Have your debts been piling up lately? Are you tired of trying different financial tips and advice but still have unsolved issues?
Maybe you’re here because you’ve been through every thing.
In the majority of cases, the best way is to approach professionals that can help you resolve the issue.
CuraDebt is one of the companies that get the most inquiries. Many people have been inquiring whether they can help you or put you in more debt.
According to their clients, they can assist you in managing 80percent of your debts so that you can take few things off of your plate.
However, for certain people they believe these claims are too good to be true.
You might be looking for anything that can assist you in paying off your debt. In that situation, CuraDebt will mostly be highly recommended by those. We’ll be taking an in-depth look at how CuraDebt is used and the problems it can help you solve.
Moreover, before we end, we’ll also look into its advantages and drawbacks.
Before you begin the review, you can check out this video instead for a more relaxing way to watch it.
Otherwise, let’s begin.
Before you go on, you may want to check out this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick review. Afterward, you will want to read the rest of our article for a more comprehensive review.
About the Company Quicken Tax Relief Coorperate Ervice Blvd
CuraDebt is a debt relief company from Hollywood, Florida. It was established in 2000 and has been a part of the American Fair Credit Council, the US Chamber of Commerce, and accredited with the International Association of Professional Debt Arbitrators.
Although it is accredited, certain states have imposed restrictions on their services.
What can CuraDebt do?
Helping you pay off your debt is the most popular feature. They also provide other services that will help you be more financially stable.
First of all, it starts by requesting a no-cost online savings estimate. The service is completely confidential, and they won’t conduct a credit inquiry. With this estimate of savings you’ll be able to learn more about the alternatives to debt-free.
This estimate of savings, which was mentioned before, gives you an insight into your choices, regardless of whether you’re planning on using CuraDebt.
CuraDebt will provide you with a financial counselor as well as a support team to assist you in navigating the process of credit arbitration should you choose to join. Financial advisors may be able to assist you with your debt-free journey.
Following your debt settlement program, CuraDebt is the company to take care of all the calls from your creditors. They will also be the ones that determine what you will pay for your settlement based on the status of your finances. Depending on which works most effectively your situation, the payment could be either a lump sum settlement or a payment plan.
Moreover, they will be working with the creditors so that you can have better rates as you transfer money into your savings account. This, in turn, will process to pay back the creditors. Their programs can assist you to get rid of debt in just the period of 48 months.
Once you’ve signed up with them, they’ll allow you access to your information 24/7. All you need to do is sign in to CuraDebts’ client portal to monitor your development.
Before you can avail of their program, you’ll need to satisfy their criteria first. To be eligible, you’ll have to be:
- At least 21 years old
- Earn a reliable income
- Have a minimum debt of $5,000
What can they assist you?
Here are the different ways CuraDebt can help you.
Like their name implies, CuraDebt can assist you in dealing with debt. They can negotiate settlements on behalf of you for most types of debt. They can help with medical bills, personal loans credit cards and loans. They are also able to settle any outstanding balance on business debt, collections, or repossessions.
They can even help negotiate with back taxes and IRS debt. However, you won’t get assistance with the majority claims, government loans, collateral, and utility bills. The same goes for student loans.
On the other hand, they can assist you in navigating laws such as that of Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They also help you find creditor violations to ensure that you receive cash settlements, if possible. Certain violations may lead to having your debts also dismissed.
CuraDebt lets you repay debt for less than the sum you have. You can also ask questions during their free meeting with their debt counselor.
The best part about their plan is that you only be charged when your debt is paid off. All you have to sign up for any of the plans, and you’ll have the ability to pay off all your debts.
Tax Management and Relief
CuraDebt will also handle your tax debt. After they have gathered all your financial documentation and tax documents, they’ll also collect all the documents you’ll require for tax returns.
With this program, you should be able to deal with various tax issues like wage garnishments as well as tax penalties for personal and business taxes, back taxes, trust fund penalties, and tax lien.
There aren’t hidden fees neither are there hidden fees. They only use flat-fee pricing and is dependent on the amount you’ll have to pay.
They offer different options in paying off your tax debt. Here are 6 of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatements
- Currently non-collectible
What kind of debt are they able to help with?
Although debt settlement is their forte, they don’t provide all kinds of settlement. CuraDebt only focuses on unsecured debt. They can’t help you if the debt or loan is tied to an item that is physical.
However, if you have the following kinds of debt, they’ll negotiate settlements on your behalf.
With CuraDebt, you should be able to pay taxes that are due without any issues. Additionally, this service is accessible to all 50 states if you have a debt in arrears to IRS. There are tax experts from the federal government that can help you resolve these kinds of problems.
CuraDebt can also help resolve the medical bills. In certain cases, you may even pay them for less than what you have to pay.
Private Student Loan
CuraDebt does not offer the federal government’s student loan. They can however assist private students with negotiating any student loans that they are owed.
Personal loans and payday loans also qualify for the debt settlement program. It is also possible to avail the program of the program if you also have other unsecured credit lines that you got from an alternative financial institution or bank.
Credit Card Debt
If you’re in debt using store credit cards, traditional credit cards, as well as private label credit card CuraDebt will assist you in paying it off.
What is the cost?
The greatest thing about CuraDebt is the way they’ve priced their service. They do not charge an upfront cost. Only pay when you have paid off all of your outstanding debts.
Also, they don’t have high-cost fees as well. On average, you’ll have to pay between 20 and 20 percent of the debt that you settled with them.
In the average, this kind of industry can charge anywhere from 15% to 25%.
In addition, customers can expect to settle their debt from 2 to 4 years. However, this also varies in relation to the amount you can save up per month.
They also claim that you could save up to 30% by incorporating their costs into your calculations.
However, this statement will differ based on your situation. Some customers even claimed to save between 50% and 80percent.
The benefits of using CuraDebt
Once you’ve got an idea of what CuraDebt offers, let’s look into the advantages from using CuraDebt.
First, CuraDebt is only charged once you’ve paid off your debt. Furthermore they charge only an amount of 20%, while many companies charge 25 percent.
Then, if you’re done by the program for debt relief you could also sign up for their credit restoration program.
It’s a great option to rebuild the credit rating without having to go back into debt. However, the program lasts different for every person dependent on the circumstances of your case.
Lastly, CureDebt looks into your debt so that they can assist in settlements and negotiations. So, your debt won’t inflate over time. They’ll also be looking into any violations of creditor with the assistance of their in-house experts.
Some disadvantages to using CuraDebt
We will also examine some of the negatives of CuraDebt.
Debt relief and debt settlements often require you to stop making payments using the credit card you use. Therefore, if you’re trying build a better rating on your credit, this may set you back while you’re getting rid of your debt.
CureDebt doesn’t even have a mobile app available. While they do have a website that clients can access but it’s aged and simple. It’s not particularly intuitive and could be challenging to navigate.
In addition, they’re not credited with the Better Business Bureau although they received an A+ grade.
The Final Verdict
CuraDebt is a great program that will allow you to resolve your debt without having to spend more on those types of services. In addition their 20% service fee is cheaper than most firms that charge an additional 25% charge. There aren’t any upfront fees and you’ll only have to pay when the debt is paid off.
Although they’ll allow you to access an account so that you can track your progress but their website isn’t user-friendly. CuraDebt does not have an app that will make it easier to look at your progression.
They do have a competent support staff and can be reached them not only through emails but by phone or by making an electronic ticket. Quicken Tax Relief Coorperate Ervice Blvd
If the problem of debt is an issue right now, we highly recommend CuraDebt’s program. Be sure to be eligible and that the services they offer are available in your area.
FAQ Quicken Tax Relief Coorperate Ervice Blvd
What is the time frame to complete the course?
The average program is 24 to 48 months, depending on the amount of your debt as well as your agreed settlement.
Can CuraDebt help with tax problems in the state?
It is true that CuraDebt has a tax relief program that can aid you in dealing with problems like delinquent taxes and garnishments of wages.
What do I need to do after joining the program?
You’ll be required to communicate with your team members and make the necessary payments to reduce your debt over time.