Are you experiencing debt that has been increasing lately? Are you tired of trying various financial advice and tips but you’re still struggling with unsolved problems?
Maybe you’re here because tried everything.
In the majority of cases, the best option is to speak with experts who can assist you settle this issue.
CuraDebt is one of the most asked companies. A lot of people have been inquiring whether they can assist you or put you in more debt.
According to their customers, they can assist you in managing 80% of your debt , so you can take couple of things off your mind.
But for some people the claims seem too good to be true.
Suppose you’re on the lookout for something that will help you resolve your debt. In this situation, CuraDebt will mostly be highly recommended by those. We’ll be taking an in-depth look at how CuraDebt works and what problems it could help solve.
In addition, prior to our conclusion we’ll look at its advantages and drawbacks.
Before starting the review, you can go to this video in case you would prefer watching it.
Otherwise, let’s begin.
Before you continue, you may want to check out this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick review. Afterward, you’ll want to read the rest of our article for a more comprehensive review.
About the Company Property Tax Relief Veteran 01867
CuraDebt is an organization that deals with debt relief in Hollywood, Florida. It was founded in 2000 and has since become a participant in the American Fair Credit Council, the US Chamber of Commerce, and accredited by the International Association of Professional Debt Arbitrators.
Although the service is accredited, some states have limited their access to their services.
What can CuraDebt do?
Helping you settle your debt is CuraDebt’s most known feature. But they offer other services that will aid you in becoming more financially secure.
The process starts by requesting a no-cost online savings estimate. This service is very confidential and they will not be conducting a credit screening. With this savings estimate you’ll be able to discover more about options towards debt-free.
Savings estimates, which was mentioned before, gives you the opportunity to consider your choices regardless of whether or not you’re going to keep using CuraDebt.
CuraDebt will assign you a financial counselor and a support team to assist you with the process of credit arbitration should you choose to join. Certain financial advisors can assist you in your debt-free journey.
Following the debt settlement program, CuraDebt is the agency to take care of all your creditors’ calls. They will be the ones who will determine the terms of your settlement in accordance with the state of your financial situation. In determining which option is the most effectively to you, this could either be a lump sum settlement or the option of a payment plan.
Additionally, they will be working with creditors so that you can enjoy better rates when you transfer money into your savings account, which in turn, will process to pay off creditors. The plans they offer can help you get rid of debt in just two years.
After you’ve registered with them, they’ll allow you access to your account information 24 hours a day. All you need to do is log in to CuraDebts’ client portal so that you can monitor your development.
Before you can benefit from their program, you’ll need to pass their requirements first. For eligibility, you’ll have to meet the following criteria:
- Minimum 21 years old
- Verifiable income
- Minimum debt must be $5,000
What can they help you?
Here are some of the ways CuraDebt can help you.
The name of the company suggests that CuraDebt can assist you in dealing with your debt. They can negotiate settlements on behalf of you for most types of debt. They can help with medical bills, personal loans credit cards and also loans. They are also able to pay off any remaining balance of business debt, collections, or repossessions.
They may even assist you in negotiating with back taxes as well as IRS debt. However, you won’t get assistance for the majority of your lawsuits, loans from the government, collateral, and utility bills. They also don’t cover most student loans.
On the other hand, they will assist you with laws like those of the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They can also assist you in identifying the violations of creditors to ensure that you receive cash settlements, if possible. Certain violations could result in having your debts also dismissed.
CuraDebt can also help you pay off debts with less than the sum you have. Additionally, you can have questions answered during a free consultation with their debt advisor.
The best part about their program is that you only be charged after your debt has been settled. All you need to do is sign up with one of their plans, and you’ll have the ability to pay off all your debts.
Tax Management and Relief
CuraDebt can also help you with taxes. After they have gathered all your financial documents and tax documents, they’ll also collect all the documents you’ll require to file tax returns.
With this program, you will be able to solve different types of taxes such as garnishments on wages and tax penalties, personal and corporate taxes, back taxes and trust fund penalties and tax liens.
There aren’t hidden fees either. They only offer flat-fee prices that is based on the amount you need to settle.
They have different solutions for settling your tax debt. Here are 6 options:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatement
- Currently non-collectible
What kind of debt are they able to help with?
Although they specialize in debt settlement, it is not their forte however, they do not provide all kinds of settlement. CuraDebt is only focused on unsecured debt. They aren’t able to help you if the credit or loan is tied to an actual item.
If, however, you are in one of the following kinds of debt, they’ll arrange settlements for you.
With CuraDebt the service, you’ll be able to pay your past-due tax debts without difficulty. Additionally, this service is available to all 50 states if you have a debt towards the IRS. There are federal tax experts that can help you resolve these kinds of problems.
CuraDebt can also help resolve your medical debt. In some cases you could even settle the debt for less than you are owed.
Private Student Loan
CuraDebt does not cater to federal student loans. Still, they can help private students with negotiating any student loans that they owe.
Personal loans and payday loans are also eligible as debt-settling programs. It is also possible to avail the program if you have other unsecured credit lines that you got from a different bank or financial institution.
Credit Card Debt
Whether you have debt with store credit cards, traditional credit cards, or private label credit cards, CuraDebt can help you pay it off.
What will it cost you?
The best part about CuraDebt is the way they’ve priced their service. They don’t charge upfront fees. Only pay when you settle each of your outstanding debts.
Also, they don’t have high-cost fees as well. On average, you’ll be required to pay as much as 20% of the debt you settled through them.
On average, this type of industry can charge anywhere between 15 and 25 percent.
In addition, customers can expect to pay off their debts in 2 to 4 years. But, it also differs in relation to the amount you can save up per month.
They also claim you can save as much as 30% if you include their charges into your calculation.
However, the claim may depend on your specific situation. Some clients even mentioned saving 50 to 80percent.
Benefits of using CuraDebt
Now that you have an understanding of the benefits CuraDebt can provide, let’s look into the advantages of using CuraDebt.
The first is that CuraDebt is only charged once you’ve paid off your debt. Additionally they only charge 20% of the cost, whereas most companies charge you 25 percent.
Then, if you’re done by the program for debt relief, you can enroll in their credit repair program.
It’s an excellent option to rebuild your credit score without going back into debt. However, the program lasts in a different way for each individual dependent on the circumstances of your case.
In the end, CureDebt looks into your debt so that they can assist in settlements and negotiations. This means your debt won’t inflate as time passes. They’ll also investigate any creditor violations with the assistance of their experts in-house.
The drawbacks of using CuraDebt
Let’s also look into some of the disadvantages of CuraDebt.
Debt relief and debt settlements often require you to stop making payments using . So if you’re trying to build a better standing on credit scores, you may delay you from getting rid of your debt.
CureDebt doesn’t even have a mobile app available. While they do have a client website but it’s outdated and basic. It’s not very user-friendly, and can be difficult to navigate.
Moreover, they are still not accredited with the Better Business Bureau although they were awarded an A+ grade.
The Final Verdict
CuraDebt is a good program that will allow you to pay off your debts without spending more on those types of services. Additionally their 20% service fee is lower than many firms that charge a 25% fee. There are no upfront payments, and you will only be required to pay once the debt is settled.
Although they’ll allow you to access an account that allows you to track your progress however, their website isn’t simple to navigate. CuraDebt isn’t even an app, which could make it easier for you to look at your progress.
But, they do have a good support team, and you can reach them, not only via emails but by phone or by sending an e-ticket. Property Tax Relief Veteran 01867
If the credit card is a major problem, then we recommend CuraDebt’s service. Just make sure that you’re eligible and that the programs that they provide are offered in your state.
FAQ Property Tax Relief Veteran 01867
What is the time frame to finish the program?
The average program is 24 to 48 months, dependent on the size of your debt as well as your agreed settlement.
Can CuraDebt help with tax problems in the state?
Sure, CuraDebt has a tax relief program to help you with problems such as delinquent payroll tax and wage garnishments.
What should I do after joining the program?
You’ll need to constantly communicate with your team members and make the necessary payments to pay down the amount of debt you have over time.