Have your debts been increasing lately? Are you exhausted from trying various financial advice and strategies but haven’t solved your problems?
Perhaps you’re here because you’ve been through everything.
In most cases, the best way is to approach experts who can assist you settle this issue.
CuraDebt is one of the companies that get the most inquiries. Many customers have asked if they are able to help or put you in more debt.
According to their customers, they can help you manage 80% of your debts so that you can take few things off of your plate.
However, for certain people, these claims are just too good to be true.
You might be looking for something that will assist you in paying off your debt. If that’s the scenario, CuraDebt will mostly be recommended by people. We’ll be taking an in-depth review of how CuraDebt is used and the problems it can help you solve.
In addition, prior to our conclusion we’ll look at its benefits and drawbacks.
Before you begin the review, you can watch this video instead for a more relaxing way to watch it.
Otherwise, let’s begin.
Before you continue, you may want to check out this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick overview. Afterward, you will want to read the rest of the article for a more comprehensive review.
About the Company Property Tax Relief Raleigh
CuraDebt is a company that provides debt relief from Hollywood, Florida. It was established in 2000 and has since become a part of the American Fair Credit Council, the US Chamber of Commerce, and has been accredited through the International Association of Professional Debt Arbitrators.
Although it is accredited, some states have restricted their services.
What CuraDebt do?
Helping you pay off your debt is the most well-known feature. They also provide other services that will assist you in becoming financially secure.
It all starts by requesting a no-cost online savings estimate. It is a completely private service and they will not conduct a credit inquiry. With this estimate of savings you’ll be able to discover more about other options in your journey to debt-free.
The savings estimate, as mentioned previously, offers you an insight into your options, regardless of whether you’re planning on using CuraDebt.
CuraDebt will assign you a financial advisor and a team of support to assist you in navigating credit arbitration in the event that you decide to join. Some financial advisors can help you on your path to debt-free living.
Following your debt settlement plan, CuraDebt is the company to handle all of the calls from your creditors. They will be the ones who negotiate what you will pay for your repayment depending on the condition of your financial situation. Based on what works best for you, it could either be a lump sum settlement or the option of a payment plan.
Furthermore, they will work with creditors so that you can get better rates when you make deposits to your savings account. This is then processed to pay back the creditors. The plans they offer can help you pay off the debt in two years.
After you’ve registered with them, they will give you access to your account information 24 hours a day. All you need to do is login to CuraDebts Client Portal so that you can monitor your performance.
> > Click Here to Get A Debt Consultation for Free < <
CuraDebt’s Requirements
Before you are able to avail their program, you’ll need to meet their eligibility requirements first. For eligibility, you’ll need to meet the following requirements:
- At least 21 years old
- Have a verifiable income
- You must have a minimum balance of $5,000
What can they help you with?
Here are some of the ways CuraDebt can assist you.
Debt Relief
Like their name implies, CuraDebt will assist you in dealing your debt. They are able to negotiate settlements on your behalf to settle the majority of types of debt. These include medical bills, personal loans, credit cards and line of credit. You can also approach them to settle any outstanding amount on business debts, collections, or repossessions.
They may even assist you in negotiating with back taxes as well as IRS debt. However, you won’t get assistance for the majority of your lawsuits, loans from the government as well as collateral and utility bills. Also, they don’t cover the majority of student loans.
On the other hand, they can help you use laws like the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They also help you find the violations of creditors in order to get cash settlements, if they are possible. Some violations can also lead to having your debts also dismissed.
CuraDebt lets you settle debt with less than the amount you have. You can also inquire about your debt during their no-cost consult with their debt counselor.
The greatest benefit of their program is that you’ll only be charged after your debt has been settled. All you have to sign up for some of their programs and you’ll be able to settle each of your debts.
Tax Management and Relief
CuraDebt can also deal with your tax debt. After they have gathered all your financial records They will also gather all the paperwork you’ll need for tax returns.
Through this program, you will be able to resolve different types of taxes such as wage garnishments, tax penalties, personal and corporate taxes, back taxes as well as trust fund penalties and tax lien.
There aren’t any hidden charges neither are there hidden fees. They only offer flat-fee prices that is based on the amount you’ll have to pay.
They have different solutions for the settlement of the tax debt. Here are 6 options:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatements
- Currently non-collectible
> > Click Here to Get A Debt Consultation for Free < <
What types of debt can they assist you with?
Although they specialize in debt settlement, it is not their specialty but they aren’t able to offer all kinds of settlement. CuraDebt is only focused on loans that are not secured. They can’t help you if the debt or loan is tied to an item that is physical.
However, if you have the following kinds of debt, they’ll arrange settlements for you.
Tax Debt
With CuraDebt the service, you’ll be able to pay tax debts that were due to be paid without any issues. Additionally, this service is offered to all 50 states if you owe money towards the IRS. They have federal tax experts that can help you resolve these kinds of problems.
Medical Debt
CuraDebt will also help you resolve your medical debt. In certain cases you might even be able to pay them for less than what you have to pay.
Private Student Loan
CuraDebt does not cater to Federal student loan. However, they can assist private students negotiate the student loans they have to pay.
Personal Loan
Payday loans and personal loans are also eligible as debt-settling programs. You can also avail of the program if you also have other unsecured credit lines you obtained from an alternative financial institution or bank.
Credit Card Debt
Whether you have debt with store credit cards, traditional credit cards, as well as private label credit card CuraDebt can assist you in paying it off.
What will it cost you?
The best part about CuraDebt is how they’ve priced their services. They don’t charge upfront fees. You’ll only pay once you’ve paid each of your debts.
Additionally, they don’t have high-cost charges either. In the average, you’ll need to pay up to 20 percent of the debt you settled with them.
In the average, this kind of industry charges from 15% to 25%.
Additionally, customers can anticipate to settle their debts within two to four years. But, it also differs depending on the amount that you save per month.
Also, they claim that you can save as much as 30% by incorporating their fees in your equation.
However, the claim may depend on your specific situation. Some customers even claimed to save 50% to 80%.
> > Click Here to Get A Debt Consultation for Free < <
The benefits of using CuraDebt
Once you’ve got an understanding of what CuraDebt can provide, let’s look into the advantages of using CuraDebt.
The first is that CuraDebt only charges you when you’ve paid off your debt. In addition they only charge a 20% fee while the majority of companies charge 25 percent.
If you’re finished with the debt settlement program you may enroll in their credit repair program.
It’s a great option to rebuild your credit without having to go into debt again. However, the program lasts differently for each person according to your personal situation.
Lastly, CureDebt looks into your credit to assist with settlements and negotiations. This means your debt won’t increase over time. They’ll also investigate any violations by creditors using their experts in-house.
Drawbacks of using CuraDebt
Let’s also consider some of the negatives of CuraDebt.
Debt settlement and debt relief typically require you to cease making payments with the credit card you use. So if you’re trying to improve your credit score, it may set you back while you’re finishing your debt.
CureDebt also doesn’t have a mobile app. While they have a website for clients, it looks outdated and basic. It’s not very intuitive, and it can be difficult to navigate.
Moreover, they are still not credited with the Better Business Bureau although they were awarded an A+ grade.
The Final Verdict
CuraDebt is a great program that lets you resolve your debt without having to spend more for these types of services. In addition their 20% service cost is cheaper than most firms that charge an additional 25% charge. There aren’t any upfront fees, and you will only be required to pay once the debt is paid off.
Although they’ll give you an account that allows you to track your progress, their website is not simple to navigate. CuraDebt isn’t even an app that could make it easier for you to look at your performance.
However, they have a competent support staff and can be reached them not only through emails but by phone or by submitting an electronic ticket. Property Tax Relief Raleigh
If your credit card is a major issue right now, we highly recommend CuraDebt’s program. Be sure to be eligible and that the programs they offer are available in your state.
> > Click Here to Get A Debt Consultation for Free < <
FAQ Property Tax Relief Raleigh
What is the time frame to complete the course?
The program typically takes 24 to 48 months, depending on the amount of your debt as well as your agreement on the settlement.
Can CuraDebt help with state tax problems?
It is true that CuraDebt offers a program for tax relief to aid you in dealing with problems like delinquent tax issues and garnishments of wages.
What should I do once I’m in the program?
You’ll need to constantly communicate with the team and pay the required payments to lower the amount of debt you have over time.
