Have your debts been increasing lately? Are you tired of trying other financial advice and tips but still have unsolved issues?
Maybe you’re here because tried every thing.
In the majority of cases, the most effective approach is to talk to professionals that can help you settle this issue.
CuraDebt is one of the companies that get the most inquiries. Many customers have asked if they can help you or put you in more debt.
According to their clients they can assist you in managing 80% of your debt , so you can take couple of w
orries off your shoulders.
But for some people, these claims are just too good to be true.
Suppose you’re on the lookout for any solution that could aid you in settling your debt. If that’s the scenario, CuraDebt will mostly be highly recommended by those. We’ll take a deeper review of how CuraDebt operates and what issues it can help you solve.
Moreover, before we end we’ll look at its benefits and drawbacks.
Before starting the review, you can check out this video instead in case you would prefer to watch it.
Otherwise, let’s begin.
Before you go on, you may want to check out this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick overview. After, you will want to read the rest of our article for a more comprehensive review of CuraDebt.
About the Company Real Property Tax Relief Check
CuraDebt is a company that provides debt relief from Hollywood, Florida. It was established in 2000 and has been an active part of the American Fair Credit Council, the US Chamber of Commerce, and has been accredited with the International Association of Professional Debt Arbitrators.
Although the service is accredited, some states have restricted their services.
What CuraDebt do?
Helping you settle your debt is CuraDebt’s most well-known feature. But they offer other services that will aid you in becoming more financially secure.
First of all, it begins by requesting a free savings estimate on the internet. This service is very confidential and won’t conduct a credit inquiry. With this savings estimate you’ll be able to learn more about your alternatives towards debt-free.
This estimate of savings, as we’ve mentioned earlier, provides you with an insight into your choices regardless of whether or not you’re planning to continue using CuraDebt.
CuraDebt will assign you a financial advisor as well as a support team to help you with credit arbitration in the event that you decide to join. Some financial advisors can help you on your path to debt-free living.
Following your debt settlement program is completed, CuraDebt is the agency to answer all of your creditor’s calls. They will be the ones who will negotiate what you will pay for your payment based on the status of your finances. Depending on which works best for you, it could either be a lump sum settlement or an installment plan.
Additionally, they will work with lenders to help you get better rates when you deposit money to your savings account. This, in turn, will be processed to pay creditors. Their programs can assist you to settle the debt within the period of 48 months.
After you’ve registered with them, they will allow you access to your account information 24 hours a day. All you have to do is sign in to CuraDebts Client Portal so that you can monitor your performance.
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CuraDebt’s Requirements
Before you can avail of the program, you’ll have to satisfy their criteria first. To be eligible, you’ll need to be:
- At least 21 years old
- Earn a reliable income
- Minimum debt must be $5,000
What are they able to assist you?
Here are the various ways CuraDebt can aid you.
Debt Relief
The name of the company suggests that CuraDebt can assist you in dealing with your debt. They can negotiate settlements on your behalf for the majority of types of debt. This includes personal loans, medical bills credit cards as well as line of credit. They are also able to settle any outstanding amount on business debts collection, repossessions, or collections.
They may even assist you in negotiating on tax owed and IRS debt. But, you won’t receive assistance for the majority of your lawsuits, government loans as well as collateral and utility bills. They also don’t cover most student loans.
On the contrary, they’ll assist you with laws like that of Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They also help you find debtors who are in violation in order to get cash settlements, if possible. Certain violations may cause your debt to be also dismissed.
CuraDebt lets you settle debt with less than the amount you own. Additionally, you can have questions answered during a free consultation with their debt counselor.
The best part about their plan is that you only pay the fees after your debt has been settled. All you need to do is sign up with one of their plans, and you’ll be able pay off all your debts.
Tax Management and Relief
CuraDebt can also deal with the tax liabilities you have. After they have gathered all your financial documents, they will also collect all the documents you’ll require for tax returns.
By using this program, you will be able to deal with the various types of tax problems such as garnishments on wages, tax penalties, personal and taxation for business and back taxes as well as trust fund penalties and tax liens.
There aren’t any hidden costs neither are there hidden fees. They only use flat-fee pricing that is based on the amount you’ll have to pay.
There are a variety of options when it comes to paying off your tax debt. Here are six of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatement
- Currently non-collectible
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What types of debt are they able to help with?
Although debt settlement is their forte but they aren’t able to offer all kinds of debt settlement. CuraDebt is only focused on debt that is not secured. They aren’t able to help you if the loan or debt is linked to an actual item.
If, however, you are in one of the following kinds of debt, they’ll negotiate settlements on your behalf.
Tax Debt
With CuraDebt, you should be able to settle tax debts that were due to be paid without difficulty. Furthermore, this service is accessible across all 50 states, if you owe money to the IRS. They have federal tax experts that can help you resolve these types of issues.
Medical Debt
CuraDebt will also help you resolve any medical-related debt. In some instances you could even settle the debt for less than you are owed.
Private Student Loan
CuraDebt doesn’t cater to federal student loans. Still, they can help private students negotiate any student loans that they have to pay.
Personal Loan
Payday loans and personal loans are also eligible as debt-settling programs. It is also possible to avail the program the program if you have other unsecure credit lines that you have obtained from an alternative financial institution or bank.
Credit Card Debt
If you are in debt through store credit cards as well as traditional credit cards and private-label credit cards, CuraDebt will help you pay it off.
What will it cost you?
The best part about CuraDebt is the way the company has priced its services. They don’t charge an upfront fee. The only time you pay is when you have paid off all of your outstanding debts.
They also don’t charge high fees as well. In the average, you’ll need to pay up to 20 percent of the debt you settled through them.
In general, this type of industry charges from 15% to 25 percent.
In addition, customers can expect to settle their debts within between 2 and 4 years. However, this also varies in relation to the amount you save per month.
Additionally, they claim that you could save as much as 30% by incorporating their costs into your calculations.
But this claim will also differ based on your specific situation. Some customers have even talked about saving 50% to 80%.
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Advantages to using CuraDebt
Now that you have an idea of what CuraDebt offers, Let’s take a look at the benefits of using CuraDebt.
In the beginning, CuraDebt will only charge you when you’ve paid off your debt. In addition, they only charge a 20% fee while the majority of companies charge 25 percent.
Then, if you’re done in the process of debt resolution, you may enroll in their credit repair program.
It’s a fantastic method to improve your credit without having to go back into debt. The program is however designed different for every person according to your personal situation.
Lastly, CureDebt looks into your debt so that they can assist with settlements and negotiations. This means your debt won’t inflate over time. They’ll also be looking into any violations by creditors with the assistance of their experts in-house.
Drawbacks of using CuraDebt
We will also examine some of the negatives of CuraDebt.
Debt settlement and debt relief often require you to stop making payments using your credit card. If you’re trying to increase your standing on credit scores, you might cause you to delay finishing your debt.
CureDebt also doesn’t offer a mobile application. Although they have a website that clients can access, it looks outdated and basic. It’s not very intuitive, and it can be challenging to navigate.
Moreover, they are still not recognized by an accreditation from the Better Business Bureau although they were awarded an A+ rating.
The Final Verdict
CuraDebt is a good program that will allow you to settle your debt without spending more on those types of services. Additionally the 20% service charge is lower than many firms that charge an additional 25% charge. There is no upfront payment and you’ll only have to pay the fee when your debt is finally settled.
While they’ll provide you with an account that allows you to track your progress however, their website isn’t easy to navigate. CuraDebt isn’t even an app yet, which will make it easier to monitor your progress.
But, they do have a great support team, and you can reach them not just via email but also via phone or making an e-ticket. Real Property Tax Relief Check
If your credit card is a major problem right now, we strongly recommend CuraDebt’s debt management program. Just make sure that you’re eligible and that the programs they provide are in your area.
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FAQ Real Property Tax Relief Check
How long will it take to finish the program?
The average program is between 24 and 48 months depending on the amount of your debt as well as the stipulated settlement.
Can CuraDebt aid with tax problems in the state?
Sure, CuraDebt offers a program for tax relief that will help you with problems such as late payroll tax and garnishments on wages.
What should I do once I’m in the program?
You’ll be required to communicate with the team and pay the required payments to pay down your debt over time.
