Has your debt been piling up lately? Are you tired of trying different financial advice and strategies but you’re still struggling with unsolved problems?
Perhaps you’re here because you’ve been through everything.
In most cases, the best way is to approach experts who can assist to resolve this issue.
CuraDebt is one of the companies that get the most inquiries. A lot of people are asking if they are able to help or put you in more debt.
According to their clients, they can assist you in managing the majority of your debts so that you can finally take a couple of things off your shoulders.
For some, these claims are just too good to be true.
If you’re looking for any solution that could aid you in settling your debt. In this case, CuraDebt will mostly be recommended by people. We’ll be taking a deep look at the way CuraDebt is used and the problems it can help you solve.
In addition, prior to our conclusion, we’ll also look into the advantages and disadvantages of this method.
Before beginning the review, you can watch this video instead if you prefer for it to be watched.
Otherwise, let’s begin.
Before you go on, you may want to watch this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick overview. Afterward, you will want to read the rest of our article for a more comprehensive review.
About the Company Property Tax Relief Pennsylvanis
CuraDebt is a company that provides debt relief from Hollywood, Florida. It was established in 2000 and has been a participant in the American Fair Credit Council, the US Chamber of Commerce, and has been accredited through the International Association of Professional Debt Arbitrators.
Although it is accredited, some states have limited their access to their services.
What CuraDebt do?
Assistance in settling your debt is the most popular feature. But they offer additional services to assist you in becoming financially secure.
First of all, it begins by requesting a free savings estimate online. The service is completely confidential, and they won’t be conducting a credit screening. With this savings estimate you’ll discover more about alternatives to be debt-free.
Savings estimates, as we’ve mentioned before, gives you the opportunity to consider your options regardless of whether or not you’re going to keep using CuraDebt.
CuraDebt will assign you a financial advisor and a support team to help you with credit arbitration in the event that you decide to join. Some financial advisors can help you in your debt-free journey.
Following the debt settlement program, CuraDebt can be the company to take care of all your creditor’s calls. They will be the ones who negotiate the terms of your settlement based on the status of your finances. In determining which option is the most effectively to you, this could either be a lump sum settlement or the option of a payment plan.
Furthermore they will be working with lenders to help you get better rates when you make deposits to your savings account. This, in turn, will be processed to pay creditors. Their plans can help you settle the debt within two years.
After you’ve signed up with them, they’ll provide you with access to your data 24/7. All you have to do is login to CuraDebts Client Portal so that you can monitor your progress.
Before you can benefit from their program, you’ll need to pass their requirements first. For eligibility, you’ll have to be:
- Minimum 21 years old
- Earn a reliable income
- Have a minimum debt of $5,000
What are they able to assist you with?
Here are the different ways CuraDebt can assist you.
Like their name implies, CuraDebt can help you deal your debt. They can negotiate settlements on your behalf for most types of debt. This includes personal loans, medical bills, credit cards and also loans. They can also be approached to settle any outstanding balance of business debt and collections or repossessions.
They can even help negotiate on tax owed as well as IRS debt. But, you won’t receive support for most claims, loans from the government, collateral, and utility bills. The same goes for student loans.
On the other hand, they can help you use laws like those of the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They will also help you identify debtors who are in violation in order to get cash settlements, if possible. Some violations can also cause your debt to be dismissed as well.
CuraDebt also allows you to pay off debts with less than the sum you have. Additionally, you can inquire about your debt during their no-cost meeting with their debt advisor.
The best part about the program is that you will only pay the fees after your debt has been settled. All you have to sign up to any of the plans and you’ll have the ability to settle each of your debts.
Tax Management and Relief
CuraDebt can also deal with taxes. Once they collect all of your financial documents, they will also collect all the necessary paperwork for tax returns.
Through this program, you will be able to resolve various tax issues like wage garnishments, tax penalties, personal and taxation for business and back taxes and trust fund penalties and tax liens.
There aren’t hidden fees also. They only use flat-fee pricing that is based on the amount you have to pay.
There are a variety of options when it comes to paying off the tax debt. Here are 6 of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatement
- Currently non-collectible
What types of debt can they help you with?
Although they specialize in debt settlement, it is not their forte however, they do not offer all kinds of settlement. CuraDebt only focuses on loans that are not secured. They aren’t able to help you if your loan or debt is linked to a physical item.
However, if you have one of the following kinds of debt, they will arrange settlements for you.
With CuraDebt, you should be able to settle your past-due tax debts without any problems. Furthermore, this service is available to all 50 states if you have a debt to the IRS. There are federal tax experts who can assist you in resolving these types of issues.
CuraDebt can also help resolve any medical-related debt. In certain cases you might even be able to pay the debt for less than you are owed.
Private Student Loan
CuraDebt does not offer Federal student loan. Still, they can help private students with negotiating any loans they owe.
Personal and payday loans are also eligible as debt-settling programs. You can also avail if you have other unsecured credit lines that you got from another financial institution or bank.
Credit Card Debt
If you’re in debt using store credit cards, traditional credit cards, as well as private label credit card, CuraDebt will help you pay it off.
How much will it cost?
The best part about CuraDebt’s pricing is how the company has priced its services. They do not charge an upfront cost. You’ll only pay once you settle each of your debts.
Additionally, they don’t charge high costs either. On average, you’ll be required to pay between 20 and 20% of the debt you settled with them.
On average, this type of business can cost anywhere from 15% to 25%.
In addition, customers can expect to settle their debt from two to four years. However, this also varies depending on the amount that you are able to save each month.
They also claim that you could save up to 30% by incorporating their fees in your equation.
But this claim will also differ based on the situation. Some clients even mentioned saving 50% to 80%.
Benefits of using CuraDebt
Once you’ve got an understanding of what CuraDebt can provide, let’s explore the benefits of using CuraDebt.
First, CuraDebt will only charge you once you’ve paid off your debt. Additionally they charge only a 20% fee while the majority of companies charge 25%.
If you’re finished by the program for debt relief you may enroll in their credit repair program.
It’s an excellent method to improve the credit rating without having to go back into debt. However, the program runs in a different way for each individual, depending on your situation.
Lastly, CureDebt looks into your credit to assist in settlements and negotiations. So, your debt won’t increase over time. They’ll also investigate any violations of creditor with the assistance of their own experts.
Drawbacks of the use of CuraDebt
Let’s also look into some of the drawbacks of CuraDebt.
Debt settlement and debt relief usually require that you stop paying with . If you’re trying to build a better credit score, it could set you back while you’re finishing your credit card debt.
CureDebt also doesn’t offer a mobile application. While they have a website that clients can access but it’s outdated and basic. It’s not very intuitive and could be difficult to navigate.
Furthermore, they are not recognized by their Better Business Bureau although they were awarded an A+ grade.
The Final Verdict
CuraDebt is a good program that will allow you to pay off your debts without spending more for these types of services. Moreover, their 20% service cost is lower than many firms that charge an additional 25% charge. There is no upfront payment, and you will only have to pay when the debt is settled.
Although they’ll give you an account so that you can track your progress but their website isn’t simple to navigate. CuraDebt also doesn’t have an app that could make it easier for you to monitor your progress.
However, they have a great support team that you can contact them not just via email but also by phone or submitting an e-ticket. Property Tax Relief Pennsylvanis
If your debt is a big issue right now, we strongly recommend CuraDebt’s debt management program. Be sure to be eligible and that the services they provide are in your state.
FAQ Property Tax Relief Pennsylvanis
What is the time frame to complete the program?
The program typically takes between 24 and 48 months depending on the amount of your debt and the stipulated settlement.
Can CuraDebt aid in the fight against state tax issues?
It is true that CuraDebt provides tax relief programs that can help you with problems such as delinquent payroll tax issues and garnishments on wages.
What should I do once I’m in the program?
You’ll have to keep in constant contact with the team and pay the required payments to reduce your debt over time.