Are you experiencing debt that has been increasing lately? Are you burnt out from trying other financial advice and tips but you’re still struggling with unsolved problems?
Perhaps you’re here because you’ve tried everything.
In the majority of cases, the best way is to approach experts who can assist you resolve the issue.
CuraDebt is one of the most frequently contacted companies. Many customers have asked if they are able to help or put you in more debt.
According to their clients they can assist you in managing the majority of your debt , so you can finally take a couple of things off your mind.
But for some people, these claims are just too good to be true.
You might be looking for anything that can help you resolve your debt. In that case, CuraDebt will mostly be highly recommended by those. We’ll be taking an in-depth study of how CuraDebt works and what problems it can solve for you.
Moreover, before we end, we’ll also look into its benefits and drawbacks.
Before beginning the review, you can go to this video for a more relaxing way watching it.
Otherwise, let’s begin.
Before you go on, you may want to check out this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick review. Afterward, you will want to read the rest of our article for a more comprehensive review.
About the Company Prs Tax Relief Until When
CuraDebt is an organization that deals with debt relief in Hollywood, Florida. It was founded in 2000 and has since become an active part of the American Fair Credit Council, the US Chamber of Commerce, and has been accredited with the International Association of Professional Debt Arbitrators.
Although it is accredited, some states have imposed restrictions on their services.
What can CuraDebt do?
Assistance in settling your debt is CuraDebt’s most known feature. They also provide additional services to help you be more financially stable.
It all begins by requesting a free online savings estimate. This service is very confidential and won’t be conducting a credit screening. By using this estimate of savings you’ll discover more about options to debt-free.
This estimate of savings, which was mentioned before, gives you an insight into your choices regardless of whether or not you’re planning on using CuraDebt.
CuraDebt will assign you a financial counselor and a team of support to assist you in navigating credit arbitration in the event that you decide to sign up. Financial advisors may be able to assist you with your debt-free journey.
Following your debt settlement plan, CuraDebt will be the one to handle all of the calls from your creditors. They will be the ones who determine the terms of your repayment based on the status of your finances. Depending on which works best for you, it could be a lump-sum settlement or a payment plan.
Moreover, they will be working with the creditors to ensure that you get better rates when you deposit money to your savings account. This, is then processed to pay back creditors. Their programs can assist you to settle the debt within 48 months.
After you’ve signed up with them, they’ll allow you access to your account information 24 hours a day. All you need to do is log in to CuraDebts’ client portal to track your development.
Before you can avail of their program, you’ll need to satisfy their criteria first. For eligibility, you’ll need to meet the following criteria:
- At least 21 years old
- Verifiable income
- Have a minimum debt of $5,000
What can they help you?
Here are the various ways CuraDebt can assist you.
Like their name implies, CuraDebt can assist you in dealing your debt. They are able to negotiate settlements on your behalf for all kinds of debt. These include personal loans, medical bills credit cards and line of credit. You can also approach them to help settle any remaining balance of business debt, collections, or repossessions.
They can even help negotiate for back taxes and IRS debt. However, you won’t get support for most of your lawsuits, government loans, collateral, and utility bills. They also don’t cover most student loans.
On the other hand, they will help you use laws like those of the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They will also help you identify debtors who are in violation in order to get cash settlements, if possible. Certain violations may cause your debt to be dismissed as well.
CuraDebt can also help you repay debt for less than the amount you have. Additionally, you can ask questions during their free meeting with their debt counselor.
The most appealing aspect of their plan is that you will only have to pay for the charges once your debt is settled. All you need to sign up for any of the plans, and you’ll have the ability to pay off all your debts.
Tax Management and Relief
CuraDebt can also help you with your tax debt. Once they’ve gathered all your financial documents, they will also collect all the documents you’ll require for tax returns.
By using this program, you should be able to deal with the various types of tax problems like wage garnishments as well as tax penalties for personal and taxation for business as well as back taxes, trust fund penalties, and tax liens.
There aren’t any hidden costs neither are there hidden fees. They only offer flat-fee prices that is based on the amount that you’ll have to pay.
They have different solutions for settling your tax debt. Here are 6 of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatement
- Currently non-collectible
What kind of debt can they assist you with?
Although debt settlement is their specialization, they don’t provide all kinds of debt settlement. CuraDebt concentrates on loans that are not secured. They won’t be able to assist you if your credit or loan is tied to an actual item.
However, if you have the following kinds of debt, they will negotiate settlements on your behalf.
With CuraDebt, you should be able pay off your past-due tax debts without difficulty. Additionally, this service is offered to all 50 states if you owe money towards the IRS. They have federal tax experts that can help you resolve the issues.
CuraDebt will also help you resolve the medical bills. In some cases you might even be able to pay them for less than what you have to pay.
Private Student Loan
CuraDebt doesn’t cater to federal student loans. However, they can assist private students with negotiating any loans they have to pay.
Personal loans and payday loans also qualify to be eligible for debt relief programs. You may also be eligible of the program if you also have other unsecured credit lines that you have obtained from a different bank or financial institution.
Credit Card Debt
If you’re in debt using store credit cards as well as traditional credit cards or private label credit cards, CuraDebt will help you pay it off.
How much will it cost?
The greatest thing about CuraDebt is the way the company has priced its services. They do not charge an upfront cost. You’ll only pay once you’ve paid each of your debts.
Additionally, they don’t have high-cost costs either. On average, you’ll have to pay up to 20 percent of the debt you settled with them.
In general, this type of industry can charge anywhere from 15% to 25 percent.
In addition, customers can expect to pay off their debts in between 2 and 4 years. However, this also varies depending on the amount that you can save up per month.
Also, they claim you can save as much as 30% when you factor in their costs into your calculations.
But this claim will also depend on the situation. Some clients even mentioned saving between 50% and 80percent.
Benefits of using CuraDebt
Once you’ve got an idea of what CuraDebt can provide, let’s explore the benefits that come with using CuraDebt.
The first is that CuraDebt only charges you once you’ve paid off your debt. In addition they only charge a 20% fee while many companies charge 25 percent.
Then, if you’re done with the debt settlement program you could enroll in their credit repair program.
It’s a fantastic option to rebuild your credit without going back into debt. However, the program lasts in a different way for each individual dependent on the circumstances of your case.
Lastly, CureDebt looks into your debt so that they can help with settlements and negotiations. This means your debt won’t increase as time passes. They’ll also look into any creditor violations with the help of their own experts.
Drawbacks of the use of CuraDebt
Let’s also consider some of the negatives of CuraDebt.
Debt relief and debt settlements typically require you to stop paying with . So if you’re trying to increase your standing on credit scores, you might cause you to delay getting rid of your obligations.
CureDebt doesn’t even have a mobile app available. While they do have a client website however, it appears outdated and basic. It’s not very intuitive, and it can be challenging to navigate.
Furthermore, they are not accredited with an accreditation from the Better Business Bureau although they were awarded an A+ grade.
The Final Verdict
CuraDebt is a good program that allows you to resolve your debt without having to spend more for these types of services. Moreover, their 20% service cost is cheaper than most firms that charge a 25% fee. There are no upfront payments, and you will only have to pay the fee when your debt is finally settled.
While they’ll provide you with an account that allows you to track your progress, their website is not easy to navigate. CuraDebt also doesn’t have an app yet, which would make it easier to look at your progression.
But, they do have a competent support staff and can be reached them not only through emails but by phone or by submitting an e-ticket. Prs Tax Relief Until When
If the credit card is a major issue right now, we strongly recommend CuraDebt’s debt management program. Be sure to be qualified and that the services that they provide are offered in your area.
FAQ Prs Tax Relief Until When
What is the time frame to complete the course?
The program typically takes 24 to 48 months, depending on the amount of your debt and the agreement on the settlement.
Can CuraDebt aid in the fight against state tax issues?
It is true that CuraDebt offers a program for tax relief that can help you with problems such as late payroll tax issues and garnishments of wages.
What do I need to do after joining the program?
You’ll be required to communicate with your team members and make the necessary payments to reduce the amount of debt you have over time.