Have your debts increased lately? Are you exhausted from trying various financial tips and advice but you’re still struggling with unsolved problems?
Perhaps you’re here because you’ve been through everything.
In the majority of cases, the most effective approach is to talk to experts who can assist you settle this issue.
CuraDebt is among the most frequently contacted companies. A lot of customers have asked if they are able to help or put you into more debt.
According to their clients they can help you control 80% of your debts so that you are able to take couple of things off your shoulders.
But for some people, these claims are just too good to be true.
If you’re looking for anything that can assist you in paying off your debt. In this situation, CuraDebt will mostly be recommended by people. We’ll be taking an in-depth look at how CuraDebt works and what problems it can help you solve.
Furthermore, before we conclude we’ll look at its advantages and drawbacks.
Before you begin the review, you can check out this video instead if you prefer for it to be watched.
Otherwise, let’s begin.
Before you continue, you may want to watch this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick review. After, you will want to read the rest of our article for a more comprehensive review of CuraDebt.
About the Company Property Tax Relief Texas Mongomery County
CuraDebt is an organization that deals with debt relief in Hollywood, Florida. It was founded in 2000 and has since become a participant in the American Fair Credit Council, the US Chamber of Commerce, and has been accredited with the International Association of Professional Debt Arbitrators.
Although it is accredited, certain states have limited their access to their services.
What can CuraDebt do?
Helping you pay off your debt is one of CuraDebt’s best well-known feature. But they offer other services that can aid you in becoming more financially secure.
It all begins with requesting a free savings estimate online. It is a completely private service, and they won’t be conducting a credit screening. With this savings estimate you’ll be able to be able to learn more about the other options in your journey to be debt-free.
The savings estimate, which was mentioned earlier, provides you with an idea of your choices, regardless of whether you’re going to keep using CuraDebt.
CuraDebt will assign you a financial advisor and a team of support to help you with the process of credit arbitration should you choose to join. Financial advisors may be able to assist you on your path to debt-free living.
Following your debt settlement program is completed, CuraDebt will be the one to handle all of your creditors’ calls. They’ll be the ones who will negotiate the terms of your payment depending on the condition of your financial situation. Depending on which works best your situation, the payment could either be a lump sum settlement or the option of a payment plan.
Additionally they will also work with lenders to help you have better rates as you transfer money into your savings account. This, in turn, will process to pay off creditors. The plans they offer can help you settle the debt within 48 months.
After you’ve signed up with them, they’ll provide you with access to your data 24/7. All you need to do is login to CuraDebts’ client portal so that you can monitor your progress.
Before you can avail of their program, you’ll need to pass their requirements first. For eligibility, you’ll have to meet the following criteria:
- At least 21 years old
- Have a verifiable income
- Minimum debt must be $5,000
What can they help you?
Here are the various ways CuraDebt can aid you.
As their name suggests, CuraDebt will assist you in dealing with your debt. They are able to negotiate settlements on behalf of you for most types of debt. These include medical bills, personal loans credit cards, and loans. They are also able to pay off any remaining amount on business debts collection, repossessions, or collections.
They may also assist in negotiating on tax owed as well as IRS debt. However, you won’t get assistance with the majority of your lawsuits, loans from the government or collateral, as well as utility bills. Also, they don’t cover the majority of student loans.
On the contrary, they’ll assist you in navigating laws such as that of Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They can also assist you in identifying creditor violations so that you can have cash settlements, should it be possible. Some violations can also lead to having your debts removed as well.
CuraDebt can also help you settle debt with less than the amount you have. They also allow you to have questions answered during a free consult with their debt counsellor.
The best part about the program is that you’ll only be charged once your debt is settled. All you have to sign up for some of their programs, and you’ll have the ability to resolve all of your debts.
Tax Management and Relief
CuraDebt can also deal with the tax liabilities you have. Once they collect all of your financial documents, they will also collect all the paperwork you’ll need to file tax returns.
Through this program, you should be able to resolve various tax issues such as garnishments on wages and tax penalties, personal and corporate taxes, back taxes and trust fund penalties and tax lien.
There aren’t any hidden costs either. They only offer flat-fee prices and is dependent on the amount you need to settle.
They have different solutions when it comes to paying off taxes. Here are 6 options:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatements
- Currently non-collectible
What types of debt can they assist you with?
While debt settlement is their forte however, they do not cater to all types in debt resolution. CuraDebt is only focused on unsecured debt. They won’t be able to assist you if your debt or loan is tied to an actual item.
If, however, you are in one of the following kinds of debt, they’ll make arrangements for settlements.
With CuraDebt it is expected that you will be able to pay taxes that are due without difficulty. Moreover, this type of service is available to all 50 states in the event that you have a debt towards the IRS. There are tax experts from the federal government to assist you with the issues.
CuraDebt will also help you resolve your medical debt. In certain cases you could even settle them for less than what you are owed.
Private Student Loan
CuraDebt doesn’t cater to federal student loans. They can however assist private students negotiate any student loans that they have to pay.
Personal and payday loans also qualify to be eligible for debt relief programs. You can also avail the program if you have other unsecure credit lines that you got from another bank or financial institution.
Credit Card Debt
Whether you have debt with store credit cards, traditional credit cards, as well as private label credit card CuraDebt can help you pay it off.
What will it cost you?
The greatest thing about CuraDebt is how they’ve priced their service. They don’t charge upfront fees. The only time you pay is when you settle each of your outstanding debts.
They also do not charge high costs either. On average, you’ll have to pay between 20 and 20% of the debt you settled with them.
In the average, this kind of industry charges between 15% and 25 percent.
Moreover, clients can expect to settle their debts within between 2 and 4 years. However, this also varies in relation to the amount you can save up per month.
Additionally, they claim that you could save as much as 30% by incorporating their fees in your equation.
However, the claim may vary, depending on your situation. Some customers even claimed to save 50 to up to 80%.
The benefits of using CuraDebt
Now that you have a clearer picture of the benefits CuraDebt offers, let’s explore the benefits of using CuraDebt.
First, CuraDebt will only charge you after you’ve settled your debt. Additionally they only charge 20% of the cost, whereas most companies charge you 25 percent.
Next, if you’re done with the debt settlement program, you can also sign up for their credit repair program.
It’s an excellent way to restore your credit score without having to go in debt again. However, the program runs in a different way for each individual according to your personal situation.
In the end, CureDebt looks into your credit to assist in settlements and negotiations. It means that your debt won’t increase over time. They’ll also investigate any violations of creditor with the assistance of their in-house experts.
The drawbacks of using CuraDebt
Let’s also look into some of the drawbacks of CuraDebt.
Debt relief and debt settlements often require you to stop paying with your credit card. If you’re trying to build a better credit score, it may set you back while you’re working on your obligations.
CureDebt doesn’t even have a mobile app. While they have a website that clients can access but it’s old and mundane. It’s not very intuitive, and it can be challenging to navigate.
In addition, they’re not accredited with an accreditation from the Better Business Bureau although they were awarded an A+ rating.
The Final Verdict
CuraDebt is a great program that allows you to settle your debt without spending more on these kinds of services. In addition the 20% service charge is cheaper than most firms that charge an additional 25% charge. There aren’t any upfront fees and you’ll only have to pay the fee when your debt is finally settled.
Although they’ll allow you to access an account to see your progress however, their website isn’t simple to navigate. CuraDebt isn’t even an app, which could make it easier for you to track your progression.
They do have a good support team that you can contact them not just via email but also by phone or submitting an e-ticket. Property Tax Relief Texas Mongomery County
If your problem of debt is an problem, then we highly recommend CuraDebt’s program. Be sure to be eligible and that the services that they provide are offered in your state.
FAQ Property Tax Relief Texas Mongomery County
What is the time frame to finish the program?
The average program is 24 to 48 months, depending on the amount of your debt and the agreement on the settlement.
Can CuraDebt assist in the fight against state tax issues?
Yes, CuraDebt provides tax relief programs that can help you with problems such as late payroll tax issues and garnishments of wages.
What’s the first thing I have to do once I’m in the program?
You’ll have to keep in constant contact with the team and make the necessary payments to reduce the amount of debt you have over time.