Are you experiencing debt that has increased lately? Are you exhausted from trying various financial advice and strategies but you’re still struggling with unsolved problems?
Maybe you’re here because you’ve tried every thing.
In most cases, the most effective approach is to talk to experts who can help to resolve this issue.
CuraDebt is among the most asked companies. Many people have been inquiring whether they are able to help or put you into more debt.
According to their clients, they can assist you in managing 80% of your debt , so you can finally take a couple of w
orries off your plate.
For some the claims seem too good to be true.
You might be looking for any solution that could aid you in settling your debt. In that situation, CuraDebt will mostly be suggested by people. We’ll take a deeper review of how CuraDebt is used and the problems it can solve for you.
In addition, prior to our conclusion our discussion, we’ll take a look at its advantages and drawbacks.
Before starting the review, go to this video if you prefer watching it.
Otherwise, let’s begin.
Before you go on, you may want to watch this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick review. Afterward, you’ll want to read the rest of our article for a more comprehensive review of CuraDebt.
About the Company Rates Of Tax Entrepreneurs Relief
CuraDebt is an organization that deals with debt relief in Hollywood, Florida. It was founded in 2000, and is a member of the American Fair Credit Council, the US Chamber of Commerce, and has been accredited through the International Association of Professional Debt Arbitrators.
While it is accredited, certain states have imposed restrictions on their services.
What CuraDebt do?
Helping you pay off your debt is the most well-known feature. However, they also offer other services that can aid you in becoming more financially secure.
First of all, it starts by requesting a no-cost savings estimate online. The service is completely confidential and won’t conduct a credit inquiry. By using this estimate of savings you’ll be able to be able to learn more about the other options in your journey to debt-free.
Savings estimates, which was mentioned earlier, provides you with an insight into your choices regardless of whether or not you’re planning to continue using CuraDebt.
CuraDebt will assign you a financial counselor and a support team to help you with credit arbitration in the event that you decide to sign up. Certain financial advisors can assist you in your debt-free journey.
Following the debt settlement program is completed, CuraDebt can be the one to handle all of your creditor’s calls. They will also be the ones who negotiate conditions of the payment in accordance with the state of your finances. In determining which option is the most effectively your situation, the payment could either be a lump sum settlement or a payment plan.
Additionally they will also be working with the creditors so that you can enjoy better rates when you transfer money into your savings account. This, in turn, will process to pay off the creditors. Their plans can help you pay off the debt in two years.
After you’ve signed up with them, they will allow you access to your data 24/7. All you need to do is sign in to CuraDebts the client portal to monitor your performance.
> > Click Here to Get A Debt Consultation for Free < <
CuraDebt’s Requirements
Before you are able to avail the program, you’ll have to meet their eligibility requirements first. To be eligible, you’ll have to meet the following criteria:
- At least 21 years old
- Verifiable income
- You must have a minimum balance of $5,000
What can they help you?
Here are the various ways CuraDebt can aid you.
Debt Relief
As their name suggests, CuraDebt will assist you in dealing with your debt. They are able to negotiate settlements on behalf of you for most types of debt. These include medical bills, personal loans, credit cards as well as lines of credit. They can also be approached to help settle any remaining balance of business debt, collections, or repossessions.
They may also assist in negotiating for back taxes and IRS debt. However, you will not receive assistance for the majority cases, government loans, collateral, and utility bills. The same goes for student loans.
On the other hand, they will assist you in navigating laws such as the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They will also help you identify creditor violations to ensure that you receive cash settlements, should it be possible. Certain violations could result in having your debts also dismissed.
CuraDebt also allows you to repay debt for less than the amount you have. They also allow you to ask questions during their free meeting with their debt counselor.
The greatest benefit of their plan is that you will only pay the fees after your debt has been settled. All you have to sign up to some of their programs, and you’ll be able settle each of your debts.
Tax Management and Relief
CuraDebt can also deal with taxes. Once they collect all of your financial records They will also gather all the paperwork you’ll need for tax returns.
With this program, you will be able to deal with the various types of tax problems like wage garnishments as well as tax penalties for personal and taxation for business and back taxes and trust fund penalties and tax liens.
There aren’t any hidden charges either. They only use flat-fee pricing and is dependent on the amount you have to pay.
They offer different options for settling your tax debt. Here are six of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatement
- Currently non-collectible
> > Click Here to Get A Debt Consultation for Free < <
What types of debt are they able to help with?
Although debt settlement is their forte, they don’t provide all kinds in debt resolution. CuraDebt only focuses on debt that is not secured. They won’t be able to assist you if your credit or loan is tied to an item that is physical.
If you do have the following kinds of debt, they will negotiate settlements on your behalf.
Tax Debt
With CuraDebt it is expected that you will be able pay off tax debts that were due to be paid without difficulty. Additionally, this service is accessible across all 50 states, if you owe money towards the IRS. There are federal tax experts who can assist you in resolving these types of issues.
Medical Debt
CuraDebt can also assist in settling your medical debt. In some cases you could even settle them less than the amount you are owed.
Private Student Loan
CuraDebt does not cater to federal student loans. However, they can assist private students in negotiating any loans they are owed.
Personal Loan
Personal loans and payday loans also qualify for the debt settlement program. You can also avail if you have other unsecured credit lines that you have obtained from another financial institution or bank.
Credit Card Debt
If you are in debt through store credit cards, traditional credit cards, as well as private label credit card, CuraDebt can help you pay it off.
How much will it cost?
The most appealing aspect of CuraDebt is how the company has priced its services. They don’t charge upfront fees. The only time you pay is when you settle each of your debts.
They also do not charge high charges either. On average, you’ll be required to pay between 20 and 20 percent of the debt you settled with them.
On average, this type of industry can charge anywhere between 15% and 25 percentage.
Moreover, clients can expect to settle their debts within between 2 and 4 years. However, this also varies in relation to the amount you save per month.
Additionally, they claim that you could save as much as 30% by incorporating their charges into your calculation.
But this claim will also differ based on your situation. Some customers have even talked about saving between 50% and 80%.
> > Click Here to Get A Debt Consultation for Free < <
The benefits of using CuraDebt
Now that you have a clearer picture of the benefits CuraDebt can provide, let’s explore the benefits of using CuraDebt.
First, CuraDebt only charges you after you’ve settled your debt. Additionally, they only charge an amount of 20%, while many companies charge 25%.
Next, if you’re done with the debt settlement program, you may also sign up for their credit repair program.
It’s an excellent option to rebuild your credit without going back into debt. The program is however designed in a different way for each individual, depending on your situation.
Finally, CureDebt looks into your debt so that they can assist with settlements and negotiations. This means your debt won’t inflate as time passes. They’ll also look into any creditor violations with the help of their experts in-house.
Some disadvantages to using CuraDebt
We will also examine some of the disadvantages of CuraDebt.
Settlement of debt and debt relief typically require you to cease making payments with the credit card you use. Therefore, if you’re trying increase your rating on your credit, this might cause you to delay finishing your debt.
CureDebt doesn’t even have a mobile app available. While they have a website that clients can access but it’s outdated and basic. It’s not particularly user-friendly, and can be difficult to navigate.
Furthermore, they are not recognized by an accreditation from the Better Business Bureau although they did receive an A+ grade.
The Final Verdict
CuraDebt is a useful program that lets you pay off your debts without spending more for these types of services. Moreover their 20% service charge is cheaper than most businesses that charge an additional 25% charge. There are no upfront payments and you’ll only have to pay the fee when the debt is paid off.
Although they’ll give you an account that allows you to track your progress, their website is not simple to navigate. CuraDebt also doesn’t have an app yet, which would make it easier to track your performance.
But, they do have a great support team and can be reached them not just via email but also by phone or submitting an electronic ticket. Rates Of Tax Entrepreneurs Relief
If the debt is a big issue right now, we strongly recommend CuraDebt’s debt management program. Make sure you’re eligible and that the programs that they provide are offered in your state.
> > Click Here to Get A Debt Consultation for Free < <
FAQ Rates Of Tax Entrepreneurs Relief
How long does it take to complete the course?
The typical program lasts from between 24 and 48 months depending on the amount of your debt as well as your stipulated settlement.
Can CuraDebt aid with tax problems in the state?
Sure, CuraDebt offers a program for tax relief that will assist you with issues like delinquent tax and garnishments of wages.
What’s the first thing I have to do once I’m in the program?
You’ll be required to communicate with your team members and make the necessary payments to reduce your debt over time.
