Are you experiencing debt that has been piling up lately? Are you tired of trying different financial advice and tips but haven’t solved your problems?
Maybe you’re here because been through every thing.
In most cases, the best way is to approach experts who can help you settle this issue.
CuraDebt is one of the companies that get the most inquiries. A lot of customers have asked if they are able to help or help you get into more debt.
According to their customers, they can help you manage the majority of your debt , so you can take couple of w
orries off your plate.
For some, these claims are just too good to be true.
If you’re looking for anything that can assist you in paying off your debt. In this scenario, CuraDebt will mostly be suggested by people. We’ll be taking a deep review of the way CuraDebt works and what problems it can help you solve.
In addition, prior to our conclusion, we’ll also look into its advantages and drawbacks.
Before beginning the review, watch this video instead for a more relaxing way to watch it.
Otherwise, let’s begin.
Before you go on, you may want to check out this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick overview. After, you will want to read the rest of our article for a more comprehensive review.
About the Company Property Tax Relief Memphis
CuraDebt is an organization that deals with debt relief in Hollywood, Florida. It was established in 2000 and has since become a member of the American Fair Credit Council, the US Chamber of Commerce, and accredited with the International Association of Professional Debt Arbitrators.
While it is accredited, some states have limited their access to their services.
What can CuraDebt do?
Helping you settle your debt is CuraDebt’s most well-known feature. However, they also offer additional services to help you be more financially secure.
The process begins with requesting a free online savings estimate. This service is very confidential and they will not be conducting a credit screening. With this savings estimate you’ll be able to discover more about other options in your journey to be debt-free.
This estimate of savings, as we’ve mentioned before, gives you an insight into your options, regardless of whether you’re planning on using CuraDebt.
CuraDebt will provide you with a financial counselor and a support team to help you with credit arbitration if you decide to join. Certain financial advisors can assist you with your debt-free journey.
Following the debt settlement plan, CuraDebt is the company to handle all of your creditor’s calls. They’ll be the ones who determine conditions of the payment depending on the condition of your finances. Based on what works most effectively your situation, the payment could either be a lump sum settlement or an installment plan.
Furthermore they will also be working with creditors so that you can enjoy better rates when you transfer money into your savings account, which in turn, will process to pay back creditors. Their plans can help you settle the debt within 48 months.
Once you’ve signed up with them, they’ll give you access to your information 24/7. All you need to do is sign in to CuraDebts the client portal to monitor your performance.
Before you can avail of their program, you’ll need to satisfy their criteria first. For eligibility, you’ll need to be:
- Minimum 21 years old
- Earn a reliable income
- Have a minimum debt of $5,000
What can they help you with?
Here are the various ways CuraDebt can help you.
As their name suggests, CuraDebt can assist you in dealing your debt. They can negotiate settlements on your behalf to settle the majority of types of debt. This includes medical bills, personal loans, credit cards as well as loans. They are also able to help settle any remaining balance of business debt and collections or repossessions.
They may even assist you in negotiating with back taxes and IRS debt. However, you will not receive assistance for the majority claims, government loans, collateral, and utility bills. Also, they don’t cover the majority of student loans.
On the contrary, they’ll assist you with laws like that of Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They also help you find debtors who are in violation so that you can have cash settlements, should it be possible. Certain violations could lead to having your debts dismissed as well.
CuraDebt lets you repay debt for less than the amount you have. You can also inquire about your debt during their no-cost consult with their debt counsellor.
The most appealing aspect of the program is that you will only pay the fees once your debt is settled. All you need to sign up for one of their plans, and you’ll be able to settle each of your debts.
Tax Management and Relief
CuraDebt will also handle taxes. After they have gathered all your financial records, they will also collect all the necessary paperwork to file tax returns.
With this program, you should be able to solve various tax issues such as garnishments on wages and tax penalties, personal and taxation for business and back taxes and trust fund penalties and tax lien.
There aren’t any hidden charges also. They use only flat-fee pricing and is dependent on the amount that you’ll must settle.
They offer different options when it comes to paying off taxes. Here are 6 of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatements
- Currently non-collectible
What kinds of debts can they help you with?
Although debt settlement is their specialty however, they do not provide all kinds of settlement. CuraDebt concentrates on unsecured debt. They aren’t able to help you if your debt or loan is tied to an actual item.
If you do have the following types of debt, they’ll arrange settlements for you.
With CuraDebt, you should be able to pay tax debts that were due to be paid without difficulty. Moreover, this type of service is accessible to all 50 states if you owe money towards the IRS. There are federal tax experts who can assist you in resolving these types of issues.
CuraDebt can also help resolve your medical debt. In some instances, you may even pay them less than the amount you owe.
Private Student Loan
CuraDebt doesn’t cater to federal student loans. However, they can assist private students in negotiating the student loans they owe.
Personal and payday loans are also eligible to be eligible for debt relief programs. It is also possible to avail the program if you have other unsecured credit lines that you have obtained from another financial institution or bank.
Credit Card Debt
If you are in debt through store credit cards or traditional credit cards or private label credit cards, CuraDebt will assist you in paying it off.
How much will it cost?
The best part about CuraDebt’s pricing is how they’ve priced their services. They do not charge an upfront cost. Only pay when you’ve paid each of your debts.
They also do not charge high charges either. On average, you’ll have to pay between 20 and 20% of the debt you settled through them.
In the average, this kind of industry charges from 15% to 25%.
In addition, customers can expect to settle their debts within between 2 and 4 years. However, this also varies depending on the amount that you can save up per month.
Also, they claim that you could save as much as 30% by incorporating their fees in your equation.
But this claim will also depend on your specific situation. Some customers have even talked about saving between 50% and 80percent.
Benefits of using CuraDebt
Once you’ve got an understanding of the benefits CuraDebt can offer you let’s look into the advantages that come with using CuraDebt.
First, CuraDebt will only charge you after you’ve settled your debt. Furthermore they charge only a 20% fee while many companies charge 25 percent.
Then, if you’re done in the process of debt resolution, you may enroll in their credit restoration program.
It’s a great way to restore your credit without going back into debt. The program is however designed different for every person dependent on the circumstances of your case.
Finally, CureDebt looks into your financial obligations to help with settlements and negotiations. This means your debt won’t increase over time. They’ll also be looking into any violations by creditors using their in-house experts.
Drawbacks of the use of CuraDebt
Let’s also consider some of the negatives of CuraDebt.
Settlement of debt and debt relief typically require you to cease making payments with your credit card. If you’re trying to increase your rating on your credit, this may delay you from getting rid of your obligations.
CureDebt doesn’t even have a mobile app available. While they have a client website, it looks aged and simple. It’s not particularly intuitive, and it can be challenging to navigate.
In addition, they’re not credited with an accreditation from the Better Business Bureau although they did receive an A+ rating.
The Final Verdict
CuraDebt is a good program that lets you pay off your debts without spending more for these types of services. In addition the 20% service charge is lower than many businesses that charge a 25% fee. There is no upfront payment and you’ll only have to pay when the debt is settled.
While they’ll provide you with an account that allows you to track your progress, their website is not simple to navigate. CuraDebt also doesn’t have an app, which could make it easier for you to track your performance.
They do have a competent support staff and can be reached them, not only via emails but also via phone or sending an electronic ticket. Property Tax Relief Memphis
If problem of debt is an issue right now, we strongly recommend CuraDebt’s debt management program. Just make sure that you’re eligible and that the services they offer are available in your state.
FAQ Property Tax Relief Memphis
How long will it take to complete the course?
The program typically takes between 24 and 48 months dependent on the size of your debt as well as your agreed settlement.
Can CuraDebt aid in the fight against state tax issues?
Yes, CuraDebt offers a program for tax relief to assist you with issues such as delinquent payroll tax issues and garnishments of wages.
What should I do after joining the program?
You’ll be required to communicate with your team members and make the necessary payments to lower your debt over time.