.
Additionally they will be working with the creditors so that you can enjoy better rates when you deposit money to your savings account. This, in turn, will be processed to pay the creditors. The plans they offer can help you settle the debt within the period of 48 months.
Once you’ve signed up with them, they’ll provide you with access to your account information 24 hours a day. All you have to do is sign in to CuraDebts’ client portal so that you can monitor your development.
Before you can avail of the program, you’ll have to meet their eligibility requirements first. To be eligible, you’ll have to meet the following requirements:
- At least 21 years old
- Have a verifiable income
- Have a minimum debt of $5,000
What can they help you with?
Here are the different ways CuraDebt can assist you.
Like their name implies, CuraDebt can assist you in dealing with your debt. They can negotiate settlements on behalf of you for the majority of types of debt. They can help with personal loans, medical bills credit cards, and also loans. They can also be approached to settle any outstanding amount on business debts, collections, or repossessions.
They may even assist you in negotiating on tax owed and IRS debt. But, you won’t receive support for most cases, loans from the government, collateral, and utility bills. Also, they don’t cover the majority of student loans.
On the other hand, they will help you use laws like that of Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They also help you find debtors who are in violation to ensure that you receive cash settlements, if possible. Some violations can also lead to having your debts removed as well.
CuraDebt also allows you to settle debt with less than the sum you have. You can also inquire about your debt during their no-cost meeting with their debt counselor.
The greatest benefit of their plan is that you’ll only have to pay for the charges once your debt is settled. All you need to sign up for some of their programs and you’ll be able settle each of your debts.
Tax Management and Relief
CuraDebt can also deal with the tax liabilities you have. After they have gathered all your financial documents, they will also collect all the documents you’ll require for tax returns.
With this program, you will be able to resolve various tax issues such as garnishments on wages, tax penalties, personal and corporate taxes as well as back taxes as well as trust fund penalties and tax liens.
There aren’t hidden fees also. They only offer flat-fee prices, which depends on the amount you must settle.
They offer different options in paying off taxes. Here are 6 of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatement
- Currently non-collectible
What types of debt are they able to help with?
Although debt settlement is their specialty, they don’t offer all kinds in debt resolution. CuraDebt concentrates on unsecured debt. They aren’t able to help you if your loan or debt is linked to an actual item.
However, if you have one of the following kinds of debt, they will negotiate settlements on your behalf.
With CuraDebt it is expected that you will be able pay off taxes that are due without any issues. Additionally, this service is offered to all 50 states if you owe money towards the IRS. They have federal tax experts who can assist you in resolving the issues.
CuraDebt can also assist in settling any medical-related debt. In certain cases you might even be able to pay them less than the amount you are owed.
Private Student Loan
CuraDebt does not offer the federal government’s student loan. They can however assist private students in negotiating any student loans that they have to pay.
Payday loans and personal loans are also eligible to be eligible for debt relief programs. You may also be eligible if you have other unsecured credit lines you obtained from an alternative bank or financial institution.
Credit Card Debt
Whether you have debt with store credit cards, traditional credit cards, as well as private label credit card, CuraDebt can help you pay it off.
How much will it cost?
The most appealing aspect of CuraDebt’s pricing is how they’ve priced their services. They do not charge an upfront cost. The only time you pay is when you have paid off all of your outstanding debts.
They also don’t have high-cost fees as well. On average, you’ll have to pay as much as 20 percent of the debt you settled through them.
In the average, this kind of industry charges between 15 and 25 percentage.
In addition, customers can expect to settle their debt from two to four years. But, it also differs according to the amount you can save up per month.
Additionally, they claim that you could save as much as 30% when you factor in their fees in your equation.
However, this statement will differ based on your specific situation. Some customers even claimed to save 50% to up to 80%.
Advantages to using CuraDebt
Once you’ve got a clearer picture of the benefits CuraDebt can provide, let’s look into the advantages from using CuraDebt.
In the beginning, CuraDebt is only charged after you’ve settled your debt. Furthermore they charge only a 20% fee while the majority of companies charge 25%.
Next, if you’re done with the debt settlement program you could join their credit restoration program.
It’s an excellent way to restore your credit score without having to go back into debt. The program is however designed in a different way for each individual, depending on your situation.
Lastly, CureDebt looks into your credit to assist with settlements and negotiations. So, your debt won’t inflate as time passes. They’ll also be looking into any creditor violations using their experts in-house.
Some disadvantages to using CuraDebt
Let’s also consider some of the negatives of CuraDebt.
Debt relief and debt settlements usually require that you stop making payments using your credit card. So if you’re trying to improve your credit score, it could cause you to delay getting rid of your debt.
CureDebt also doesn’t offer a mobile application. Although they have a website that clients can access but it’s outdated and basic. It’s not very user-friendly, and can be challenging to navigate.
Furthermore, they are not accredited with an accreditation from the Better Business Bureau although they received an A+ rating.
The Final Verdict
CuraDebt is a good program that will allow you to pay off your debts without spending more on those types of services. In addition the 20% service fee is less expensive than the majority of firms that charge an additional 25% charge. There aren’t any upfront fees, and you will only be required to pay once the debt is paid off.
Although they’ll allow you to access an account so that you can track your progress but their website isn’t simple to navigate. CuraDebt isn’t even an app yet, which would make it easier to look at your progression.
However, they have a competent support staff that you can contact them not just via email but by phone or by sending an electronic ticket. Relief From Spain Tax Of Us Citizens
If debt is a big problem right now, we recommend CuraDebt’s service. Just make sure that you’re qualified and that the services they provide are in your area.
FAQ Relief From Spain Tax Of Us Citizens
What is the time frame to complete the course?
The average program is between 24 and 48 months dependent on the size of your debt and the agreed settlement.
Can CuraDebt aid in the fight against state tax issues?
Yes, CuraDebt has a tax relief program that can assist you with issues like delinquent tax issues and wage garnishments.
What do I need to do after joining the program?
You’ll need to constantly communicate with your team members and pay the required payments to lower your debt over time.