Have your debts been piling up lately? Are you exhausted from trying various financial advice and strategies but you’re still struggling with unsolved problems?
Maybe you’re here because tried everything.
In the majority of cases, the best way is to approach experts who can assist you settle this issue.
CuraDebt is one of the most frequently contacted companies. Many people are asking if they can help you or put you into more debt.
According to their customers, they can help you control 80% of your debts so that you can finally take a few things off of your mind.
For some they believe these claims are too good to be true.
If you’re looking for anything that can aid you in settling your debt. In that scenario, CuraDebt will mostly be highly recommended by those. We’ll take a deeper look at the way CuraDebt is used and the problems it can solve for you.
Furthermore, before we conclude, we’ll also look into the advantages and disadvantages of this method.
Before beginning the review, you can check out this video instead in case you would prefer to watch it.
Otherwise, let’s begin.
Before you continue, you may want to check out this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick review. After, you will want to read the rest of the article for a more comprehensive review of CuraDebt.
About the Company Property Tax Relief Nys On Taxes
CuraDebt is a company that provides debt relief from Hollywood, Florida. It was founded in 2000 and has been an active part of the American Fair Credit Council, the US Chamber of Commerce, and accredited by the International Association of Professional Debt Arbitrators.
While it is accredited, some states have limited their access to their services.
What can CuraDebt do?
Assistance in settling your debt is CuraDebt’s most well-known feature. However, they also offer other services that will aid you in becoming more financially stable.
The process begins with requesting a free savings estimate on the internet. This service is very confidential and won’t be doing a credit check. With this estimate of savings you’ll be able to discover more about other options in your journey to be debt-free.
This estimate of savings, which was mentioned earlier, provides you with the opportunity to consider your choices, regardless of whether you’re going to keep using CuraDebt.
CuraDebt will assign you a financial counselor and a team of support to assist you in navigating the process of credit arbitration should you choose to join. Certain financial advisors can assist you on your path to debt-free living.
Following your debt settlement program is completed, CuraDebt can be the agency to handle all of the calls from your creditors. They will also be the ones who determine the terms of your repayment based on the status of your financial situation. In determining which option is the best your situation, the payment can be either a lump sum settlement or a payment plan.
Furthermore they will also be working with the creditors so that you can enjoy better rates when you deposit money to your savings account. This in turn, will process to pay off creditors. The plans they offer can help you get rid of debt in just 48 months.
After you’ve signed up with them, they will give you access to your data 24/7. All you need to do is sign in to CuraDebts Client Portal to monitor your development.
Before you can benefit from the program, you’ll have to meet their eligibility requirements first. To be eligible, you’ll need to be:
- At least 21 years old
- Verifiable income
- You must have a minimum balance of $5,000
What are they able to assist you?
Here are some of the ways CuraDebt can help you.
The name of the company suggests that CuraDebt can help you deal with your debt. They are able to negotiate settlements on behalf of you for most types of debt. This includes medical bills, personal loans credit cards and loans. You can also approach them to help settle any remaining balance on business debt and collections or repossessions.
They can even help negotiate with back taxes and IRS debt. However, you won’t get assistance for the majority claims, government loans as well as collateral and utility bills. Also, they don’t cover the majority of student loans.
On the contrary, they’ll assist you in navigating laws such as those of the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They also help you find creditor violations so that you can have cash settlements, if they are possible. Certain violations could result in having your debts also dismissed.
CuraDebt also allows you to repay debt for less than the amount you own. Additionally, you can inquire about your debt during their no-cost consult with their debt counselor.
The greatest benefit of their program is that you’ll only pay the fees when your debt is paid off. All you need to do is sign up with some of their programs and you’ll be able to resolve all of your debts.
Tax Management and Relief
CuraDebt can also help you with your tax debt. Once they collect all of your financial documentation and tax documents, they’ll also collect all the documents you’ll require for tax returns.
By using this program, you should be able to solve the various types of tax problems like wage garnishments, tax penalties, personal and taxation for business and back taxes as well as trust fund penalties and tax lien.
There aren’t hidden fees also. They only use flat-fee pricing and is dependent on the amount that you’ll need to settle.
They have different solutions for paying off the tax debt. Here are six of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatements
- Currently non-collectible
What kinds of debts can they assist you with?
While debt settlement is their forte but they aren’t able to provide all kinds of debt settlement. CuraDebt is only focused on loans that are not secured. They won’t be able to help you if the credit or loan is tied to an item that is physical.
However, if you have one of the following kinds of debt, they’ll arrange settlements for you.
With CuraDebt the service, you’ll be able pay off tax debts that were due to be paid without any issues. Additionally, this service is offered to all 50 states in the event that you owe money in arrears to IRS. They have federal tax experts who can assist you in resolving the issues.
CuraDebt will also help you resolve the medical bills. In certain cases, you may even pay them less than the amount you have to pay.
Private Student Loan
CuraDebt doesn’t cater to federal student loans. They can however assist private students in negotiating any student loans that they are owed.
Personal and payday loans are also eligible to be eligible for debt relief programs. You can also avail of the program if you also have other unsecured credit lines you obtained from an alternative financial institution or bank.
Credit Card Debt
If you’re in debt using store credit cards, traditional credit cards, and private-label credit cards CuraDebt will assist you in paying it off.
What is the cost?
The most appealing aspect of CuraDebt is how the company has priced its services. They don’t charge an upfront fee. The only time you pay is when you’ve paid each of your debts.
Additionally, they do not charge high charges either. In the average, you’ll need to pay between 20 and 20% of the debt you settled through them.
In the average, this kind of business can cost anywhere between 15% and 25%.
Moreover, clients can expect to settle their debt from two to four years. However, this also varies according to the amount you are able to save each month.
Also, they claim you can save up to 30% when you factor in their charges into your calculation.
But this claim will also depend on your specific situation. Some customers even claimed to save between 50% and up to 80%.
Advantages to using CuraDebt
Now that you have an idea of what CuraDebt can offer you let’s look into the advantages that come with using CuraDebt.
In the beginning, CuraDebt is only charged once you’ve paid off your debt. Furthermore, they only charge 20% of the cost, whereas the majority of companies charge 25 percent.
Then, if you’re done in the process of debt resolution you can also sign up for their credit restoration program.
It’s an excellent option to rebuild the credit rating without going into debt again. However, the program runs in a different way for each individual dependent on the circumstances of your case.
In the end, CureDebt looks into your credit to assist with settlements and negotiations. It means that your debt won’t increase as time passes. They’ll also investigate any creditor violations with the assistance of their in-house experts.
The drawbacks of using CuraDebt
We will also examine some of the drawbacks of CuraDebt.
Debt relief and debt settlements often require you to stop paying with your credit card. If you’re trying to build a better standing on credit scores, you may delay you from finishing your debt.
CureDebt doesn’t even have a mobile app available. While they do have a client website, it looks old and mundane. It’s not particularly user-friendly, and can be challenging to navigate.
In addition, they’re not credited with an accreditation from the Better Business Bureau although they were awarded an A+ rating.
The Final Verdict
CuraDebt is a useful program that allows you to resolve your debt without having to spend more on those types of services. Moreover their 20% service fee is less expensive than the majority of firms that charge a 25% fee. There are no upfront payments, and you will only have to pay the fee when the debt is settled.
Although they’ll give you an account to see your progress however, their website isn’t user-friendly. CuraDebt does not have an app that would make it easier to look at your performance.
They do have a great support team that you can contact them not just via email but also via phone or making an e-ticket. Property Tax Relief Nys On Taxes
If debt is a big issue right now, we strongly recommend CuraDebt’s debt management program. Just make sure that you’re eligible and that the programs they offer are available in your area.
FAQ Property Tax Relief Nys On Taxes
How long will it take to finish the program?
The program typically takes between 24 and 48 months dependent on the size of your debt as well as your agreed settlement.
Can CuraDebt assist in the fight against state tax issues?
Yes, CuraDebt offers a program for tax relief that will assist you with issues such as late payroll tax and garnishments on wages.
What do I need to do after joining the program?
You’ll have to keep in constant contact with the team and pay the required payments to reduce your debt over time.