Have your debts been piling up lately? Are you exhausted from trying various financial advice and tips but haven’t solved your problems?
Maybe you’re here because been through every thing.
In the majority of cases, the best way is to approach professionals that can help you settle this issue.
CuraDebt is among the companies that get the most inquiries. A lot of people are asking if they are able to help or put you into more debt.
According to their clients, they can help you control 80% of your debts so that you can finally take a couple of things off your plate.
For some they believe these claims are too good to be true.
If you’re looking for something that will help you resolve your debt. In that case, CuraDebt will mostly be suggested by people. We’ll be taking an in-depth study of the way CuraDebt works and what problems it can help you solve.
Moreover, before we end we’ll look at its benefits and drawbacks.
Before starting the review, you can go to this video for a more relaxing way watching it.
Otherwise, let’s begin.
Before you go on, you may want to watch this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick review. Afterward, you’ll want to read the rest of our article for a more comprehensive review of CuraDebt.
About the Company Property Tax Relief Scarborough Maine
CuraDebt is an organization that deals with debt relief in Hollywood, Florida. It was founded in 2000 and has since become an active participant in the American Fair Credit Council, the US Chamber of Commerce, and is accredited through the International Association of Professional Debt Arbitrators.
While it is accredited, certain states have restricted their services.
What can CuraDebt do?
Helping you settle your debt is one of CuraDebt’s best popular feature. They also provide other services that can help you be more financially secure.
The process begins by requesting a free savings estimate on the internet. The service is completely confidential and won’t be conducting a credit screening. By using this estimate of savings you’ll discover more about alternatives towards debt-free.
The savings estimate, which was mentioned before, gives you an insight into your choices regardless of whether or not you’re planning on using CuraDebt.
CuraDebt will provide you with a financial counselor and a team of support to assist you in navigating credit arbitration if you decide to sign up. Some financial advisors can help you in your debt-free journey.
Following the debt settlement plan, CuraDebt can be the agency to answer all of your creditor’s calls. They’ll also be the ones that will negotiate the terms of your payment depending on the condition of your financial situation. Based on what works most effectively for you, it can either be a lump sum settlement or an installment plan.
Furthermore, they will be working with the creditors so that you can enjoy better rates when you transfer money into your savings account. This, is then processed to pay creditors. Their plans can help you get rid of debt in just 48 months.
After you’ve signed up with them, they’ll allow you access to your data 24/7. All you need to do is login to CuraDebts’ client portal so that you can monitor your development.
Before you can benefit from their program, you’ll need to pass their requirements first. For eligibility, you’ll need to meet the following requirements:
- Minimum 21 years old
- Have a verifiable income
- Minimum debt must be $5,000
What are they able to assist you?
Here are the different ways CuraDebt can help you.
Like their name implies, CuraDebt can help you deal with your debt. They can negotiate settlements on your behalf to settle all kinds of debt. This includes medical bills, personal loans credit cards, as well as lines of credit. They are also able to settle any outstanding amount on business debts and collections or repossessions.
They may also assist in negotiating for back taxes as well as IRS debt. But, you won’t receive assistance with the majority claims, loans from the government, collateral, and utility bills. Also, they don’t cover the majority of student loans.
On the other hand, they can assist you in navigating laws such as those of the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They also help you find debtors who are in violation in order to get cash settlements, if possible. Some violations can also result in having your debts dismissed as well.
CuraDebt can also help you pay off debts with less than the sum you have. Additionally, you can ask questions during their free meeting with their debt counsellor.
The greatest benefit of their program is that you only have to pay for the charges after your debt has been settled. All you need to do is sign up with some of their programs and you’ll be able resolve all of your debts.
Tax Management and Relief
CuraDebt can also help you with the tax liabilities you have. Once they collect all of your financial documentation, they will also collect all the necessary paperwork for tax returns.
By using this program, you should be able to resolve the various types of tax problems such as garnishments on wages, tax penalties, personal and business taxes and back taxes as well as trust fund penalties and tax lien.
There aren’t hidden fees also. They use only flat-fee pricing, which depends on the amount that you’ll need to settle.
They have different solutions in settling your tax debt. Here are six of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatements
- Currently non-collectible
What kinds of debts are they able to help with?
Although debt settlement is their specialty but they aren’t able to cater to all types of settlement. CuraDebt only focuses on loans that are not secured. They can’t help you if your debt or loan is tied to a physical item.
If you do have the following types of debt, they will arrange settlements for you.
With CuraDebt, you should be able pay off your past-due tax debts without any problems. Furthermore, this service is available to all 50 states in the event that you owe money towards the IRS. They have federal tax experts to assist you with these types of issues.
CuraDebt can also help resolve your medical debt. In certain cases, you may even pay them less than the amount you have to pay.
Private Student Loan
CuraDebt doesn’t cater to federal student loans. They can however assist private students in negotiating any student loans that they owe.
Personal and payday loans are also eligible as debt-settling programs. You can also avail the program if you have other unsecure credit lines that you got from a different bank or financial institution.
Credit Card Debt
If you’re in debt using store credit cards, traditional credit cards, or private label credit cards, CuraDebt will help you pay it off.
What will it cost you?
The best part about CuraDebt is how they’ve priced their service. They don’t charge upfront fees. Only pay when you have paid off all of your debts.
Also, they do not charge high charges either. On average, you’ll be required to pay up to 20 percent of the debt you settled with them.
In general, this type of industry charges from 15% to 25%.
In addition, customers can expect to settle their debt from 2 to 4 years. This varies in relation to the amount you are able to save each month.
Also, they claim that you could save as much as 30% by incorporating their fees in your equation.
However, this statement will differ based on your situation. Some customers even claimed to save 50 to up to 80%.
Advantages to using CuraDebt
Now that you have an understanding of the benefits CuraDebt can offer you let’s look into the advantages from using CuraDebt.
First, CuraDebt is only charged after you’ve settled your debt. Furthermore they charge only 20% of the cost, whereas the majority of companies charge 25 percent.
If you’re finished by the program for debt relief, you could join their credit restoration program.
It’s a fantastic method to improve your credit score without having to go back into debt. The program is however designed differently for each person according to your personal situation.
In the end, CureDebt looks into your debt so that they can help with settlements and negotiations. It means that your debt won’t increase over time. They’ll also be looking into any creditor violations using their own experts.
The drawbacks of the use of CuraDebt
Let’s also look into some of the disadvantages of CuraDebt.
Debt relief and debt settlements typically require you to stop paying with your credit card. Therefore, if you’re trying increase your standing on credit scores, you might cause you to delay finishing your obligations.
CureDebt does not have a mobile app available. While they do have a website that clients can access, it looks aged and simple. It’s not very intuitive and could be challenging to navigate.
Furthermore, they are not recognized by their Better Business Bureau although they received an A+ grade.
The Final Verdict
CuraDebt is a great program that allows you to resolve your debt without having to spend more on these kinds of services. Additionally their 20% service fee is cheaper than most firms that charge an additional 25% charge. There aren’t any upfront fees and you’ll only have to pay the fee when the debt is paid off.
Although they’ll allow you to access an account so that you can track your progress however, their website isn’t easy to navigate. CuraDebt isn’t even an app, which would make it easier to track your progression.
However, they have a competent support staff that you can contact them not only through emails but by phone or by submitting an e-ticket. Property Tax Relief Scarborough Maine
If problem of debt is an problem, then we strongly recommend CuraDebt’s debt management program. Be sure to be eligible and that the services they offer are available in your state.
FAQ Property Tax Relief Scarborough Maine
How long does it take to complete the course?
The typical program lasts from between 24 and 48 months depending on the amount of your debt as well as the agreement on the settlement.
Can CuraDebt assist in the fight against state tax issues?
Sure, CuraDebt offers a program for tax relief to help you with problems like delinquent tax issues and garnishments on wages.
What’s the first thing I have to do once I’m in the program?
You’ll need to constantly communicate with your team members and make the necessary payments to reduce the amount of debt you have over time.