Have your debts been increasing lately? Are you tired of trying various financial tips and advice but still have unsolved issues?
Maybe you’re here because tried every thing.
In the majority of cases, your best option is to speak with experts who can help you settle this issue.
CuraDebt is among the companies that get the most inquiries. A lot of people are asking if they are able to help or put you into more debt.
According to their clients, they can help you manage the majority of your debt , so you can finally take a couple of things off your mind.
For some they believe these claims are too good to be true.
Suppose you’re on the lookout for something that will assist you in paying off your debt. In this situation, CuraDebt will mostly be suggested by people. We’ll take a deeper study of how CuraDebt is used and the problems it can solve for you.
Furthermore, before we conclude we’ll look at the advantages and disadvantages of this method.
Before beginning the review, you can watch this video instead if you prefer to watch it.
Otherwise, let’s begin.
Before you continue, you may want to check out this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick review. After, you will want to read the rest of our article for a more comprehensive review of CuraDebt.
About the Company Property Tax Relief Payments
CuraDebt is a debt relief company from Hollywood, Florida. It was established in 2000 and has been a participant in the American Fair Credit Council, the US Chamber of Commerce, and accredited with the International Association of Professional Debt Arbitrators.
Although the service is accredited, certain states have limited their access to their services.
What can CuraDebt do?
Helping you pay off your debt is one of CuraDebt’s best well-known feature. They also provide additional services to help you be more financially stable.
It all begins by requesting a free savings estimate on the internet. The service is completely confidential and they will not conduct a credit inquiry. With this savings estimate you’ll learn more about your other options in your journey to be debt-free.
This estimate of savings, as we’ve mentioned before, gives you an insight into your choices regardless of whether you’re going to keep using CuraDebt.
CuraDebt will assign you a financial advisor and a team of support to help you with credit arbitration in the event that you decide to enroll. Financial advisors may be able to assist you in your debt-free journey.
Following your debt settlement program, CuraDebt is the company to answer all of your creditors’ calls. They’ll also be the ones that determine what you will pay for your payment based on the status of your financial situation. In determining which option is the best to you, this could be either a lump sum settlement or an installment plan.
Moreover, they will be working with the creditors to ensure that you enjoy better rates when you deposit money to your savings account. This is then processed to pay back the creditors. The plans they offer can help you get rid of debt in just two years.
After you’ve signed up with them, they will provide you with access to your data 24/7. All you need to do is login to CuraDebts’ client portal to track your development.
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CuraDebt’s Requirements
Before you are able to avail the program, you’ll have to meet their eligibility requirements first. For eligibility, you’ll need to meet the following requirements:
- Minimum 21 years old
- Verifiable income
- You must have a minimum balance of $5,000
What can they assist you?
Here are the various ways CuraDebt can assist you.
Debt Relief
The name of the company suggests that CuraDebt will assist you in dealing with debt. They are able to negotiate settlements on your behalf for most types of debt. These include personal loans, medical bills credit cards, and also loans. You can also approach them to settle any outstanding balance of business debt collection, repossessions, or collections.
They can even help negotiate for back taxes as well as IRS debt. But, you won’t receive assistance for the majority cases, government loans as well as collateral and utility bills. The same goes for student loans.
On the contrary, they’ll help you use laws like those of the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They can also assist you in identifying the violations of creditors to ensure that you receive cash settlements, if possible. Certain violations could lead to having your debts dismissed as well.
CuraDebt can also help you pay off debts with less than the amount you have. Additionally, you can have questions answered during a free consult with their debt counsellor.
The greatest benefit of their program is that you will only have to pay for the charges when your debt is paid off. All you need to sign up to one of their plans and you’ll be able pay off all your debts.
Tax Management and Relief
CuraDebt can also deal with the tax liabilities you have. After they have gathered all your financial documents and tax documents, they’ll also collect all the paperwork you’ll need for tax returns.
With this program, you will be able to resolve various tax issues such as garnishments on wages as well as tax penalties for personal and taxation for business as well as back taxes as well as trust fund penalties and tax liens.
There aren’t any hidden costs either. They use only flat-fee pricing and is dependent on the amount you’ll must settle.
They have different solutions in settling taxes. Here are 6 of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatements
- Currently non-collectible
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What types of debt can they help you with?
Although they specialize in debt settlement, it is not their specialization but they aren’t able to provide all kinds in debt resolution. CuraDebt concentrates on debt that is not secured. They can’t help you if the debt or loan is tied to a physical item.
However, if you have one of the following kinds of debt, they’ll arrange settlements for you.
Tax Debt
With CuraDebt, you should be able to pay taxes that are due without any problems. Furthermore, this service is accessible to all 50 states if you have a debt in arrears to IRS. They have federal tax experts who can assist you in resolving these types of issues.
Medical Debt
CuraDebt can also assist in settling any medical-related debt. In some instances you might even be able to pay them less than the amount you have to pay.
Private Student Loan
CuraDebt does not cater to the federal government’s student loan. They can however assist private students with negotiating the student loans they are owed.
Personal Loan
Personal and payday loans also qualify for the debt settlement program. You can also avail of the program if you also have other unsecured credit lines you obtained from another financial institution or bank.
Credit Card Debt
If you’re in debt using store credit cards, traditional credit cards, or private label credit cards CuraDebt will assist you in paying it off.
What will it cost you?
The best part about CuraDebt is how they’ve priced their services. They don’t charge an upfront fee. You’ll only pay once you have paid off all of your debts.
Also, they don’t have high-cost charges either. In the average, you’ll need to pay as much as 20 percent of the debt you settled through them.
In general, this type of industry charges between 15 and 25 percent.
Moreover, clients can expect to settle their debt from between 2 and 4 years. However, this also varies according to the amount you can save up per month.
Also, they claim you can save as much as 30% if you include their fees in your equation.
But this claim will also vary, depending on your situation. Some clients even mentioned saving 50 to 80percent.
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Advantages to using CuraDebt
Once you’ve got a clearer picture of what CuraDebt can provide, let’s explore the benefits of using CuraDebt.
First, CuraDebt is only charged when you’ve paid off your debt. Furthermore they charge only a 20% fee while many companies charge 25%.
Next, if you’re done by the program for debt relief you can join their credit repair program.
It’s a fantastic way to restore the credit rating without having to go in debt again. The program is however designed differently for each person dependent on the circumstances of your case.
Lastly, CureDebt looks into your credit to assist in settlements and negotiations. This means the amount you owe won’t rise over time. They’ll also look into any violations of creditor with the help of their own experts.
Some disadvantages to using CuraDebt
Let’s also consider some of the drawbacks of CuraDebt.
Debt settlement and debt relief typically require you to stop making payments using your credit card. If you’re trying to build a better standing on credit scores, you might delay you from finishing your obligations.
CureDebt also doesn’t offer a mobile application. While they have a website that clients can access but it’s aged and simple. It’s not very intuitive and could be difficult to navigate.
In addition, they’re not credited with their Better Business Bureau although they were awarded an A+ grade.
The Final Verdict
CuraDebt is a good program that allows you to resolve your debt without having to spend more on these kinds of services. In addition the 20% service cost is less expensive than the majority of companies that offer an additional 25% charge. There aren’t any upfront fees, and you will only have to pay the fee when the debt is paid off.
Although they’ll give you an account to see your progress, their website is not simple to navigate. CuraDebt does not have an app that could make it easier for you to track your performance.
But, they do have a competent support staff that you can contact them, not only via emails but also via phone or making an e-ticket. Property Tax Relief Payments
If problem of debt is an problem right now, we recommend CuraDebt’s service. Make sure you’re eligible and that the programs they provide are in your state.
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FAQ Property Tax Relief Payments
How long does it take to finish the program?
The typical program lasts from 24 to 48 months, dependent on the size of your debt as well as your agreement on the settlement.
Can CuraDebt assist with tax problems in the state?
Yes, CuraDebt has a tax relief program to aid you in dealing with problems such as delinquent payroll tax and garnishments on wages.
What’s the first thing I have to do when I’m enrolled in the program?
You’ll need to constantly communicate with the team and pay the required payments to pay down your debt over time.