Have your debts been piling up lately? Are you tired of trying various financial tips and advice but you’re still struggling with unsolved problems?
Maybe you’re here because been through every thing.
In most cases, the best option is to speak with experts who can assist to resolve this issue.
CuraDebt is among the companies that get the most inquiries. Many customers have asked if they are able to help or put you into more debt.
According to their clients, they can help you manage 80% of your debt , so you can take couple of things off your mind.
For some the claims seem too good to be true.
Suppose you’re on the lookout for anything that can aid you in settling your debt. In this situation, CuraDebt will mostly be highly recommended by those. We’ll take a deeper review of how CuraDebt is used and the problems it can help you solve.
In addition, prior to our conclusion our discussion, we’ll take a look at the advantages and disadvantages of this method.
Before starting the review, go to this video for a more relaxing way watching it.
Otherwise, let’s begin.
Before you go on, you may want to watch this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick overview. After, you’ll want to read the rest of the article for a more comprehensive review.
About the Company Property Tax Relief Program Ny
CuraDebt is an organization that deals with debt relief in Hollywood, Florida. It was founded in 2000, and is a participant in the American Fair Credit Council, the US Chamber of Commerce, and has been accredited through the International Association of Professional Debt Arbitrators.
Although the service is accredited, certain states have limited their access to their services.
What CuraDebt do?
Assistance in settling your debt is CuraDebt’s most well-known feature. But they offer other services that will assist you in becoming financially stable.
First of all, it begins by requesting a free online savings estimate. It is a completely private service and they will not conduct a credit inquiry. With this estimate of savings you’ll be able to learn more about your other options in your journey to be debt-free.
The savings estimate, as mentioned previously, offers you an idea of your choices, regardless of whether you’re going to keep using CuraDebt.
CuraDebt will assign you a financial advisor and a support team to assist you in navigating credit arbitration if you decide to sign up. Financial advisors may be able to assist you on your path to debt-free living.
After your debt settlement plan, CuraDebt will be the company to take care of all your creditor’s calls. They’ll also be the ones that negotiate what you will pay for your payment in accordance with the state of your financial situation. Depending on which works best to you, this could either be a lump sum settlement or an installment plan.
Additionally they will work with lenders to help you have better rates as you transfer money into your savings account, which in turn, will be processed to pay creditors. The plans they offer can help you get rid of debt in just the period of 48 months.
After you’ve signed up with them, they will give you access to your information 24/7. All you have to do is log in to CuraDebts Client Portal so that you can monitor your progress.
Before you can avail of their program, you’ll need to meet their eligibility requirements first. For eligibility, you’ll need to meet the following requirements:
- Minimum 21 years old
- Earn a reliable income
- You must have a minimum balance of $5,000
What can they assist you?
Here are the various ways CuraDebt can help you.
As their name suggests, CuraDebt can assist you in dealing with debt. They can negotiate settlements on your behalf to settle most types of debt. These include personal loans, medical bills, credit cards and lines of credit. You can also approach them to settle any outstanding balance of business debt and collections or repossessions.
They may also assist in negotiating on tax owed and IRS debt. However, you will not receive assistance with the majority claims, government loans or collateral, as well as utility bills. The same goes for student loans.
On the contrary, they’ll assist you with laws like that of Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They will also help you identify the violations of creditors in order to get cash settlements, should it be possible. Certain violations may lead to having your debts also dismissed.
CuraDebt also allows you to settle debt with less than the amount you have. Additionally, you can ask questions during their free consultation with their debt advisor.
The greatest benefit of their program is that you will only be charged after your debt has been settled. All you need to do is sign up with some of their programs, and you’ll be able pay off all your debts.
Tax Management and Relief
CuraDebt will also handle the tax liabilities you have. After they have gathered all your financial documents They will also gather all the paperwork you’ll need for tax returns.
By using this program, you will be able to resolve different types of taxes such as garnishments on wages, tax penalties, personal and corporate taxes as well as back taxes and trust fund penalties and tax lien.
There aren’t any hidden costs either. They use only flat-fee pricing, which depends on the amount that you’ll have to pay.
They offer different options in the settlement of the tax debt. Here are six of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatements
- Currently non-collectible
What kinds of debts can they assist you with?
While debt settlement is their forte, they don’t cater to all types of settlement. CuraDebt only focuses on loans that are not secured. They aren’t able to help you if your debt or loan is tied to an item that is physical.
If you do have one of the following kinds of debt, they will negotiate settlements on your behalf.
With CuraDebt the service, you’ll be able to pay your past-due tax debts without difficulty. Furthermore, this service is offered across all 50 states, if you have a debt in arrears to IRS. They have federal tax experts that can help you resolve these types of issues.
CuraDebt will also help you resolve your medical debt. In some cases, you may even pay them for less than what you have to pay.
Private Student Loan
CuraDebt does not offer federal student loans. Still, they can help private students with negotiating any student loans that they are owed.
Payday loans and personal loans are also eligible to be eligible for debt relief programs. You can also avail the program if you have other unsecure credit lines that you have obtained from another bank or financial institution.
Credit Card Debt
Whether you have debt with store credit cards as well as traditional credit cards or private label credit cards CuraDebt can help you pay it off.
What will it cost you?
The best part about CuraDebt is how they’ve priced their service. They don’t charge upfront fees. The only time you pay is when you settle each of your debts.
Additionally, they do not charge high charges either. In the average, you’ll need to pay as much as 20 percent of the debt that you settled through them.
In the average, this kind of industry charges between 15 and 25 percentage.
Additionally, customers can anticipate to settle their debts within two to four years. This varies depending on the amount that you can save up per month.
Additionally, they claim that you could save up to 30% if you include their fees in your equation.
However, the claim may depend on your specific situation. Some customers have even talked about saving 50 to up to 80%.
Benefits of using CuraDebt
Now that you have an understanding of the benefits CuraDebt offers, Let’s take a look at the benefits of using CuraDebt.
The first is that CuraDebt only charges you after you’ve settled your debt. Additionally, they only charge 20% of the cost, whereas most companies charge you 25%.
Then, if you’re done with the debt settlement program you may enroll in their credit repair program.
It’s a great option to rebuild your credit without going into debt again. However, the program runs different for every person, depending on your situation.
In the end, CureDebt looks into your debt so that they can assist in settlements and negotiations. This means your debt won’t increase as time passes. They’ll also investigate any creditor violations with the help of their experts in-house.
The drawbacks of the use of CuraDebt
Let’s also consider some of the disadvantages of CuraDebt.
Debt settlement and debt relief often require you to stop paying with your credit card. So if you’re trying to improve your credit score, it could cause you to delay finishing your credit card debt.
CureDebt doesn’t even have a mobile app. Although they have a website that clients can access but it’s outdated and basic. It’s not very intuitive, and it can be challenging to navigate.
Furthermore, they are not accredited with an accreditation from the Better Business Bureau although they received an A+ rating.
The Final Verdict
CuraDebt is a useful program that will allow you to pay off your debts without spending more on those types of services. In addition, their 20% service fee is cheaper than most firms that charge the 25% cost. There is no upfront payment, and you will only have to pay the fee when the debt is paid off.
While they’ll provide you with an account so that you can track your progress, their website is not easy to navigate. CuraDebt also doesn’t have an app, which could make it easier for you to track your progress.
They do have a competent support staff, and you can reach them not just via email but also by phone or making an e-ticket. Property Tax Relief Program Ny
If the problem of debt is an issue right now, we strongly recommend CuraDebt’s debt management program. Make sure you’re eligible and that the programs they provide are in your state.
FAQ Property Tax Relief Program Ny
What is the time frame to complete the program?
The average program is between 24 and 48 months depending on the amount of your debt as well as your agreed settlement.
Can CuraDebt help with state tax problems?
It is true that CuraDebt provides tax relief programs to aid you in dealing with problems like delinquent taxes and garnishments of wages.
What should I do after joining the program?
You’ll be required to communicate with the team and pay the required payments to lower your debt over time.