Have your debts been piling up lately? Are you burnt out from trying various financial advice and strategies but haven’t solved your problems?
Maybe you’re here because you’ve already tried every thing.
In the majority of cases, the best option is to speak with experts who can assist to resolve this issue.
CuraDebt is one of the companies that get the most inquiries. A lot of people have been inquiring whether they can assist you or put you into more debt.
According to their customers, they can assist you in managing the majority of your debt so that you are able to take few things off of your plate.
But for some people they believe these claims are too good to be true.
You might be looking for anything that can help you resolve your debt. If that’s the scenario, CuraDebt will mostly be highly recommended by those. We’ll be taking an in-depth study of the way CuraDebt works and what problems it can solve for you.
Furthermore, before we conclude, we’ll also look into its advantages and drawbacks.
Before you begin the review, go to this video for a more relaxing way watching it.
Otherwise, let’s begin.
Before you go on, you may want to watch this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick overview. After, you’ll want to read the rest of our article for a more comprehensive review.
About the Company Rapid Resolution Tax Relief
CuraDebt is a company that provides debt relief from Hollywood, Florida. It was founded in 2000 and has been an active participant in the American Fair Credit Council, the US Chamber of Commerce, and has been accredited through the International Association of Professional Debt Arbitrators.
Although it is accredited, certain states have imposed restrictions on their services.
What CuraDebt do?
Helping you pay off your debt is the most known feature. However, they also offer additional services to aid you in becoming more financially secure.
First of all, it begins with requesting a free savings estimate online. It is a completely private service, and they won’t be doing a credit check. With this savings estimate you’ll learn more about your alternatives to debt-free.
This estimate of savings, which was mentioned earlier, provides you with an insight into your choices regardless of whether you’re planning on using CuraDebt.
CuraDebt will assign you a financial counselor as well as a support team to help you with credit arbitration if you decide to enroll. Some financial advisors can help you in your debt-free journey.
Following your debt settlement program is completed, CuraDebt is the one to take care of all the calls from your creditors. They’ll be the ones who determine the terms of your repayment based on the status of your finances. Based on what works most effectively to you, this could be a lump-sum settlement or the option of a payment plan.
Additionally they will be working with the lenders to help you get better rates when you deposit money to your savings account, which in turn, will process to pay the creditors. Their plans can help you settle the debt within the period of 48 months.
Once you’ve signed up with them, they will allow you access to your data 24/7. All you have to do is login to CuraDebts the client portal to track your progress.
Before you can benefit from the program, you’ll have to satisfy their criteria first. To be eligible, you’ll have to be:
- At least 21 years old
- Earn a reliable income
- Minimum debt must be $5,000
What are they able to assist you with?
Here are the different ways CuraDebt can assist you.
The name of the company suggests that CuraDebt can assist you in dealing with debt. They are able to negotiate settlements on behalf of you for all kinds of debt. This includes medical bills, personal loans credit cards as well as line of credit. You can also approach them to pay off any remaining balance on business debt and collections or repossessions.
They can even help negotiate for back taxes and IRS debt. But, you won’t receive support for most claims, government loans as well as collateral and utility bills. The same goes for student loans.
On the other hand, they can help you use laws like those of the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They will also help you identify creditor violations in order to get cash settlements, if they are possible. Certain violations could lead to having your debts also dismissed.
CuraDebt also allows you to repay debt for less than the sum you have. Additionally, you can inquire about your debt during their no-cost consult with their debt counselor.
The greatest benefit of the program is that you only pay the fees once your debt is settled. All you need to do is sign up with some of their programs and you’ll have the ability to resolve all of your debts.
Tax Management and Relief
CuraDebt will also handle the tax liabilities you have. After they have gathered all your financial records, they will also collect all the documents you’ll require for tax returns.
Through this program, you should be able to resolve different types of taxes like garnishments on wages and tax penalties, personal and corporate taxes as well as back taxes and trust fund penalties and tax liens.
There aren’t hidden fees either. They only use flat-fee pricing and is dependent on the amount you must settle.
There are a variety of options for the settlement of the tax debt. Here are six of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatement
- Currently non-collectible
What kind of debt can they help you with?
Although debt settlement is their specialty, they don’t provide all kinds of settlement. CuraDebt only focuses on loans that are not secured. They aren’t able to help you if the loan or debt is linked to an actual item.
However, if you have the following types of debt, they will make arrangements for settlements.
With CuraDebt it is expected that you will be able to pay tax debts that were due to be paid without any problems. Additionally, this service is available to all 50 states in the event that you have a debt in arrears to IRS. They have federal tax experts that can help you resolve these kinds of problems.
CuraDebt can also assist in settling any medical-related debt. In some instances you could even settle them for less than what you have to pay.
Private Student Loan
CuraDebt does not cater to federal student loans. However, they can assist private students in negotiating any loans they have to pay.
Personal loans and payday loans are also eligible to be eligible for debt relief programs. You may also be eligible if you have other unsecured credit lines that you have obtained from another financial institution or bank.
Credit Card Debt
Whether you have debt with store credit cards, traditional credit cards, or private label credit cards, CuraDebt will assist you in paying it off.
What is the cost?
The best part about CuraDebt is how they’ve priced their service. They don’t charge upfront fees. The only time you pay is when you’ve paid each of your outstanding debts.
They also don’t have high-cost charges either. On average, you’ll have to pay up to 20 percent of the debt that you settled through them.
In the average, this kind of business can cost anywhere between 15 and 25 percent.
Additionally, customers can anticipate to pay off their debts in between 2 and 4 years. However, this also varies according to the amount you can save up per month.
Additionally, they claim that you could save as much as 30% if you include their fees in your equation.
But this claim will also vary, depending on the situation. Some customers even claimed to save 50% to up to 80%.
Advantages to using CuraDebt
Once you’ve got an understanding of the benefits CuraDebt can offer you Let’s take a look at the benefits of using CuraDebt.
In the beginning, CuraDebt is only charged when you’ve paid off your debt. Additionally, they only charge an amount of 20%, while most companies charge you 25 percent.
If you’re finished in the process of debt resolution, you could also sign up for their credit repair program.
It’s a fantastic option to rebuild the credit rating without having to go into debt again. The program is however designed in a different way for each individual, depending on your situation.
Lastly, CureDebt looks into your debt so that they can assist with settlements and negotiations. It means that the amount you owe won’t rise as time passes. They’ll also look into any violations of creditor with the assistance of their experts in-house.
The drawbacks of the use of CuraDebt
We will also examine some of the negatives of CuraDebt.
Settlement of debt and debt relief typically require you to stop making payments using . Therefore, if you’re trying build a better rating on your credit, this may cause you to delay getting rid of your debt.
CureDebt does not have a mobile app available. While they do have a website for clients however, it appears aged and simple. It’s not very user-friendly, and can be difficult to navigate.
Furthermore, they are not accredited with the Better Business Bureau although they were awarded an A+ grade.
The Final Verdict
CuraDebt is a useful program that lets you settle your debt without spending more on those types of services. In addition their 20% service charge is cheaper than most businesses that charge an additional 25% charge. There aren’t any upfront fees and you’ll only have to pay the fee when your debt is finally settled.
Although they’ll allow you to access an account that allows you to track your progress, their website is not simple to navigate. CuraDebt does not have an app yet, which could make it easier for you to track your progress.
However, they have a competent support staff, and you can reach them, not only via emails but also by phone or making an e-ticket. Rapid Resolution Tax Relief
If problem of debt is an problem, then we recommend CuraDebt’s service. Be sure to be eligible and that the programs they offer are available in your state.
FAQ Rapid Resolution Tax Relief
How long does it take to complete the program?
The program typically takes between 24 and 48 months dependent on the size of your debt as well as the agreed settlement.
Can CuraDebt help with tax problems in the state?
Sure, CuraDebt provides tax relief programs that can aid you in dealing with problems such as delinquent payroll tax and garnishments of wages.
What do I need to do after joining the program?
You’ll need to constantly communicate with the team and make the necessary payments to pay down your debt over time.