Has your debt been piling up lately? Are you exhausted from trying different financial advice and strategies but you’re still struggling with unsolved problems?
Perhaps you’re here because you’ve already tried every thing.
In most cases, the most effective approach is to talk to professionals that can help to resolve this issue.
CuraDebt is one of the most frequently contacted companies. A lot of customers have asked if they are able to help or put you into more debt.
According to their customers, they can assist you in managing 80% of your debt so that you can take few things off of your mind.
However, for certain people, these claims are just too good to be true.
Suppose you’re on the lookout for any solution that could assist you in paying off your debt. In that scenario, CuraDebt will mostly be recommended by people. We’ll be taking an in-depth review of how CuraDebt works and what problems it can solve for you.
Furthermore, before we conclude our discussion, we’ll take a look at its benefits and drawbacks.
Before beginning the review, you can go to this video in case you would prefer for it to be watched.
Otherwise, let’s begin.
Before you continue, you may want to watch this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick review. After, you’ll want to read the rest of the article for a more comprehensive review of CuraDebt.
About the Company Relief From Property Tax In Newport Ri For Seniors
CuraDebt is a company that provides debt relief from Hollywood, Florida. It was established in 2000, and is an active participant in the American Fair Credit Council, the US Chamber of Commerce, and accredited by the International Association of Professional Debt Arbitrators.
Although it is accredited, certain states have imposed restrictions on their services.
What CuraDebt do?
Helping you settle your debt is CuraDebt’s most well-known feature. However, they also offer other services that will assist you in becoming financially stable.
First of all, it starts by requesting a no-cost savings estimate on the internet. The service is completely confidential and won’t be doing a credit check. By using this estimate of savings, you will be able to learn more about the options towards debt-free.
Savings estimates, which was mentioned previously, offers you an insight into your choices, regardless of whether you’re going to keep using CuraDebt.
CuraDebt will assign you a financial advisor and a support team to assist you in navigating credit arbitration if you decide to enroll. Some financial advisors can help you in your debt-free journey.
Following your debt settlement plan, CuraDebt can be the one to handle all of your creditors’ calls. They will also be the ones that will determine the terms of your settlement in accordance with the state of your financial situation. Depending on which works most effectively for you, it could be a lump-sum settlement or a payment plan.
Furthermore, they will be working with the lenders to help you have better rates as you make deposits to your savings account, which in turn, will be processed to pay back creditors. Their programs can assist you to pay off the debt in 48 months.
After you’ve signed up with them, they’ll give you access to your data 24/7. All you have to do is sign in to CuraDebts’ client portal to monitor your performance.
Before you can avail of the program, you’ll have to pass their requirements first. In order to be considered eligible for the program, you’ll need to meet the following requirements:
- At least 21 years old
- Verifiable income
- Have a minimum debt of $5,000
What can they assist you?
Here are some of the ways CuraDebt can aid you.
The name of the company suggests that CuraDebt will assist you in dealing with your debt. They are able to negotiate settlements on your behalf for the majority of types of debt. These include medical bills, personal loans credit cards, and also loans. They are also able to help settle any remaining balance on business debt collection, repossessions, or collections.
They may even assist you in negotiating with back taxes and IRS debt. However, you won’t get support for most claims, loans from the government as well as collateral and utility bills. They also don’t cover most student loans.
On the other hand, they can help you use laws like those of the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They will also help you identify debtors who are in violation to ensure that you receive cash settlements, if they are possible. Certain violations may lead to having your debts also dismissed.
CuraDebt can also help you repay debt for less than the amount you own. They also allow you to inquire about your debt during their no-cost consultation with their debt counselor.
The best part about their program is that you’ll only pay the fees after your debt has been settled. All you have to sign up to any of the plans, and you’ll have the ability to settle each of your debts.
Tax Management and Relief
CuraDebt can also help you with taxes. Once they’ve gathered all your financial documentation, they will also collect all the paperwork you’ll need for tax returns.
With this program, you’ll be able to solve the various types of tax problems such as garnishments on wages, tax penalties, personal and taxation for business and back taxes as well as trust fund penalties and tax lien.
There aren’t any hidden charges either. They only use flat-fee pricing, which depends on the amount you have to pay.
There are a variety of options when it comes to paying off the tax debt. Here are six of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatements
- Currently non-collectible
What kind of debt can they help you with?
While debt settlement is their forte, they don’t offer all kinds of settlement. CuraDebt only focuses on debt that is not secured. They can’t help you if your loan or debt is linked to a physical item.
If, however, you are in one of the following kinds of debt, they’ll negotiate settlements on your behalf.
With CuraDebt the service, you’ll be able pay off tax debts that were due to be paid without difficulty. Furthermore, this service is offered to all 50 states if you have a debt to the IRS. There are federal tax experts that can help you resolve the issues.
CuraDebt will also help you resolve any medical-related debt. In some instances you might even be able to pay them less than the amount you have to pay.
Private Student Loan
CuraDebt does not offer federal student loans. They can however assist private students negotiate any loans they are owed.
Personal and payday loans also qualify as debt-settling programs. It is also possible to avail the program the program if you have other unsecure credit lines you obtained from a different financial institution or bank.
Credit Card Debt
If you’re in debt using store credit cards, traditional credit cards, as well as private label credit card, CuraDebt will assist you in paying it off.
How much will it cost?
The most appealing aspect of CuraDebt’s pricing is how the company has priced its services. They don’t charge upfront fees. Only pay when you settle each of your debts.
Additionally, they do not charge high fees as well. On average, you’ll be required to pay as much as 20 percent of the debt that you settled through them.
In general, this type of industry charges from 15% to 25%.
In addition, customers can expect to settle their debts within 2 to 4 years. This varies depending on the amount that you can save up per month.
Also, they claim that you can save up to 30% by incorporating their costs into your calculations.
However, this statement will vary, depending on your situation. Some clients even mentioned saving between 50% and 80percent.
Advantages to using CuraDebt
Once you’ve got a clearer picture of what CuraDebt offers, let’s explore the benefits of using CuraDebt.
In the beginning, CuraDebt is only charged when you’ve paid off your debt. In addition, they only charge a 20% fee while many companies charge 25 percent.
Next, if you’re done with the debt settlement program, you could join their credit repair program.
It’s a great option to rebuild your credit without going back into debt. However, the program lasts differently for each person, depending on your situation.
Lastly, CureDebt looks into your financial obligations to assist in settlements and negotiations. It means that your debt won’t increase over time. They’ll also investigate any violations by creditors with the assistance of their experts in-house.
The drawbacks of the use of CuraDebt
Let’s also look into some of the disadvantages of CuraDebt.
Settlement of debt and debt relief often require you to stop paying with . Therefore, if you’re trying increase your credit score, it might set you back while you’re finishing your credit card debt.
CureDebt also doesn’t have a mobile app available. While they have a client website but it’s old and mundane. It’s not very intuitive and could be challenging to navigate.
In addition, they’re not recognized by their Better Business Bureau although they were awarded an A+ grade.
The Final Verdict
CuraDebt is a useful program that allows you to pay off your debts without spending more on those types of services. Moreover the 20% service charge is cheaper than most businesses that charge a 25% fee. There are no upfront payments and you’ll only be required to pay once your debt is finally settled.
Although they’ll give you an account that allows you to track your progress but their website isn’t simple to navigate. CuraDebt also doesn’t have an app yet, which would make it easier to look at your progress.
However, they have a competent support staff and can be reached them not only through emails but also via phone or making an electronic ticket. Relief From Property Tax In Newport Ri For Seniors
If problem of debt is an problem right now, we strongly recommend CuraDebt’s debt management program. Just make sure that you’re eligible and that the programs they offer are available in your state.
FAQ Relief From Property Tax In Newport Ri For Seniors
How long will it take to complete the program?
The typical program lasts from between 24 and 48 months dependent on the size of your debt as well as your agreement on the settlement.
Can CuraDebt assist in the fight against state tax issues?
Yes, CuraDebt provides tax relief programs that will assist you with issues such as delinquent payroll taxes and garnishments of wages.
What do I need to do once I’m in the program?
You’ll be required to communicate with your team members and make the necessary payments to lower the amount of debt you have over time.