Has your debt increased lately? Are you burnt out from trying different financial advice and strategies but haven’t solved your problems?
Maybe you’re here because you’ve already tried everything.
In the majority of cases, the best option is to speak with experts who can help to resolve this issue.
CuraDebt is one of the companies that get the most inquiries. Many people have been inquiring whether they can help you or put you into more debt.
According to their clients they can assist you in managing 80% of your debt , so you can take few things off of your plate.
However, for certain people, these claims are just too good to be true.
You might be looking for something that will help you resolve your debt. In this scenario, CuraDebt will mostly be suggested by people. We’ll be taking an in-depth look at the way CuraDebt operates and what issues it can solve for you.
Moreover, before we end, we’ll also look into its benefits and drawbacks.
Before you begin the review, you can go to this video in case you would prefer to watch it.
Otherwise, let’s begin.
Before you go on, you may want to watch this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick overview. Afterward, you will want to read the rest of the article for a more comprehensive review of CuraDebt.
About the Company Real Estate Tax Relief Assets Loudon
CuraDebt is an organization that deals with debt relief in Hollywood, Florida. It was founded in 2000, and is an active participant in the American Fair Credit Council, the US Chamber of Commerce, and accredited by the International Association of Professional Debt Arbitrators.
Although it is accredited, some states have limited their access to their services.
What CuraDebt do?
Assistance in settling your debt is one of CuraDebt’s best well-known feature. However, they also offer other services that will help you be more financially secure.
The process begins with requesting a free savings estimate on the internet. The service is completely confidential and they will not be conducting a credit screening. By using this estimate of savings, you will discover more about other options in your journey to debt-free.
Savings estimates, as we’ve mentioned earlier, provides you with an insight into your options regardless of whether you’re planning on using CuraDebt.
CuraDebt will assign you a financial counselor and a team of support to help you with the process of credit arbitration should you choose to enroll. Certain financial advisors can assist you in your debt-free journey.
Following your debt settlement program is completed, CuraDebt will be the one to take care of all your creditors’ calls. They will also be the ones who will negotiate the terms of your payment based on the status of your financial situation. Based on what works most effectively your situation, the payment could be either a lump sum settlement or a payment plan.
Furthermore they will also work with creditors to ensure that you enjoy better rates when you deposit money to your savings account. This, in turn, will be processed to pay off the creditors. Their programs can assist you to settle the debt within the period of 48 months.
After you’ve signed up with them, they will allow you access to your information 24/7. All you need to do is login to CuraDebts Client Portal so that you can monitor your progress.
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CuraDebt’s Requirements
Before you can benefit from the program, you’ll have to meet their eligibility requirements first. For eligibility, you’ll need to be:
- At least 21 years old
- Have a verifiable income
- Minimum debt must be $5,000
What can they help you with?
Here are some of the ways CuraDebt can help you.
Debt Relief
As their name suggests, CuraDebt can help you deal your debt. They can negotiate settlements on your behalf to settle all kinds of debt. They can help with personal loans, medical bills credit cards, and also lines of credit. They are also able to pay off any remaining balance on business debt, collections, or repossessions.
They may even assist you in negotiating for back taxes as well as IRS debt. However, you will not receive assistance with the majority cases, government loans as well as collateral and utility bills. Also, they don’t cover the majority of student loans.
On the other hand, they can help you use laws like those of the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They will also help you identify the violations of creditors to ensure that you receive cash settlements, if possible. Certain violations may cause your debt to be also dismissed.
CuraDebt also allows you to repay debt for less than the amount you have. They also allow you to have questions answered during a free consult with their debt counsellor.
The best part about their program is that you will only pay the fees once your debt is settled. All you need to sign up to some of their programs, and you’ll be able to pay off all your debts.
Tax Management and Relief
CuraDebt will also handle the tax liabilities you have. Once they’ve gathered all your financial documents They will also gather all the documents you’ll require for tax returns.
By using this program, you’ll be able to solve different types of taxes like garnishments on wages and tax penalties, personal and taxation for business, back taxes as well as trust fund penalties and tax liens.
There aren’t hidden fees either. They use only flat-fee pricing and is dependent on the amount you need to settle.
They have different solutions when it comes to settling your tax debt. Here are 6 options:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatements
- Currently non-collectible
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What kinds of debts can they assist you with?
While debt settlement is their specialty, they don’t provide all kinds of debt settlement. CuraDebt only focuses on loans that are not secured. They can’t help you if your loan or debt is linked to a physical item.
If you do have the following kinds of debt, they will arrange settlements for you.
Tax Debt
With CuraDebt the service, you’ll be able to pay taxes that are due without difficulty. Additionally, this service is available across all 50 states, if you owe money in arrears to IRS. There are federal tax experts who can assist you in resolving these types of issues.
Medical Debt
CuraDebt can also help resolve any medical-related debt. In certain cases, you may even pay them for less than what you have to pay.
Private Student Loan
CuraDebt does not cater to the federal government’s student loan. They can however assist private students negotiate any loans they are owed.
Personal Loan
Payday loans and personal loans also qualify as debt-settling programs. You may also be eligible the program if you have other unsecure credit lines that you have obtained from another financial institution or bank.
Credit Card Debt
If you’re in debt using store credit cards or traditional credit cards as well as private label credit card, CuraDebt will help you pay it off.
What will it cost you?
The greatest thing about CuraDebt is how they’ve priced their service. They don’t charge upfront fees. The only time you pay is when you’ve paid each of your outstanding debts.
They also don’t have high-cost fees as well. On average, you’ll be required to pay up to 20 percent of the debt you settled with them.
In the average, this kind of industry charges between 15% and 25 percent.
Additionally, customers can anticipate to pay off their debts in 2 to 4 years. This varies in relation to the amount you can save up per month.
They also claim that you could save up to 30% when you factor in their charges into your calculation.
But this claim will also vary, depending on your situation. Some customers even claimed to save 50 to up to 80%.
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Benefits of using CuraDebt
Now that you have an understanding of what CuraDebt can provide, let’s look into the advantages from using CuraDebt.
In the beginning, CuraDebt only charges you when you’ve paid off your debt. Furthermore they charge only an amount of 20%, while the majority of companies charge 25%.
Then, if you’re done in the process of debt resolution, you could join their credit repair program.
It’s a fantastic option to rebuild your credit without having to go in debt again. The program is however designed in a different way for each individual, depending on your situation.
Finally, CureDebt looks into your financial obligations to help with settlements and negotiations. It means that the amount you owe won’t rise as time passes. They’ll also look into any creditor violations with the assistance of their in-house experts.
Some disadvantages to the use of CuraDebt
Let’s also consider some of the disadvantages of CuraDebt.
Settlement of debt and debt relief usually require that you stop paying with your credit card. If you’re trying to increase your standing on credit scores, you may set you back while you’re working on your obligations.
CureDebt does not have a mobile app. Although they have a website for clients however, it appears old and mundane. It’s not very user-friendly, and can be challenging to navigate.
Moreover, they are still not recognized by their Better Business Bureau although they received an A+ grade.
The Final Verdict
CuraDebt is a great program that lets you settle your debt without spending more on those types of services. In addition, their 20% service fee is cheaper than most firms that charge an additional 25% charge. There aren’t any upfront fees, and you will only have to pay when the debt is settled.
While they’ll provide you with an account so that you can track your progress but their website isn’t easy to navigate. CuraDebt does not have an app yet, which could make it easier for you to monitor your performance.
But, they do have a competent support staff and can be reached them, not only via emails but also via phone or sending an e-ticket. Real Estate Tax Relief Assets Loudon
If problem of debt is an issue right now, we strongly recommend CuraDebt’s debt management program. Just make sure that you’re eligible and that the services they offer are available in your area.
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FAQ Real Estate Tax Relief Assets Loudon
How long will it take to complete the course?
The program typically takes between 24 and 48 months depending on the amount of your debt as well as your agreed settlement.
Can CuraDebt assist in the fight against state tax issues?
It is true that CuraDebt offers a program for tax relief that can assist you with issues like delinquent taxes and wage garnishments.
What’s the first thing I have to do after joining the program?
You’ll need to constantly communicate with your team members and make the necessary payments to lower your debt over time.
