Are you experiencing debt that has increased lately? Are you burnt out from trying different financial tips and advice but you’re still struggling with unsolved problems?
Perhaps you’re here because you’ve already tried every thing.
In the majority of cases, the best option is to speak with professionals that can help to resolve this issue.
CuraDebt is one of the most asked companies. Many customers have asked if they are able to help or put you in more debt.
According to their customers, they can assist you in managing 80% of your debt so that you can finally take a couple of things off your shoulders.
However, for certain people, these claims are just too good to be true.
Suppose you’re on the lookout for any solution that could assist you in paying off your debt. In this case, CuraDebt will mostly be highly recommended by those. We’ll take a deeper look at the way CuraDebt works and what problems it can help you solve.
Furthermore, before we conclude we’ll look at the advantages and disadvantages of this method.
Before starting the review, you can check out this video instead in case you would prefer for it to be watched.
Otherwise, let’s begin.
Before you continue, you may want to check out this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick review. Afterward, you’ll want to read the rest of our article for a more comprehensive review of CuraDebt.
About the Company Purchase Of Industrial Buildings With Tax Relief 531
CuraDebt is a company that provides debt relief from Hollywood, Florida. It was founded in 2000 and has been a member of the American Fair Credit Council, the US Chamber of Commerce, and has been accredited with the International Association of Professional Debt Arbitrators.
Although it is accredited, certain states have restricted their services.
What CuraDebt do?
Helping you pay off your debt is the most known feature. They also provide additional services to help you be more financially stable.
It all begins by requesting a free online savings estimate. The service is completely confidential, and they won’t conduct a credit inquiry. With this estimate of savings, you will learn more about your options to be debt-free.
Savings estimates, as we’ve mentioned earlier, provides you with an insight into your choices regardless of whether or not you’re planning on using CuraDebt.
CuraDebt will assign you a financial counselor and a support team to help you with credit arbitration in the event that you decide to enroll. Financial advisors may be able to assist you on your path to debt-free living.
Following your debt settlement program, CuraDebt is the agency to handle all of your creditors’ calls. They’ll be the ones who will determine what you will pay for your settlement based on the status of your finances. Based on what works most effectively your situation, the payment could either be a lump sum settlement or a payment plan.
Additionally they will work with creditors to ensure that you enjoy better rates when you deposit money to your savings account. This, in turn, will process to pay off creditors. Their programs can assist you to settle the debt within 48 months.
After you’ve registered with them, they will provide you with access to your data 24/7. All you need to do is sign in to CuraDebts Client Portal so that you can monitor your development.
Before you are able to avail the program, you’ll have to satisfy their criteria first. For eligibility, you’ll have to be:
- At least 21 years old
- Have a verifiable income
- Have a minimum debt of $5,000
What can they help you with?
Here are the different ways CuraDebt can help you.
As their name suggests, CuraDebt can help you deal with debt. They can negotiate settlements on your behalf for most types of debt. These include medical bills, personal loans credit cards as well as loans. They can also be approached to settle any outstanding balance of business debt and collections or repossessions.
They can even help negotiate on tax owed as well as IRS debt. However, you won’t get assistance for the majority claims, government loans, collateral, and utility bills. The same goes for student loans.
On the other hand, they will help you use laws like those of the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They also help you find debtors who are in violation in order to get cash settlements, if they are possible. Certain violations could lead to having your debts removed as well.
CuraDebt can also help you repay debt for less than the amount you own. You can also have questions answered during a free consult with their debt counselor.
The best part about their plan is that you will only pay the fees when your debt is paid off. All you have to do is sign up with any of the plans, and you’ll be able to settle each of your debts.
Tax Management and Relief
CuraDebt will also handle the tax liabilities you have. After they have gathered all your financial records, they will also collect all the documents you’ll require for tax returns.
By using this program, you should be able to resolve various tax issues like garnishments on wages, tax penalties, personal and business taxes as well as back taxes, trust fund penalties, and tax lien.
There aren’t hidden fees neither are there hidden fees. They only offer flat-fee prices, which depends on the amount that you’ll need to settle.
They offer different options for the settlement of the tax debt. Here are 6 options:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatements
- Currently non-collectible
What types of debt are they able to help with?
Although they specialize in debt settlement, it is not their specialty, they don’t provide all kinds of debt settlement. CuraDebt only focuses on unsecured debt. They won’t be able to help you if the loan or debt is linked to an item that is physical.
However, if you have the following kinds of debt, they’ll arrange settlements for you.
With CuraDebt the service, you’ll be able pay off taxes that are due without any issues. Moreover, this type of service is available to all 50 states if you owe money towards the IRS. There are federal tax experts who can assist you in resolving the issues.
CuraDebt can also help resolve the medical bills. In some cases, you may even pay them less than the amount you owe.
Private Student Loan
CuraDebt does not cater to federal student loans. Still, they can help private students with negotiating any loans they are owed.
Payday loans and personal loans are also eligible as debt-settling programs. It is also possible to avail the program the program if you have other unsecure credit lines that you got from another financial institution or bank.
Credit Card Debt
If you’re in debt using store credit cards or traditional credit cards as well as private label credit card, CuraDebt will assist you in paying it off.
What is the cost?
The greatest thing about CuraDebt is how they’ve priced their services. They don’t charge an upfront fee. You’ll only pay once you’ve paid each of your debts.
They also don’t charge high fees as well. In the average, you’ll need to pay as much as 20% of the debt you settled with them.
In the average, this kind of business can cost anywhere between 15 and 25 percent.
In addition, customers can expect to settle their debt from between 2 and 4 years. This varies depending on the amount that you can save up per month.
They also claim that you could save up to 30% by incorporating their costs into your calculations.
But this claim will also vary, depending on your situation. Some customers have even talked about saving 50 to 80percent.
Advantages to using CuraDebt
Once you’ve got a clearer picture of the benefits CuraDebt can provide, let’s explore the benefits from using CuraDebt.
First, CuraDebt only charges you when you’ve paid off your debt. In addition they charge only 20% of the cost, whereas the majority of companies charge 25%.
Then, if you’re done in the process of debt resolution you can enroll in their credit restoration program.
It’s a fantastic method to improve your credit score without going in debt again. However, the program lasts in a different way for each individual, depending on your situation.
Lastly, CureDebt looks into your debt so that they can assist in settlements and negotiations. It means that the amount you owe won’t rise over time. They’ll also be looking into any creditor violations with the help of their in-house experts.
Some disadvantages to using CuraDebt
Let’s also consider some of the drawbacks of CuraDebt.
Settlement of debt and debt relief often require you to cease making payments with your credit card. So if you’re trying to build a better rating on your credit, this may set you back while you’re finishing your debt.
CureDebt doesn’t even have a mobile app. While they have a website for clients but it’s aged and simple. It’s not very user-friendly, and can be difficult to navigate.
In addition, they’re not recognized by an accreditation from the Better Business Bureau although they received an A+ rating.
The Final Verdict
CuraDebt is a good program that will allow you to resolve your debt without having to spend more on those types of services. Additionally, their 20% service cost is less expensive than the majority of businesses that charge an additional 25% charge. There are no upfront payments and you’ll only be required to pay once the debt is settled.
Although they’ll give you an account so that you can track your progress but their website isn’t easy to navigate. CuraDebt does not have an app that could make it easier for you to track your progression.
However, they have a good support team that you can contact them not just via email but also by phone or making an electronic ticket. Purchase Of Industrial Buildings With Tax Relief 531
If your credit card is a major issue right now, we strongly recommend CuraDebt’s debt management program. Make sure you’re eligible and that the services that they provide are offered in your state.
FAQ Purchase Of Industrial Buildings With Tax Relief 531
How long does it take to complete the course?
The typical program lasts from between 24 and 48 months dependent on the size of your debt as well as the stipulated settlement.
Can CuraDebt aid in the fight against state tax issues?
Sure, CuraDebt offers a program for tax relief to help you with problems such as late payroll taxes and garnishments of wages.
What do I need to do after joining the program?
You’ll be required to communicate with the team and pay the required payments to reduce your debt over time.