Has your debt increased lately? Are you exhausted from trying different financial advice and strategies but you’re still struggling with unsolved problems?
Maybe you’re here because tried everything.
In most cases, the best way is to approach professionals that can help to resolve this issue.
CuraDebt is among the most asked companies. Many customers have asked if they can help you or put you into more debt.
According to their clients they can help you manage 80percent of your debt , so you can take couple of w
orries off your mind.
But for some people the claims seem too good to be true.
Suppose you’re on the lookout for anything that can assist you in paying off your debt. In this case, CuraDebt will mostly be highly recommended by those. We’ll be taking an in-depth look at how CuraDebt works and what problems it could help solve.
Moreover, before we end, we’ll also look into the advantages and disadvantages of this method.
Before starting the review, check out this video instead if you prefer to watch it.
Otherwise, let’s begin.
Before you go on, you may want to check out this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick review. After, you will want to read the rest of our article for a more comprehensive review of CuraDebt.
About the Company Property Tax Relief On Tax Return
CuraDebt is a debt relief company from Hollywood, Florida. It was established in 2000, and is a member of the American Fair Credit Council, the US Chamber of Commerce, and is accredited with the International Association of Professional Debt Arbitrators.
While it is accredited, some states have limited their access to their services.
What CuraDebt do?
Assistance in settling your debt is CuraDebt’s most known feature. However, they also offer other services that will assist you in becoming financially stable.
The process starts by requesting a no-cost savings estimate on the internet. This service is very confidential, and they won’t be doing a credit check. With this estimate of savings, you will learn more about your options to be debt-free.
The savings estimate, as mentioned before, gives you an idea of your options, regardless of whether you’re planning to continue using CuraDebt.
CuraDebt will assign you a financial advisor as well as a support team to help you with credit arbitration in the event that you decide to enroll. Some financial advisors can help you on your path to debt-free living.
Following the debt settlement plan, CuraDebt will be the agency to take care of all your creditor’s calls. They’ll also be the ones who negotiate the terms of your payment in accordance with the state of your finances. Based on what works best to you, this could either be a lump sum settlement or the option of a payment plan.
Furthermore, they will work with creditors to ensure that you have better rates as you deposit money to your savings account. This in turn, will process to pay creditors. Their programs can assist you to settle the debt within two years.
After you’ve registered with them, they will give you access to your data 24/7. All you need to do is log in to CuraDebts the client portal to monitor your progress.
Before you can avail of the program, you’ll have to pass their requirements first. In order to be considered eligible for the program, you’ll need to meet the following requirements:
- Minimum 21 years old
- Earn a reliable income
- Have a minimum debt of $5,000
What are they able to assist you with?
Here are the different ways CuraDebt can aid you.
Like their name implies, CuraDebt can assist you in dealing your debt. They are able to negotiate settlements on your behalf for the majority of types of debt. These include personal loans, medical bills credit cards, and lines of credit. You can also approach them to settle any outstanding amount on business debts collection, repossessions, or collections.
They may even assist you in negotiating on tax owed as well as IRS debt. But, you won’t receive assistance with the majority claims, government loans or collateral, as well as utility bills. The same goes for student loans.
On the other hand, they will assist you in navigating laws such as those of the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They can also assist you in identifying debtors who are in violation to ensure that you receive cash settlements, if possible. Some violations can also lead to having your debts removed as well.
CuraDebt lets you pay off debts with less than the amount you have. Additionally, you can have questions answered during a free consult with their debt advisor.
The most appealing aspect of the program is that you will only pay the fees after your debt has been settled. All you have to do is sign up with one of their plans, and you’ll be able to resolve all of your debts.
Tax Management and Relief
CuraDebt can also deal with your tax debt. Once they collect all of your financial documents and tax documents, they’ll also collect all the paperwork you’ll need for tax returns.
With this program, you will be able to solve various tax issues like garnishments on wages as well as tax penalties for personal and taxation for business, back taxes, trust fund penalties, and tax liens.
There aren’t any hidden charges neither are there hidden fees. They only offer flat-fee prices, which depends on the amount you’ll need to settle.
There are a variety of options for the settlement of taxes. Here are 6 options:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatements
- Currently non-collectible
What kind of debt are they able to help with?
Although they specialize in debt settlement, it is not their forte, they don’t offer all kinds in debt resolution. CuraDebt is only focused on loans that are not secured. They aren’t able to help you if the loan or debt is linked to an item that is physical.
If you do have the following kinds of debt, they will arrange settlements for you.
With CuraDebt it is expected that you will be able pay off your past-due tax debts without difficulty. Additionally, this service is accessible to all 50 states if you have a debt to the IRS. There are federal tax experts who can assist you in resolving the issues.
CuraDebt can also help resolve your medical debt. In some cases, you may even pay the debt for less than you are owed.
Private Student Loan
CuraDebt does not cater to Federal student loan. They can however assist private students with negotiating any loans they are owed.
Payday loans and personal loans also qualify as debt-settling programs. You can also avail if you have other unsecured credit lines that you got from another bank or financial institution.
Credit Card Debt
If you are in debt through store credit cards or traditional credit cards or private label credit cards CuraDebt can help you pay it off.
What is the cost?
The most appealing aspect of CuraDebt is the way the company has priced its services. They do not charge an upfront cost. Only pay when you have paid off all of your debts.
They also don’t have high-cost charges either. On average, you’ll have to pay between 20 and 20 percent of the debt that you settled through them.
In the average, this kind of industry can charge anywhere from 15% to 25%.
Additionally, customers can anticipate to pay off their debts in between 2 and 4 years. However, this also varies according to the amount you are able to save each month.
Additionally, they claim you can save up to 30% if you include their costs into your calculations.
However, the claim may vary, depending on the situation. Some customers have even talked about saving 50 to up to 80%.
The benefits of using CuraDebt
Now that you have an idea of what CuraDebt offers, Let’s take a look at the benefits of using CuraDebt.
The first is that CuraDebt is only charged once you’ve paid off your debt. Furthermore they only charge 20% of the cost, whereas most companies charge you 25%.
Then, if you’re done by the program for debt relief you can also sign up for their credit repair program.
It’s a great way to restore your credit score without having to go into debt again. The program is however designed differently for each person dependent on the circumstances of your case.
Finally, CureDebt looks into your financial obligations to assist in settlements and negotiations. It means that the amount you owe won’t rise over time. They’ll also be looking into any creditor violations with the help of their in-house experts.
Drawbacks of using CuraDebt
We will also examine some of the drawbacks of CuraDebt.
Debt settlement and debt relief usually require that you stop paying with . So if you’re trying to build a better standing on credit scores, you could set you back while you’re getting rid of your credit card debt.
CureDebt does not offer a mobile application. Although they have a client website however, it appears aged and simple. It’s not very intuitive and could be difficult to navigate.
Moreover, they are still not accredited with the Better Business Bureau although they were awarded an A+ grade.
The Final Verdict
CuraDebt is a great program that lets you pay off your debts without spending more for these types of services. Additionally the 20% service fee is lower than many businesses that charge the 25% cost. There are no upfront payments and you’ll only have to pay the fee when the debt is paid off.
Although they’ll allow you to access an account so that you can track your progress however, their website isn’t user-friendly. CuraDebt also doesn’t have an app, which will make it easier to look at your progression.
They do have a good support team and can be reached them, not only via emails but by phone or by submitting an e-ticket. Property Tax Relief On Tax Return
If the problem of debt is an problem right now, we recommend CuraDebt’s service. Be sure to be eligible and that the services they offer are available in your area.
FAQ Property Tax Relief On Tax Return
How long does it take to complete the program?
The program typically takes between 24 and 48 months dependent on the size of your debt and the agreement on the settlement.
Can CuraDebt help with state tax problems?
Yes, CuraDebt provides tax relief programs that can help you with problems such as late payroll tax issues and garnishments of wages.
What do I need to do when I’m enrolled in the program?
You’ll be required to communicate with the team and pay the required payments to pay down your debt over time.