Have your debts increased lately? Are you burnt out from trying different financial advice and strategies but haven’t solved your problems?
Perhaps you’re here because you’ve tried every thing.
In most cases, the most effective approach is to talk to experts who can assist you resolve the issue.
CuraDebt is one of the companies that get the most inquiries. A lot of people are asking if they can help you or put you in more debt.
According to their clients, they can assist you in managing the majority of your debts so that you are able to take couple of w
orries off your mind.
For some the claims seem too good to be true.
If you’re looking for any solution that could help you resolve your debt. In this scenario, CuraDebt will mostly be highly recommended by those. We’ll be taking an in-depth review of the way CuraDebt operates and what issues it could help solve.
In addition, prior to our conclusion our discussion, we’ll take a look at its benefits and drawbacks.
Before you begin the review, you can watch this video instead for a more relaxing way for it to be watched.
Otherwise, let’s begin.
Before you go on, you may want to check out this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick overview. After, you’ll want to read the rest of our article for a more comprehensive review of CuraDebt.
About the Company Recovery Tax Relief Customer Service Number
CuraDebt is a debt relief company from Hollywood, Florida. It was established in 2000 and has since become an active part of the American Fair Credit Council, the US Chamber of Commerce, and has been accredited through the International Association of Professional Debt Arbitrators.
Although it is accredited, certain states have imposed restrictions on their services.
What CuraDebt do?
Assistance in settling your debt is CuraDebt’s most popular feature. But they offer other services that will aid you in becoming more financially secure.
The process begins with requesting a free savings estimate online. This service is very confidential and they will not be conducting a credit screening. By using this estimate of savings you’ll be able to learn more about the alternatives to debt-free.
The savings estimate, as mentioned previously, offers you an idea of your choices, regardless of whether you’re planning on using CuraDebt.
CuraDebt will provide you with a financial counselor as well as a support team to assist you in navigating the process of credit arbitration should you choose to join. Some financial advisors can help you in your debt-free journey.
Following your debt settlement plan, CuraDebt is the company to handle all of your creditors’ calls. They will also be the ones that will determine what you will pay for your payment in accordance with the state of your finances. Depending on which works best your situation, the payment could be a lump-sum settlement or a payment plan.
Additionally they will be working with the lenders to help you get better rates when you deposit money to your savings account. This in turn, will process to pay off the creditors. Their programs can assist you to pay off the debt in two years.
After you’ve registered with them, they will provide you with access to your account information 24 hours a day. All you need to do is log in to CuraDebts Client Portal to track your performance.
Before you can avail of the program, you’ll have to pass their requirements first. In order to be considered eligible for the program, you’ll need to meet the following requirements:
- Minimum 21 years old
- Verifiable income
- You must have a minimum balance of $5,000
What can they help you with?
Here are some of the ways CuraDebt can help you.
The name of the company suggests that CuraDebt will assist you in dealing your debt. They can negotiate settlements on your behalf for all kinds of debt. These include personal loans, medical bills, credit cards as well as loans. They can also be approached to help settle any remaining balance of business debt, collections, or repossessions.
They may also assist in negotiating for back taxes as well as IRS debt. However, you won’t get support for most claims, government loans, collateral, and utility bills. They also don’t cover most student loans.
On the contrary, they’ll assist you with laws like the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They can also assist you in identifying debtors who are in violation to ensure that you receive cash settlements, if possible. Certain violations may cause your debt to be removed as well.
CuraDebt also allows you to settle debt with less than the amount you have. They also allow you to have questions answered during a free meeting with their debt advisor.
The most appealing aspect of their program is that you’ll only pay the fees when your debt is paid off. All you need to sign up for one of their plans and you’ll have the ability to resolve all of your debts.
Tax Management and Relief
CuraDebt will also handle your tax debt. Once they collect all of your financial records and tax documents, they’ll also collect all the paperwork you’ll need for tax returns.
With this program, you should be able to solve various tax issues such as garnishments on wages, tax penalties, personal and corporate taxes and back taxes as well as trust fund penalties and tax liens.
There aren’t hidden fees either. They only offer flat-fee prices and is dependent on the amount that you’ll need to settle.
They have different solutions in paying off the tax debt. Here are 6 options:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatements
- Currently non-collectible
What types of debt are they able to help with?
While debt settlement is their forte however, they do not provide all kinds of debt settlement. CuraDebt concentrates on unsecured debt. They can’t help you if the credit or loan is tied to a physical item.
If, however, you are in the following kinds of debt, they’ll arrange settlements for you.
With CuraDebt it is expected that you will be able pay off your past-due tax debts without difficulty. Furthermore, this service is offered to all 50 states in the event that you owe money to the IRS. They have federal tax experts that can help you resolve these kinds of problems.
CuraDebt can also help resolve your medical debt. In some cases you could even settle them for less than what you have to pay.
Private Student Loan
CuraDebt does not cater to federal student loans. They can however assist private students in negotiating the student loans they have to pay.
Payday loans and personal loans also qualify for the debt settlement program. You may also be eligible if you have other unsecured credit lines that you have obtained from another bank or financial institution.
Credit Card Debt
Whether you have debt with store credit cards as well as traditional credit cards as well as private label credit card, CuraDebt will help you pay it off.
How much will it cost?
The most appealing aspect of CuraDebt’s pricing is how they’ve priced their services. They don’t charge an upfront fee. You’ll only pay once you settle each of your outstanding debts.
Also, they don’t have high-cost charges either. In the average, you’ll need to pay between 20 and 20 percent of the debt that you settled with them.
On average, this type of industry charges between 15% and 25 percentage.
In addition, customers can expect to settle their debt from two to four years. However, this also varies depending on the amount that you are able to save each month.
Additionally, they claim that you could save as much as 30% by incorporating their charges into your calculation.
However, this statement will vary, depending on your situation. Some customers even claimed to save 50% to 80%.
The benefits of using CuraDebt
Now that you have an understanding of what CuraDebt can provide, let’s explore the benefits of using CuraDebt.
In the beginning, CuraDebt is only charged once you’ve paid off your debt. In addition, they only charge an amount of 20%, while many companies charge 25%.
Next, if you’re done in the process of debt resolution, you can also sign up for their credit restoration program.
It’s an excellent way to restore your credit without having to go into debt again. However, the program lasts differently for each person dependent on the circumstances of your case.
In the end, CureDebt looks into your credit to assist with settlements and negotiations. It means that your debt won’t inflate as time passes. They’ll also investigate any creditor violations with the assistance of their in-house experts.
The drawbacks of using CuraDebt
We will also examine some of the disadvantages of CuraDebt.
Debt settlement and debt relief often require you to stop paying with . If you’re trying to build a better standing on credit scores, you might delay you from getting rid of your debt.
CureDebt also doesn’t have a mobile app. While they have a website for clients, it looks old and mundane. It’s not very intuitive, and it can be challenging to navigate.
Moreover, they are still not accredited with an accreditation from the Better Business Bureau although they were awarded an A+ grade.
The Final Verdict
CuraDebt is a good program that will allow you to settle your debt without spending more for these types of services. Additionally their 20% service fee is cheaper than most firms that charge a 25% fee. There are no upfront payments, and you will only have to pay when the debt is paid off.
Although they’ll give you an account so that you can track your progress however, their website isn’t simple to navigate. CuraDebt also doesn’t have an app that would make it easier to track your performance.
But, they do have a competent support staff and can be reached them not only through emails but also by phone or submitting an e-ticket. Recovery Tax Relief Customer Service Number
If the credit card is a major problem, then we strongly recommend CuraDebt’s debt management program. Just make sure that you’re eligible and that the services that they provide are offered in your area.
FAQ Recovery Tax Relief Customer Service Number
How long will it take to finish the program?
The program typically takes 24 to 48 months, depending on the amount of your debt and the agreed settlement.
Can CuraDebt help with tax problems in the state?
It is true that CuraDebt has a tax relief program that can assist you with issues like delinquent tax and garnishments of wages.
What do I need to do when I’m enrolled in the program?
You’ll have to keep in constant contact with your team members and pay the required payments to reduce the amount of debt you have over time.