Have your debts increased lately? Are you burnt out from trying other financial advice and tips but still have unsolved issues?
Maybe you’re here because tried everything.
In the majority of cases, your most effective approach is to talk to experts who can assist you resolve the issue.
CuraDebt is among the most frequently contacted companies. A lot of people have been inquiring whether they can assist you or put you in more debt.
According to their clients they can help you manage 80percent of your debt , so you are able to take few things off of your mind.
However, for certain people they believe these claims are too good to be true.
You might be looking for any solution that could assist you in paying off your debt. In that case, CuraDebt will mostly be suggested by people. We’ll be taking a deep study of how CuraDebt is used and the problems it can solve for you.
Moreover, before we end, we’ll also look into its benefits and drawbacks.
Before starting the review, watch this video instead if you prefer watching it.
Otherwise, let’s begin.
Before you continue, you may want to check out this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick review. Afterward, you’ll want to read the rest of the article for a more comprehensive review of CuraDebt.
About the Company Property Tax Relief St Clair County, Alabama
CuraDebt is an organization that deals with debt relief in Hollywood, Florida. It was established in 2000 and has been an active participant in the American Fair Credit Council, the US Chamber of Commerce, and accredited with the International Association of Professional Debt Arbitrators.
Although the service is accredited, certain states have imposed restrictions on their services.
What can CuraDebt do?
Helping you pay off your debt is CuraDebt’s most well-known feature. However, they also offer other services that will help you be more financially secure.
The process starts by requesting a no-cost online savings estimate. This service is very confidential and won’t be conducting a credit screening. With this savings estimate you’ll be able to discover more about alternatives to be debt-free.
Savings estimates, as we’ve mentioned previously, offers you the opportunity to consider your choices, regardless of whether you’re planning to continue using CuraDebt.
CuraDebt will assign you a financial advisor and a team of support to assist you in navigating the process of credit arbitration should you choose to enroll. Some financial advisors can help you in your debt-free journey.
Following your debt settlement program, CuraDebt will be the one to answer all of your creditors’ calls. They’ll be the ones who negotiate what you will pay for your settlement depending on the condition of your financial situation. Based on what works best for you, it could either be a lump sum settlement or a payment plan.
Additionally they will also be working with the creditors so that you can get better rates when you transfer money into your savings account. This in turn, will be processed to pay back creditors. The plans they offer can help you pay off the debt in two years.
After you’ve signed up with them, they will provide you with access to your data 24/7. All you have to do is sign in to CuraDebts Client Portal to track your development.
Before you can avail of the program, you’ll have to meet their eligibility requirements first. For eligibility, you’ll need to meet the following criteria:
- At least 21 years old
- Earn a reliable income
- You must have a minimum balance of $5,000
What can they help you?
Here are the various ways CuraDebt can help you.
The name of the company suggests that CuraDebt can assist you in dealing with debt. They are able to negotiate settlements on your behalf to settle all kinds of debt. This includes personal loans, medical bills credit cards, as well as line of credit. You can also approach them to help settle any remaining balance on business debt collection, repossessions, or collections.
They may also assist in negotiating for back taxes as well as IRS debt. However, you will not receive support for most of your lawsuits, government loans as well as collateral and utility bills. Also, they don’t cover the majority of student loans.
On the other hand, they can help you use laws like that of Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They also help you find debtors who are in violation so that you can have cash settlements, if possible. Some violations can also result in having your debts removed as well.
CuraDebt lets you repay debt for less than the amount you own. Additionally, you can have questions answered during a free meeting with their debt advisor.
The greatest benefit of their plan is that you only be charged after your debt has been settled. All you have to do is sign up with any of the plans and you’ll be able pay off all your debts.
Tax Management and Relief
CuraDebt can also deal with your tax debt. Once they’ve gathered all your financial documents and tax documents, they’ll also collect all the paperwork you’ll need to file tax returns.
By using this program, you should be able to deal with the various types of tax problems like garnishments on wages and tax penalties, personal and business taxes as well as back taxes and trust fund penalties and tax liens.
There aren’t hidden fees either. They use only flat-fee pricing, which depends on the amount that you’ll have to pay.
They have different solutions in settling your tax debt. Here are 6 of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatement
- Currently non-collectible
What types of debt can they help you with?
While debt settlement is their specialization but they aren’t able to cater to all types of settlement. CuraDebt is only focused on unsecured debt. They can’t assist you if your credit or loan is tied to an actual item.
If, however, you are in one of the following kinds of debt, they’ll make arrangements for settlements.
With CuraDebt it is expected that you will be able pay off taxes that are due without any problems. Furthermore, this service is available to all 50 states in the event that you owe money in arrears to IRS. There are tax experts from the federal government that can help you resolve these types of issues.
CuraDebt will also help you resolve the medical bills. In some cases, you may even pay them less than the amount you owe.
Private Student Loan
CuraDebt does not cater to federal student loans. However, they can assist private students negotiate any loans they have to pay.
Payday loans and personal loans also qualify as debt-settling programs. You can also avail if you have other unsecured credit lines that you have obtained from a different financial institution or bank.
Credit Card Debt
If you’re in debt using store credit cards, traditional credit cards, and private-label credit cards, CuraDebt can assist you in paying it off.
What will it cost you?
The best part about CuraDebt’s pricing is how they’ve priced their service. They do not charge an upfront cost. Only pay when you settle each of your debts.
Additionally, they do not charge high fees as well. On average, you’ll have to pay between 20 and 20 percent of the debt that you settled with them.
In the average, this kind of industry can charge anywhere between 15 and 25 percent.
In addition, customers can expect to settle their debts within two to four years. But, it also differs depending on the amount that you are able to save each month.
Additionally, they claim that you can save up to 30% when you factor in their fees in your equation.
But this claim will also differ based on the situation. Some customers even claimed to save 50% to up to 80%.
Benefits of using CuraDebt
Now that you have an idea of the benefits CuraDebt can offer you Let’s take a look at the benefits that come with using CuraDebt.
The first is that CuraDebt will only charge you when you’ve paid off your debt. Furthermore, they only charge a 20% fee while most companies charge you 25%.
Then, if you’re done with the debt settlement program, you could enroll in their credit repair program.
It’s a great way to restore your credit score without having to go in debt again. However, the program lasts differently for each person, depending on your situation.
In the end, CureDebt looks into your debt so that they can help with settlements and negotiations. This means your debt won’t inflate as time passes. They’ll also look into any creditor violations with the assistance of their own experts.
The drawbacks of using CuraDebt
Let’s also look into some of the disadvantages of CuraDebt.
Settlement of debt and debt relief usually require that you stop paying with . If you’re trying to increase your credit score, it could delay you from working on your debt.
CureDebt does not have a mobile app. Although they have a website that clients can access but it’s aged and simple. It’s not particularly intuitive, and it can be difficult to navigate.
Furthermore, they are not accredited with the Better Business Bureau although they were awarded an A+ grade.
The Final Verdict
CuraDebt is a great program that will allow you to resolve your debt without having to spend more on these kinds of services. In addition, their 20% service fee is less expensive than the majority of companies that offer the 25% cost. There is no upfront payment, and you will only have to pay the fee when the debt is paid off.
Although they’ll give you an account so that you can track your progress, their website is not simple to navigate. CuraDebt does not have an app, which would make it easier to monitor your performance.
But, they do have a good support team and can be reached them, not only via emails but also by phone or sending an e-ticket. Property Tax Relief St Clair County, Alabama
If problem of debt is an problem right now, we highly recommend CuraDebt’s program. Be sure to be eligible and that the programs they offer are available in your state.
FAQ Property Tax Relief St Clair County, Alabama
How long will it take to finish the program?
The typical program lasts from between 24 and 48 months depending on the amount of your debt as well as the stipulated settlement.
Can CuraDebt aid with state tax problems?
It is true that CuraDebt offers a program for tax relief that will assist you with issues such as delinquent payroll tax and garnishments of wages.
What’s the first thing I have to do after joining the program?
You’ll be required to communicate with your team members and pay the required payments to pay down your debt over time.