Are you experiencing debt that has been piling up lately? Are you exhausted from trying different financial advice and strategies but still have unsolved issues?
Perhaps you’re here because you’ve been through everything.
In most cases, the best way is to approach experts who can help to resolve this issue.
CuraDebt is among the most frequently contacted companies. A lot of customers have asked if they can help you or put you in more debt.
According to their clients they can help you manage 80percent of your debt , so you can finally take a few things off of your mind.
For some the claims seem too good to be true.
You might be looking for anything that can help you resolve your debt. If that’s the scenario, CuraDebt will mostly be highly recommended by those. We’ll be taking a deep look at how CuraDebt is used and the problems it can solve for you.
In addition, prior to our conclusion our discussion, we’ll take a look at the advantages and disadvantages of this method.
Before you begin the review, watch this video instead in case you would prefer to watch it.
Otherwise, let’s begin.
Before you go on, you may want to check out this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick overview. Afterward, you’ll want to read the rest of the article for a more comprehensive review of CuraDebt.
About the Company Real Estate Tax Relief Westchester County Ny
CuraDebt is a debt relief company from Hollywood, Florida. It was founded in 2000, and is a part of the American Fair Credit Council, the US Chamber of Commerce, and is accredited through the International Association of Professional Debt Arbitrators.
Although it is accredited, some states have limited their access to their services.
What CuraDebt do?
Helping you settle your debt is CuraDebt’s most known feature. However, they also offer additional services to help you be more financially stable.
It all begins with requesting a free savings estimate online. It is a completely private service and they will not be doing a credit check. With this estimate of savings you’ll discover more about other options in your journey to be debt-free.
This estimate of savings, which was mentioned previously, offers you an idea of your options, regardless of whether you’re planning to continue using CuraDebt.
CuraDebt will provide you with a financial counselor and a support team to assist you with credit arbitration if you decide to enroll. Certain financial advisors can assist you on your path to debt-free living.
After your debt settlement plan, CuraDebt can be the company to handle all of your creditors’ calls. They will also be the ones that will determine what you will pay for your payment based on the status of your financial situation. Based on what works best for you, it can be either a lump sum settlement or the option of a payment plan.
Additionally, they will be working with creditors so that you can get better rates when you make deposits to your savings account. This in turn, will be processed to pay off creditors. The plans they offer can help you get rid of debt in just the period of 48 months.
After you’ve registered with them, they’ll provide you with access to your account information 24 hours a day. All you need to do is sign in to CuraDebts’ client portal so that you can monitor your progress.
Before you can avail of their program, you’ll need to satisfy their criteria first. To be eligible, you’ll need to meet the following criteria:
- At least 21 years old
- Earn a reliable income
- Minimum debt must be $5,000
What can they help you?
Here are the various ways CuraDebt can assist you.
As their name suggests, CuraDebt can help you deal your debt. They can negotiate settlements on behalf of you for most types of debt. This includes medical bills, personal loans, credit cards and line of credit. They are also able to help settle any remaining balance of business debt, collections, or repossessions.
They may even assist you in negotiating for back taxes as well as IRS debt. However, you will not receive assistance with the majority cases, loans from the government, collateral, and utility bills. Also, they don’t cover the majority of student loans.
On the other hand, they will assist you in navigating laws such as the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They also help you find creditor violations so that you can have cash settlements, if they are possible. Certain violations may lead to having your debts removed as well.
CuraDebt also allows you to pay off debts with less than the sum you have. Additionally, you can ask questions during their free consult with their debt advisor.
The best part about their plan is that you will only be charged after your debt has been settled. All you need to sign up for one of their plans and you’ll be able pay off all your debts.
Tax Management and Relief
CuraDebt will also handle your tax debt. Once they collect all of your financial documents and tax documents, they’ll also collect all the paperwork you’ll need to file tax returns.
Through this program, you will be able to deal with different types of taxes such as wage garnishments, tax penalties, personal and corporate taxes as well as back taxes and trust fund penalties and tax liens.
There aren’t hidden fees neither are there hidden fees. They use only flat-fee pricing and is dependent on the amount that you’ll have to pay.
They offer different options for paying off your tax debt. Here are 6 options:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatements
- Currently non-collectible
What kind of debt can they help you with?
While debt settlement is their forte but they aren’t able to offer all kinds in debt resolution. CuraDebt only focuses on debt that is not secured. They won’t be able to help you if the loan or debt is linked to an actual item.
If you do have one of the following kinds of debt, they’ll make arrangements for settlements.
With CuraDebt it is expected that you will be able to settle your past-due tax debts without any problems. Furthermore, this service is available to all 50 states in the event that you have a debt to the IRS. They have federal tax experts who can assist you in resolving the issues.
CuraDebt can also assist in settling your medical debt. In certain cases you might even be able to pay them for less than what you are owed.
Private Student Loan
CuraDebt does not offer federal student loans. However, they can assist private students negotiate the student loans they owe.
Personal loans and payday loans are also eligible for the debt settlement program. You can also avail of the program if you also have other unsecured credit lines that you got from a different bank or financial institution.
Credit Card Debt
If you are in debt through store credit cards or traditional credit cards or private label credit cards CuraDebt can help you pay it off.
What is the cost?
The most appealing aspect of CuraDebt is the way they’ve priced their services. They do not charge an upfront cost. You’ll only pay once you’ve paid each of your debts.
They also don’t charge high fees as well. In the average, you’ll need to pay as much as 20% of the debt you settled through them.
On average, this type of business can cost anywhere between 15% and 25%.
In addition, customers can expect to settle their debts within two to four years. This varies in relation to the amount you can save up per month.
Additionally, they claim that you could save up to 30% if you include their charges into your calculation.
But this claim will also depend on your specific situation. Some customers have even talked about saving 50% to 80percent.
Benefits of using CuraDebt
Once you’ve got a clearer picture of the benefits CuraDebt offers, Let’s take a look at the benefits from using CuraDebt.
In the beginning, CuraDebt only charges you once you’ve paid off your debt. In addition, they only charge an amount of 20%, while most companies charge you 25%.
If you’re finished by the program for debt relief you may join their credit repair program.
It’s a great option to rebuild your credit without going back into debt. However, the program runs in a different way for each individual dependent on the circumstances of your case.
In the end, CureDebt looks into your credit to assist in settlements and negotiations. It means that your debt won’t inflate as time passes. They’ll also look into any violations of creditor with the help of their own experts.
The drawbacks of the use of CuraDebt
Let’s also consider some of the disadvantages of CuraDebt.
Settlement of debt and debt relief typically require you to stop paying with the credit card you use. If you’re trying to improve your rating on your credit, this might delay you from finishing your obligations.
CureDebt does not have a mobile app available. While they have a website that clients can access however, it appears outdated and basic. It’s not very intuitive and could be challenging to navigate.
Furthermore, they are not recognized by their Better Business Bureau although they were awarded an A+ rating.
The Final Verdict
CuraDebt is a great program that lets you settle your debt without spending more for these types of services. In addition their 20% service cost is less expensive than the majority of companies that offer a 25% fee. There aren’t any upfront fees, and you will only have to pay the fee when the debt is settled.
Although they’ll allow you to access an account to see your progress, their website is not easy to navigate. CuraDebt isn’t even an app yet, which would make it easier to look at your performance.
They do have a great support team, and you can reach them, not only via emails but also via phone or submitting an e-ticket. Real Estate Tax Relief Westchester County Ny
If debt is a big issue right now, we highly recommend CuraDebt’s program. Just make sure that you’re eligible and that the services that they provide are offered in your state.
FAQ Real Estate Tax Relief Westchester County Ny
How long does it take to complete the course?
The average program is between 24 and 48 months dependent on the size of your debt and the stipulated settlement.
Can CuraDebt aid with state tax problems?
Sure, CuraDebt has a tax relief program to assist you with issues such as late payroll tax and garnishments on wages.
What do I need to do once I’m in the program?
You’ll need to constantly communicate with the team and pay the required payments to pay down your debt over time.