Has your debt been increasing lately? Are you exhausted from trying various financial tips and advice but still have unsolved issues?
Maybe you’re here because already tried every thing.
In the majority of cases, the best way is to approach experts who can help you resolve the issue.
CuraDebt is among the most frequently contacted companies. A lot of people have been inquiring whether they can help you or put you into more debt.
According to their clients they can help you control 80percent of your debt so that you can finally take a couple of things off your shoulders.
For some, these claims are just too good to be true.
If you’re looking for anything that can help you resolve your debt. In that situation, CuraDebt will mostly be recommended by people. We’ll take a deeper study of the way CuraDebt works and what problems it can solve for you.
Furthermore, before we conclude our discussion, we’ll take a look at the advantages and disadvantages of this method.
Before you begin the review, you can watch this video instead in case you would prefer to watch it.
Otherwise, let’s begin.
Before you continue, you may want to watch this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick overview. Afterward, you’ll want to read the rest of the article for a more comprehensive review of CuraDebt.
About the Company Qualifications For Real Estate Tax Relief 2021
CuraDebt is an organization that deals with debt relief in Hollywood, Florida. It was founded in 2000 and has since become an active participant in the American Fair Credit Council, the US Chamber of Commerce, and accredited with the International Association of Professional Debt Arbitrators.
While it is accredited, some states have restricted their services.
What can CuraDebt do?
Helping you pay off your debt is one of CuraDebt’s best known feature. But they offer additional services to aid you in becoming more financially stable.
The process begins by requesting a free online savings estimate. It is a completely private service and they will not conduct a credit inquiry. With this savings estimate you’ll learn more about your alternatives towards debt-free.
Savings estimates, as mentioned previously, offers you an idea of your choices regardless of whether you’re going to keep using CuraDebt.
CuraDebt will provide you with a financial counselor and a team of support to assist you with the process of credit arbitration should you choose to enroll. Financial advisors may be able to assist you on your path to debt-free living.
Following the debt settlement plan, CuraDebt can be the company to handle all of your creditor’s calls. They’ll also be the ones that will determine the terms of your repayment based on the status of your finances. Based on what works most effectively to you, this can be either a lump sum settlement or a payment plan.
Additionally they will be working with the creditors so that you can have better rates as you transfer money into your savings account. This is then processed to pay creditors. Their plans can help you pay off the debt in 48 months.
After you’ve signed up with them, they will give you access to your information 24/7. All you need to do is log in to CuraDebts the client portal to track your development.
Before you are able to avail their program, you’ll need to pass their requirements first. For eligibility, you’ll need to meet the following requirements:
- Minimum 21 years old
- Verifiable income
- Have a minimum debt of $5,000
What can they assist you with?
Here are some of the ways CuraDebt can aid you.
The name of the company suggests that CuraDebt will assist you in dealing with debt. They are able to negotiate settlements on behalf of you for most types of debt. These include personal loans, medical bills credit cards and loans. They are also able to help settle any remaining balance of business debt collection, repossessions, or collections.
They may also assist in negotiating with back taxes and IRS debt. However, you won’t get support for most claims, loans from the government as well as collateral and utility bills. They also don’t cover most student loans.
On the other hand, they can assist you with laws like those of the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They can also assist you in identifying debtors who are in violation in order to get cash settlements, if they are possible. Some violations can also lead to having your debts removed as well.
CuraDebt can also help you settle debt with less than the amount you own. They also allow you to have questions answered during a free meeting with their debt advisor.
The best part about the program is that you’ll only pay the fees once your debt is settled. All you need to sign up to any of the plans and you’ll be able pay off all your debts.
Tax Management and Relief
CuraDebt can also deal with taxes. Once they’ve gathered all your financial records They will also gather all the paperwork you’ll need to file tax returns.
Through this program, you should be able to solve various tax issues like garnishments on wages, tax penalties, personal and business taxes and back taxes and trust fund penalties and tax lien.
There aren’t hidden fees either. They use only flat-fee pricing that is based on the amount that you’ll need to settle.
There are a variety of options when it comes to settling your tax debt. Here are 6 options:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatement
- Currently non-collectible
What kinds of debts can they help you with?
Although they specialize in debt settlement, it is not their specialty however, they do not cater to all types of debt settlement. CuraDebt is only focused on debt that is not secured. They aren’t able to help you if the credit or loan is tied to a physical item.
If you do have the following types of debt, they will negotiate settlements on your behalf.
With CuraDebt it is expected that you will be able to pay your past-due tax debts without difficulty. Additionally, this service is available across all 50 states, if you owe money towards the IRS. They have federal tax experts that can help you resolve these kinds of problems.
CuraDebt will also help you resolve any medical-related debt. In certain cases, you may even pay them less than the amount you owe.
Private Student Loan
CuraDebt does not offer the federal government’s student loan. However, they can assist private students negotiate the student loans they are owed.
Personal loans and payday loans also qualify for the debt settlement program. It is also possible to avail the program of the program if you also have other unsecured credit lines you obtained from a different financial institution or bank.
Credit Card Debt
Whether you have debt with store credit cards as well as traditional credit cards as well as private label credit card, CuraDebt can help you pay it off.
What is the cost?
The best part about CuraDebt is the way they’ve priced their service. They don’t charge upfront fees. Only pay when you’ve paid each of your outstanding debts.
Additionally, they don’t charge high costs either. On average, you’ll have to pay between 20 and 20 percent of the debt you settled with them.
In the average, this kind of industry can charge anywhere from 15% to 25 percent.
Additionally, customers can anticipate to pay off their debts in two to four years. However, this also varies according to the amount you save per month.
They also claim you can save up to 30% when you factor in their fees in your equation.
However, this statement will differ based on the situation. Some clients even mentioned saving between 50% and 80%.
The benefits of using CuraDebt
Once you’ve got a clearer picture of what CuraDebt can provide, Let’s take a look at the benefits that come with using CuraDebt.
In the beginning, CuraDebt is only charged after you’ve settled your debt. In addition, they only charge a 20% fee while most companies charge you 25 percent.
Then, if you’re done in the process of debt resolution, you may also sign up for their credit repair program.
It’s an excellent method to improve your credit score without having to go back into debt. However, the program lasts differently for each person according to your personal situation.
Finally, CureDebt looks into your credit to assist with settlements and negotiations. It means that the amount you owe won’t rise over time. They’ll also investigate any creditor violations with the assistance of their in-house experts.
The drawbacks of the use of CuraDebt
Let’s also consider some of the drawbacks of CuraDebt.
Debt settlement and debt relief usually require that you stop making payments using . If you’re trying to improve your rating on your credit, this could cause you to delay finishing your obligations.
CureDebt doesn’t even have a mobile app available. Although they have a website that clients can access but it’s outdated and basic. It’s not very user-friendly, and can be challenging to navigate.
Furthermore, they are not credited with the Better Business Bureau although they were awarded an A+ grade.
The Final Verdict
CuraDebt is a useful program that allows you to pay off your debts without spending more on those types of services. In addition their 20% service fee is less expensive than the majority of businesses that charge an additional 25% charge. There aren’t any upfront fees, and you will only have to pay when your debt is finally settled.
While they’ll provide you with an account so that you can track your progress however, their website isn’t simple to navigate. CuraDebt isn’t even an app that would make it easier to monitor your progression.
But, they do have a competent support staff that you can contact them not just via email but also via phone or submitting an electronic ticket. Qualifications For Real Estate Tax Relief 2021
If the credit card is a major problem right now, we highly recommend CuraDebt’s program. Be sure to be qualified and that the services they provide are in your area.
FAQ Qualifications For Real Estate Tax Relief 2021
How long does it take to finish the program?
The average program is between 24 and 48 months depending on the amount of your debt and the agreement on the settlement.
Can CuraDebt aid with tax problems in the state?
Sure, CuraDebt offers a program for tax relief that will assist you with issues such as delinquent payroll tax issues and garnishments on wages.
What should I do once I’m in the program?
You’ll need to constantly communicate with the team and pay the required payments to lower your debt over time.