Have your debts increased lately? Are you burnt out from trying different financial tips and advice but you’re still struggling with unsolved problems?
Perhaps you’re here because you’ve been through every thing.
In the majority of cases, your best way is to approach experts who can help you settle this issue.
CuraDebt is among the most asked companies. A lot of customers have asked if they can help you or put you into more debt.
According to their clients they can help you control 80percent of your debt , so you can take couple of w
orries off your mind.
For some the claims seem too good to be true.
You might be looking for something that will help you resolve your debt. In this case, CuraDebt will mostly be highly recommended by those. We’ll take a deeper review of the way CuraDebt operates and what issues it can solve for you.
Moreover, before we end, we’ll also look into the advantages and disadvantages of this method.
Before starting the review, you can watch this video instead for a more relaxing way for it to be watched.
Otherwise, let’s begin.
Before you go on, you may want to check out this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick review. After, you’ll want to read the rest of our article for a more comprehensive review of CuraDebt.
About the Company Property Tax Relief States
CuraDebt is a company that provides debt relief from Hollywood, Florida. It was established in 2000 and has since become an active participant in the American Fair Credit Council, the US Chamber of Commerce, and is accredited with the International Association of Professional Debt Arbitrators.
Although it is accredited, certain states have imposed restrictions on their services.
What CuraDebt do?
Assistance in settling your debt is one of CuraDebt’s best popular feature. But they offer other services that will help you be more financially stable.
First of all, it begins by requesting a free savings estimate online. This service is very confidential, and they won’t be conducting a credit screening. By using this estimate of savings you’ll be able to discover more about alternatives to be debt-free.
Savings estimates, as mentioned earlier, provides you with an idea of your choices, regardless of whether you’re going to keep using CuraDebt.
CuraDebt will assign you a financial advisor and a support team to help you with credit arbitration if you decide to sign up. Financial advisors may be able to assist you on your path to debt-free living.
Following the debt settlement program is completed, CuraDebt can be the agency to handle all of the calls from your creditors. They will be the ones who determine the terms of your payment depending on the condition of your finances. Based on what works best for you, it can be either a lump sum settlement or an installment plan.
Moreover they will work with lenders to help you have better rates as you make deposits to your savings account. This in turn, will process to pay creditors. Their programs can assist you to pay off the debt in the period of 48 months.
After you’ve signed up with them, they’ll provide you with access to your information 24/7. All you have to do is sign in to CuraDebts’ client portal to track your progress.
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CuraDebt’s Requirements
Before you are able to avail the program, you’ll have to meet their eligibility requirements first. For eligibility, you’ll need to meet the following criteria:
- Minimum 21 years old
- Have a verifiable income
- You must have a minimum balance of $5,000
What are they able to assist you with?
Here are the various ways CuraDebt can help you.
Debt Relief
The name of the company suggests that CuraDebt can help you deal with your debt. They can negotiate settlements on your behalf for the majority of types of debt. This includes personal loans, medical bills credit cards, as well as loans. You can also approach them to settle any outstanding balance of business debt collection, repossessions, or collections.
They may even assist you in negotiating with back taxes as well as IRS debt. However, you will not receive assistance with the majority of your lawsuits, loans from the government or collateral, as well as utility bills. They also don’t cover most student loans.
On the other hand, they can help you use laws like that of Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They also help you find debtors who are in violation to ensure that you receive cash settlements, if they are possible. Some violations can also lead to having your debts removed as well.
CuraDebt lets you pay off debts with less than the sum you have. You can also ask questions during their free consult with their debt counsellor.
The greatest benefit of their plan is that you will only have to pay for the charges when your debt is paid off. All you need to do is sign up with one of their plans, and you’ll have the ability to settle each of your debts.
Tax Management and Relief
CuraDebt can also help you with the tax liabilities you have. Once they collect all of your financial records and tax documents, they’ll also collect all the paperwork you’ll need for tax returns.
By using this program, you should be able to resolve the various types of tax problems such as wage garnishments as well as tax penalties for personal and business taxes, back taxes, trust fund penalties, and tax liens.
There aren’t any hidden charges neither are there hidden fees. They use only flat-fee pricing, which depends on the amount you’ll must settle.
They have different solutions in settling the tax debt. Here are 6 of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatements
- Currently non-collectible
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What kind of debt can they help you with?
Although debt settlement is their specialization however, they do not offer all kinds of settlement. CuraDebt concentrates on loans that are not secured. They can’t assist you if your credit or loan is tied to an item that is physical.
If, however, you are in one of the following kinds of debt, they will arrange settlements for you.
Tax Debt
With CuraDebt the service, you’ll be able pay off your past-due tax debts without any problems. Furthermore, this service is offered to all 50 states if you owe money towards the IRS. There are tax experts from the federal government who can assist you in resolving these types of issues.
Medical Debt
CuraDebt will also help you resolve the medical bills. In certain cases you could even settle them less than the amount you owe.
Private Student Loan
CuraDebt does not cater to the federal government’s student loan. Still, they can help private students in negotiating any student loans that they are owed.
Personal Loan
Personal loans and payday loans also qualify for the debt settlement program. It is also possible to avail the program the program if you have other unsecure credit lines that you got from a different bank or financial institution.
Credit Card Debt
Whether you have debt with store credit cards, traditional credit cards, or private label credit cards, CuraDebt will assist you in paying it off.
What is the cost?
The greatest thing about CuraDebt is the way they’ve priced their service. They don’t charge an upfront fee. You’ll only pay once you settle each of your outstanding debts.
They also do not charge high fees as well. In the average, you’ll need to pay between 20 and 20 percent of the debt you settled with them.
In general, this type of industry can charge anywhere between 15 and 25 percent.
Additionally, customers can anticipate to settle their debt from 2 to 4 years. However, this also varies depending on the amount that you are able to save each month.
Also, they claim that you could save up to 30% if you include their fees in your equation.
But this claim will also vary, depending on your specific situation. Some clients even mentioned saving between 50% and up to 80%.
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The benefits of using CuraDebt
Now that you have an idea of what CuraDebt can provide, let’s explore the benefits that come with using CuraDebt.
The first is that CuraDebt will only charge you after you’ve settled your debt. In addition, they only charge 20% of the cost, whereas most companies charge you 25 percent.
Next, if you’re done with the debt settlement program you could join their credit repair program.
It’s a fantastic method to improve your credit score without having to go into debt again. However, the program runs differently for each person, depending on your situation.
Finally, CureDebt looks into your credit to assist with settlements and negotiations. This means the amount you owe won’t rise as time passes. They’ll also investigate any creditor violations with the help of their experts in-house.
The drawbacks of using CuraDebt
Let’s also consider some of the disadvantages of CuraDebt.
Settlement of debt and debt relief often require you to stop paying with the credit card you use. If you’re trying to improve your standing on credit scores, you may delay you from finishing your debt.
CureDebt doesn’t even have a mobile app. While they have a website for clients but it’s outdated and basic. It’s not very intuitive, and it can be difficult to navigate.
In addition, they’re not credited with the Better Business Bureau although they were awarded an A+ rating.
The Final Verdict
CuraDebt is a great program that will allow you to pay off your debts without spending more on these kinds of services. In addition the 20% service fee is cheaper than most firms that charge an additional 25% charge. There are no upfront payments, and you will only have to pay the fee when the debt is settled.
Although they’ll give you an account to see your progress but their website isn’t user-friendly. CuraDebt isn’t even an app, which would make it easier to track your progression.
But, they do have a great support team that you can contact them, not only via emails but also via phone or sending an e-ticket. Property Tax Relief States
If the problem of debt is an issue right now, we recommend CuraDebt’s service. Be sure to be eligible and that the programs they offer are available in your state.
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FAQ Property Tax Relief States
How long does it take to finish the program?
The average program is between 24 and 48 months dependent on the size of your debt and the agreement on the settlement.
Can CuraDebt aid with tax problems in the state?
It is true that CuraDebt has a tax relief program to help you with problems such as late payroll tax issues and wage garnishments.
What should I do after joining the program?
You’ll need to constantly communicate with your team members and make the necessary payments to lower your debt over time.