Have your debts increased lately? Are you exhausted from trying other financial tips and advice but haven’t solved your problems?
Perhaps you’re here because you’ve tried every thing.
In the majority of cases, the best option is to speak with experts who can help you resolve the issue.
CuraDebt is among the companies that get the most inquiries. A lot of people are asking if they are able to help or help you get into more debt.
According to their customers, they can help you control 80percent of your debt , so you can finally take a few things off of your mind.
However, for certain people the claims seem too good to be true.
Suppose you’re on the lookout for any solution that could help you resolve your debt. In that case, CuraDebt will mostly be recommended by people. We’ll take a deeper look at how CuraDebt works and what problems it could help solve.
In addition, prior to our conclusion we’ll look at the advantages and disadvantages of this method.
Before beginning the review, you can watch this video instead if you prefer for it to be watched.
Otherwise, let’s begin.
Before you go on, you may want to check out this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick overview. Afterward, you’ll want to read the rest of the article for a more comprehensive review of CuraDebt.
About the Company Property Tax Relief Pennsylvania Budget
CuraDebt is a company that provides debt relief from Hollywood, Florida. It was established in 2000, and is an active part of the American Fair Credit Council, the US Chamber of Commerce, and accredited with the International Association of Professional Debt Arbitrators.
While it is accredited, some states have limited their access to their services.
What CuraDebt do?
Helping you pay off your debt is the most known feature. They also provide additional services to aid you in becoming more financially stable.
The process begins with requesting a free online savings estimate. It is a completely private service and they will not be conducting a credit screening. By using this estimate of savings you’ll be able to learn more about your alternatives towards debt-free.
The savings estimate, as we’ve mentioned before, gives you the opportunity to consider your options regardless of whether or not you’re going to keep using CuraDebt.
CuraDebt will provide you with a financial counselor and a support team to help you with credit arbitration if you decide to join. Certain financial advisors can assist you in your debt-free journey.
Following your debt settlement program is completed, CuraDebt is the agency to answer all of your creditors’ calls. They’ll also be the ones who negotiate conditions of the repayment depending on the condition of your finances. Based on what works most effectively to you, this could be either a lump sum settlement or an installment plan.
Furthermore they will work with lenders to help you have better rates as you make deposits to your savings account, which in turn, will be processed to pay creditors. Their programs can assist you to pay off the debt in 48 months.
Once you’ve signed up with them, they’ll allow you access to your information 24/7. All you have to do is login to CuraDebts Client Portal so that you can monitor your development.
Before you are able to avail their program, you’ll need to satisfy their criteria first. To be eligible, you’ll need to meet the following criteria:
- At least 21 years old
- Earn a reliable income
- Minimum debt must be $5,000
What can they assist you?
Here are the various ways CuraDebt can help you.
The name of the company suggests that CuraDebt can help you deal with debt. They can negotiate settlements on your behalf for all kinds of debt. These include personal loans, medical bills credit cards, and also line of credit. You can also approach them to help settle any remaining balance on business debt and collections or repossessions.
They can even help negotiate with back taxes and IRS debt. However, you will not receive assistance for the majority cases, loans from the government, collateral, and utility bills. Also, they don’t cover the majority of student loans.
On the other hand, they will assist you with laws like that of Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They can also assist you in identifying creditor violations in order to get cash settlements, should it be possible. Certain violations could lead to having your debts dismissed as well.
CuraDebt also allows you to settle debt with less than the amount you own. You can also have questions answered during a free consult with their debt counsellor.
The best part about their plan is that you will only have to pay for the charges after your debt has been settled. All you need to sign up for some of their programs, and you’ll have the ability to resolve all of your debts.
Tax Management and Relief
CuraDebt can also deal with the tax liabilities you have. Once they collect all of your financial records, they will also collect all the necessary paperwork for tax returns.
By using this program, you’ll be able to resolve the various types of tax problems like garnishments on wages, tax penalties, personal and taxation for business as well as back taxes and trust fund penalties and tax liens.
There aren’t any hidden costs also. They only offer flat-fee prices, which depends on the amount that you’ll need to settle.
They offer different options when it comes to settling taxes. Here are 6 of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatements
- Currently non-collectible
What kinds of debts can they assist you with?
While debt settlement is their forte however, they do not provide all kinds in debt resolution. CuraDebt concentrates on debt that is not secured. They aren’t able to help you if your debt or loan is tied to an item that is physical.
If, however, you are in one of the following kinds of debt, they’ll arrange settlements for you.
With CuraDebt it is expected that you will be able to settle taxes that are due without any issues. Additionally, this service is available across all 50 states, if you owe money towards the IRS. They have federal tax experts who can assist you in resolving these types of issues.
CuraDebt will also help you resolve your medical debt. In some cases you could even settle them less than the amount you are owed.
Private Student Loan
CuraDebt does not offer federal student loans. However, they can assist private students with negotiating any student loans that they have to pay.
Payday loans and personal loans also qualify for the debt settlement program. It is also possible to avail the program the program if you have other unsecure credit lines you obtained from an alternative financial institution or bank.
Credit Card Debt
If you are in debt through store credit cards or traditional credit cards as well as private label credit card, CuraDebt will help you pay it off.
How much will it cost?
The most appealing aspect of CuraDebt is how they’ve priced their services. They don’t charge upfront fees. Only pay when you’ve paid each of your debts.
Additionally, they don’t charge high fees as well. On average, you’ll be required to pay between 20 and 20 percent of the debt you settled with them.
On average, this type of business can cost anywhere between 15% and 25%.
Moreover, clients can expect to settle their debts within between 2 and 4 years. This varies in relation to the amount you save per month.
They also claim that you can save up to 30% when you factor in their charges into your calculation.
However, the claim may differ based on your situation. Some customers even claimed to save 50% to 80%.
Benefits of using CuraDebt
Now that you have an understanding of what CuraDebt offers, let’s explore the benefits from using CuraDebt.
In the beginning, CuraDebt is only charged once you’ve paid off your debt. Additionally they only charge a 20% fee while many companies charge 25 percent.
If you’re finished in the process of debt resolution, you can join their credit repair program.
It’s a great method to improve the credit rating without having to go back into debt. The program is however designed different for every person, depending on your situation.
Finally, CureDebt looks into your debt so that they can help with settlements and negotiations. This means your debt won’t increase as time passes. They’ll also investigate any violations by creditors with the help of their own experts.
Drawbacks of using CuraDebt
We will also examine some of the disadvantages of CuraDebt.
Debt settlement and debt relief often require you to cease making payments with your credit card. So if you’re trying to increase your credit score, it could delay you from finishing your obligations.
CureDebt does not have a mobile app available. Although they have a website that clients can access but it’s aged and simple. It’s not particularly intuitive and could be challenging to navigate.
Furthermore, they are not credited with their Better Business Bureau although they did receive an A+ rating.
The Final Verdict
CuraDebt is a great program that lets you pay off your debts without spending more for these types of services. Moreover, their 20% service fee is less expensive than the majority of businesses that charge the 25% cost. There aren’t any upfront fees, and you will only have to pay the fee when the debt is paid off.
Although they’ll allow you to access an account to see your progress, their website is not user-friendly. CuraDebt also doesn’t have an app, which could make it easier for you to monitor your progress.
But, they do have a competent support staff and can be reached them not just via email but by phone or by sending an e-ticket. Property Tax Relief Pennsylvania Budget
If debt is a big problem right now, we strongly recommend CuraDebt’s debt management program. Be sure to be eligible and that the programs that they provide are offered in your state.
FAQ Property Tax Relief Pennsylvania Budget
How long will it take to finish the program?
The program typically takes between 24 and 48 months dependent on the size of your debt as well as the agreed settlement.
Can CuraDebt aid with tax problems in the state?
It is true that CuraDebt has a tax relief program to assist you with issues like delinquent tax and garnishments on wages.
What do I need to do once I’m in the program?
You’ll need to constantly communicate with the team and make the necessary payments to lower your debt over time.