Are you experiencing debt that has been increasing lately? Are you burnt out from trying other financial advice and strategies but haven’t solved your problems?
Perhaps you’re here because you’ve already tried everything.
In the majority of cases, your most effective approach is to talk to experts who can assist you resolve the issue.
CuraDebt is among the most frequently contacted companies. Many people have been inquiring whether they can help you or put you into more debt.
According to their clients, they can assist you in managing the majority of your debt so that you can finally take a couple of things off your mind.
But for some people they believe these claims are too good to be true.
Suppose you’re on the lookout for something that will assist you in paying off your debt. If that’s the situation, CuraDebt will mostly be suggested by people. We’ll be taking an in-depth review of the way CuraDebt works and what problems it can help you solve.
Moreover, before we end our discussion, we’ll take a look at its benefits and drawbacks.
Before you begin the review, watch this video instead for a more relaxing way watching it.
Otherwise, let’s begin.
Before you continue, you may want to watch this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick overview. After, you will want to read the rest of our article for a more comprehensive review.
About the Company Property Tax Relief Northampton County Pennsylvania
CuraDebt is a company that provides debt relief from Hollywood, Florida. It was established in 2000 and has since become a participant in the American Fair Credit Council, the US Chamber of Commerce, and is accredited by the International Association of Professional Debt Arbitrators.
Although the service is accredited, certain states have restricted their services.
What can CuraDebt do?
Helping you settle your debt is the most known feature. They also provide other services that will assist you in becoming financially stable.
First of all, it begins by requesting a free online savings estimate. This service is very confidential and they will not conduct a credit inquiry. By using this estimate of savings you’ll be able to learn more about your alternatives to debt-free.
Savings estimates, which was mentioned previously, offers you an insight into your choices regardless of whether you’re going to keep using CuraDebt.
CuraDebt will provide you with a financial counselor as well as a support team to assist you with the process of credit arbitration should you choose to join. Certain financial advisors can assist you with your debt-free journey.
Following the debt settlement program is completed, CuraDebt is the one to handle all of your creditors’ calls. They’ll also be the ones who will negotiate conditions of the repayment depending on the condition of your financial situation. Based on what works best your situation, the payment can be either a lump sum settlement or a payment plan.
Furthermore, they will work with creditors so that you can get better rates when you deposit money to your savings account, which is then processed to pay off the creditors. The plans they offer can help you pay off the debt in 48 months.
After you’ve registered with them, they’ll provide you with access to your account information 24 hours a day. All you need to do is sign in to CuraDebts Client Portal so that you can monitor your progress.
Before you are able to avail the program, you’ll have to satisfy their criteria first. To be eligible, you’ll have to be:
- At least 21 years old
- Earn a reliable income
- Minimum debt must be $5,000
What can they assist you?
Here are the various ways CuraDebt can help you.
As their name suggests, CuraDebt can help you deal with your debt. They can negotiate settlements on behalf of you for all kinds of debt. These include personal loans, medical bills credit cards as well as lines of credit. You can also approach them to settle any outstanding amount on business debts and collections or repossessions.
They may also assist in negotiating on tax owed and IRS debt. However, you will not receive support for most cases, government loans, collateral, and utility bills. Also, they don’t cover the majority of student loans.
On the contrary, they’ll assist you in navigating laws such as those of the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They also help you find debtors who are in violation so that you can have cash settlements, if they are possible. Certain violations could lead to having your debts removed as well.
CuraDebt can also help you settle debt with less than the amount you have. They also allow you to inquire about your debt during their no-cost consult with their debt counselor.
The greatest benefit of their program is that you will only be charged when your debt is paid off. All you need to sign up for some of their programs and you’ll be able to resolve all of your debts.
Tax Management and Relief
CuraDebt will also handle taxes. Once they’ve gathered all your financial documents They will also gather all the necessary paperwork for tax returns.
With this program, you should be able to solve different types of taxes like wage garnishments, tax penalties, personal and business taxes as well as back taxes and trust fund penalties and tax lien.
There aren’t any hidden costs neither are there hidden fees. They only use flat-fee pricing, which depends on the amount that you’ll must settle.
They have different solutions for the settlement of the tax debt. Here are six of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatement
- Currently non-collectible
What kinds of debts can they assist you with?
Although they specialize in debt settlement, it is not their specialty, they don’t offer all kinds in debt resolution. CuraDebt is only focused on debt that is not secured. They can’t help you if your credit or loan is tied to an actual item.
However, if you have one of the following kinds of debt, they will arrange settlements for you.
With CuraDebt, you should be able to pay taxes that are due without difficulty. Moreover, this type of service is available to all 50 states in the event that you owe money towards the IRS. They have federal tax experts to assist you with these kinds of problems.
CuraDebt will also help you resolve any medical-related debt. In some cases you might even be able to pay them for less than what you are owed.
Private Student Loan
CuraDebt doesn’t cater to the federal government’s student loan. Still, they can help private students with negotiating the student loans they are owed.
Payday loans and personal loans also qualify as debt-settling programs. You can also avail the program if you have other unsecure credit lines you obtained from another financial institution or bank.
Credit Card Debt
If you are in debt through store credit cards, traditional credit cards, as well as private label credit card, CuraDebt will assist you in paying it off.
What is the cost?
The most appealing aspect of CuraDebt is how they’ve priced their service. They don’t charge upfront fees. The only time you pay is when you have paid off all of your outstanding debts.
Also, they don’t have high-cost fees as well. On average, you’ll have to pay up to 20 percent of the debt that you settled through them.
On average, this type of industry can charge anywhere between 15 and 25 percentage.
Additionally, customers can anticipate to settle their debts within between 2 and 4 years. This varies in relation to the amount you save per month.
Also, they claim that you can save up to 30% when you factor in their charges into your calculation.
However, this statement will depend on your specific situation. Some clients even mentioned saving 50% to 80percent.
The benefits of using CuraDebt
Once you’ve got an understanding of the benefits CuraDebt can provide, Let’s take a look at the benefits that come with using CuraDebt.
In the beginning, CuraDebt is only charged when you’ve paid off your debt. Additionally they only charge 20% of the cost, whereas the majority of companies charge 25%.
If you’re finished in the process of debt resolution you can also sign up for their credit restoration program.
It’s a great method to improve the credit rating without going into debt again. However, the program runs differently for each person, depending on your situation.
Lastly, CureDebt looks into your debt so that they can assist in settlements and negotiations. So, the amount you owe won’t rise over time. They’ll also be looking into any violations of creditor using their in-house experts.
Drawbacks of the use of CuraDebt
Let’s also consider some of the drawbacks of CuraDebt.
Debt settlement and debt relief usually require that you stop making payments using the credit card you use. Therefore, if you’re trying build a better rating on your credit, this might cause you to delay working on your debt.
CureDebt does not have a mobile app. While they do have a website for clients however, it appears aged and simple. It’s not particularly intuitive, and it can be difficult to navigate.
In addition, they’re not credited with the Better Business Bureau although they were awarded an A+ rating.
The Final Verdict
CuraDebt is a useful program that allows you to settle your debt without spending more on these kinds of services. In addition the 20% service cost is lower than many businesses that charge a 25% fee. There aren’t any upfront fees and you’ll only have to pay when the debt is settled.
Although they’ll allow you to access an account so that you can track your progress but their website isn’t simple to navigate. CuraDebt also doesn’t have an app, which could make it easier for you to monitor your performance.
However, they have a great support team and can be reached them not just via email but by phone or by making an electronic ticket. Property Tax Relief Northampton County Pennsylvania
If debt is a big problem right now, we recommend CuraDebt’s service. Make sure you’re qualified and that the services they offer are available in your state.
FAQ Property Tax Relief Northampton County Pennsylvania
How long will it take to complete the program?
The average program is 24 to 48 months, depending on the amount of your debt and the agreement on the settlement.
Can CuraDebt aid in the fight against state tax issues?
Sure, CuraDebt offers a program for tax relief to aid you in dealing with problems such as delinquent payroll tax issues and wage garnishments.
What’s the first thing I have to do once I’m in the program?
You’ll be required to communicate with your team members and make the necessary payments to pay down your debt over time.