Have your debts been piling up lately? Are you exhausted from trying different financial tips and advice but haven’t solved your problems?
Maybe you’re here because been through everything.
In most cases, the most effective approach is to talk to experts who can assist to resolve this issue.
CuraDebt is among the companies that get the most inquiries. A lot of people are asking if they can help you or help you get into more debt.
According to their customers, they can help you manage the majority of your debts so that you can finally take a couple of things off your plate.
However, for certain people, these claims are just too good to be true.
You might be looking for anything that can aid you in settling your debt. In that situation, CuraDebt will mostly be highly recommended by those. We’ll be taking a deep look at the way CuraDebt is used and the problems it could help solve.
In addition, prior to our conclusion we’ll look at its benefits and drawbacks.
Before starting the review, you can go to this video in case you would prefer for it to be watched.
Otherwise, let’s begin.
Before you go on, you may want to check out this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick review. Afterward, you will want to read the rest of the article for a more comprehensive review of CuraDebt.
About the Company Real Estate Tax Relief City Of Richmond Virginia
CuraDebt is a company that provides debt relief from Hollywood, Florida. It was established in 2000 and has been a participant in the American Fair Credit Council, the US Chamber of Commerce, and has been accredited through the International Association of Professional Debt Arbitrators.
While it is accredited, some states have imposed restrictions on their services.
What CuraDebt do?
Helping you pay off your debt is one of CuraDebt’s best well-known feature. They also provide additional services to help you be more financially stable.
First of all, it starts by requesting a no-cost online savings estimate. This service is very confidential and they will not conduct a credit inquiry. By using this estimate of savings, you will learn more about your alternatives to debt-free.
Savings estimates, which was mentioned previously, offers you an insight into your choices regardless of whether you’re planning on using CuraDebt.
CuraDebt will assign you a financial counselor as well as a support team to assist you in navigating the process of credit arbitration should you choose to enroll. Financial advisors may be able to assist you on your path to debt-free living.
Following the debt settlement program, CuraDebt is the company to take care of all your creditors’ calls. They’ll also be the ones who determine the terms of your repayment in accordance with the state of your financial situation. Depending on which works most effectively to you, this can be a lump-sum settlement or a payment plan.
Moreover they will be working with creditors so that you can get better rates when you transfer money into your savings account. This is then processed to pay back the creditors. The plans they offer can help you get rid of debt in just two years.
After you’ve signed up with them, they’ll provide you with access to your account information 24 hours a day. All you need to do is log in to CuraDebts’ client portal so that you can monitor your performance.
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CuraDebt’s Requirements
Before you are able to avail their program, you’ll need to pass their requirements first. For eligibility, you’ll have to meet the following requirements:
- Minimum 21 years old
- Earn a reliable income
- Have a minimum debt of $5,000
What can they assist you with?
Here are the different ways CuraDebt can help you.
Debt Relief
Like their name implies, CuraDebt will assist you in dealing with debt. They are able to negotiate settlements on your behalf to settle the majority of types of debt. These include medical bills, personal loans credit cards, and also lines of credit. They are also able to settle any outstanding balance on business debt and collections or repossessions.
They may also assist in negotiating for back taxes as well as IRS debt. However, you will not receive assistance for the majority of your lawsuits, government loans, collateral, and utility bills. The same goes for student loans.
On the other hand, they will help you use laws like those of the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They will also help you identify creditor violations in order to get cash settlements, should it be possible. Certain violations could lead to having your debts dismissed as well.
CuraDebt also allows you to repay debt for less than the amount you have. They also allow you to ask questions during their free consult with their debt advisor.
The best part about the program is that you’ll only be charged once your debt is settled. All you need to do is sign up with some of their programs, and you’ll be able pay off all your debts.
Tax Management and Relief
CuraDebt can also deal with your tax debt. Once they collect all of your financial documentation They will also gather all the necessary paperwork to file tax returns.
With this program, you should be able to solve various tax issues like garnishments on wages and tax penalties, personal and business taxes as well as back taxes as well as trust fund penalties and tax liens.
There aren’t any hidden costs neither are there hidden fees. They only offer flat-fee prices and is dependent on the amount that you’ll need to settle.
They have different solutions in the settlement of taxes. Here are 6 of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatement
- Currently non-collectible
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What kinds of debts can they help you with?
While debt settlement is their specialty but they aren’t able to provide all kinds of debt settlement. CuraDebt is only focused on debt that is not secured. They can’t help you if the debt or loan is tied to an actual item.
If, however, you are in the following kinds of debt, they’ll negotiate settlements on your behalf.
Tax Debt
With CuraDebt it is expected that you will be able to pay tax debts that were due to be paid without difficulty. Furthermore, this service is available to all 50 states if you have a debt to the IRS. There are federal tax experts to assist you with these types of issues.
Medical Debt
CuraDebt can also help resolve the medical bills. In some cases you might even be able to pay them less than the amount you have to pay.
Private Student Loan
CuraDebt does not cater to federal student loans. However, they can assist private students negotiate any student loans that they are owed.
Personal Loan
Payday loans and personal loans are also eligible as debt-settling programs. It is also possible to avail the program of the program if you also have other unsecured credit lines that you have obtained from another bank or financial institution.
Credit Card Debt
If you are in debt through store credit cards, traditional credit cards, as well as private label credit card CuraDebt will help you pay it off.
What is the cost?
The best part about CuraDebt is the way they’ve priced their service. They don’t charge upfront fees. The only time you pay is when you settle each of your debts.
Also, they do not charge high costs either. On average, you’ll have to pay as much as 20% of the debt you settled through them.
In the average, this kind of business can cost anywhere between 15% and 25 percent.
Additionally, customers can anticipate to pay off their debts in 2 to 4 years. This varies in relation to the amount you are able to save each month.
Also, they claim you can save as much as 30% by incorporating their fees in your equation.
However, this statement will differ based on the situation. Some customers even claimed to save 50 to 80%.
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Benefits of using CuraDebt
Once you’ve got a clearer picture of what CuraDebt can provide, let’s look into the advantages that come with using CuraDebt.
First, CuraDebt is only charged once you’ve paid off your debt. Additionally, they only charge a 20% fee while many companies charge 25%.
If you’re finished with the debt settlement program, you can also sign up for their credit restoration program.
It’s an excellent way to restore the credit rating without going back into debt. The program is however designed in a different way for each individual dependent on the circumstances of your case.
Lastly, CureDebt looks into your credit to assist in settlements and negotiations. So, your debt won’t inflate as time passes. They’ll also investigate any violations by creditors with the help of their in-house experts.
The drawbacks of the use of CuraDebt
Let’s also look into some of the negatives of CuraDebt.
Debt settlement and debt relief often require you to cease making payments with . If you’re trying to build a better standing on credit scores, you could set you back while you’re working on your debt.
CureDebt does not have a mobile app available. While they do have a client website however, it appears aged and simple. It’s not very user-friendly, and can be challenging to navigate.
Furthermore, they are not credited with an accreditation from the Better Business Bureau although they were awarded an A+ grade.
The Final Verdict
CuraDebt is a good program that allows you to pay off your debts without spending more on those types of services. Additionally the 20% service cost is cheaper than most firms that charge the 25% cost. There are no upfront payments, and you will only be required to pay once your debt is finally settled.
While they’ll provide you with an account that allows you to track your progress but their website isn’t simple to navigate. CuraDebt also doesn’t have an app, which will make it easier to monitor your performance.
But, they do have a good support team that you can contact them not just via email but by phone or by submitting an electronic ticket. Real Estate Tax Relief City Of Richmond Virginia
If your credit card is a major problem right now, we strongly recommend CuraDebt’s debt management program. Make sure you’re eligible and that the services that they provide are offered in your state.
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FAQ Real Estate Tax Relief City Of Richmond Virginia
How long will it take to finish the program?
The average program is 24 to 48 months, dependent on the size of your debt and the stipulated settlement.
Can CuraDebt aid with state tax problems?
It is true that CuraDebt provides tax relief programs that can aid you in dealing with problems like delinquent tax issues and garnishments on wages.
What’s the first thing I have to do once I’m in the program?
You’ll have to keep in constant contact with the team and pay the required payments to lower your debt over time.
